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Immoral_angel's Debt Diary

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Comments

  • Beth86
    Beth86 Posts: 428 Forumite
    Well done hun! And I'm glad MIL is going to help you out.
    Beth86
    also Beth.194 but I've lost my password.
    September GC - Budget £250 Spent [STRIKE]£56.33 £62.69 £64.91[/STRIKE] £69.11 (72% left)
    NSD's so far: 2!
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Well done for the taking the first pill:j "the bitterest pill is hard to swallow" - sorry, had to get that in :D but you've made the first step and so pleased you can now take Ashli out for her birthday - thank godness you've got a wonderful MIL (want to swap???)

    You'll have a lovely day with Ashil and its a bonus too that you can spend some quality time with her alone which is what I think you were concerned about. She'll have a fantastic time and you can also have another lovely day with MIL included and knowing you - it won't have to cost the earth, just a tea party in the garden in the summer or whatever, you'll think of something ;)
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    MIL just called. She's just called my SIL and now she is going to have Kaitlyn on sunday so that MIL can come with us. Had a feeling that MIL wasn't best pleased when I told her what SIL had said so looks like MIL had words with her so now the original plan for sunday is back on. MIL even said not to worry about anything and I can relax now it's all sorted. Bless her heart.
    :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Even better :j
  • :grouphug: Have been really busy and not posted recently but have kept up with your diary and never mind MSE diaries published your diary of how you feel with PND should be published as a guide to others how quickly it can come on and then take over your life. Sorry to hear that the fab immoral family are having a wobble but then sadly this happens however by starting to deal with your debts when you did and arranging budjets etc you have laid a fantastic foundation on which to let Steve help you out for a bit, You are a fab mum and an inspiriation to many and I bet many of Steves mate wish they had someone like you. Hang in there were all willing you better put you hands on the keyboards and feel the waves of positive thoughts and good wishes xx
    Oct 2006 Debt Was£32817.00
    Now £15431.45 DFD Mar 2011:eek: (Will be sooner)
    7 out of 10 Paid Bring on MBNA!

    Michaels 21K Challenge first weigh in 01/01/07 - 26280 - to date 15400.24 - Amount left to reach 21K - 10120!
    DFW Nerd No 299
  • tigzem
    tigzem Posts: 2,361 Forumite
    Fab news about Sunday.... well done on taking that 1st pill. Here's some more HUGS for you xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi IA

    Great news about Sunday - I hoep you have a wonderful day. I'm really sorry to hear about the stress & PND and hope that you do feel better with the anti-ds. Big hugs to you & the family.

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Spendless
    Spendless Posts: 24,694 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have worked out that to afford Ste's next test and lessons we'll have to use the tax credits for the rest of the month and not save them towards dotty p's.. But if it means he passes then it's worth it and will just have to make sure it doesn't turn into a slippery slope.
    Did you ring the tax office to see if you are owed any money back?
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Yea and we weren't. Got to call them after april 5th to let them know my income will be basically nothing for the coming year though.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spendless
    Spendless Posts: 24,694 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yea and we weren't. Got to call them after april 5th to let them know my income will be basically nothing for the coming year though.
    why's that? In case you are owed anything? :confused: Didn't know you had to inform tax office if you weren't working.

    ETA_ you did ring the tax office didn't you not the tax credit office helpline? The reason I'm wondering if you are owed tax back is everyone has a personal allowance what they can upto without paying tax. Not sure of exact figures for the 06-07 tax year without googling but roughly it's around £5K. With you not earning enough to pay tax earlier in the tax year and then going off on maternity later on, I'm wondering if you overpaid on the short time you did pay tax and if you did you should be able to get it back.
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