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Is it the end, or just the beginning.....?

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  • gallygirl
    gallygirl Posts: 17,240
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    hypno06 wrote: »
    I am sure there are people who have complaints against them, of course they are not perfect, but compared with other institutions I have done battle with over the years, these are fab guys!!

    But not as good as Egg, surely :rotfl:.

    Glad you're having a great time :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • hypno06
    hypno06 Posts: 32,296
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    Egg - smeg.....:rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • InaPickle
    InaPickle Posts: 5,968
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    Glad FD sorted out the Halimess and that you are having fun. :)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • EssexHebridean
    EssexHebridean Posts: 26,469
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    well fielded Hypno, and hurrah for FD. My parents have been with them pretty much since they first started, and always say they wouldn't go anywhere else now.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
    Balance as at 31/08/26 = £ 84,500.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • urg123
    urg123 Posts: 1,997
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    YOu've got to love FD!!!!!

    Glad you got it all sorted. Enjoy the skiing - whoosh whoosh!

    urg x x
  • mooomin
    mooomin Posts: 13,703
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    I still don't earn enough for First Direct.

    But when I do..... :D
  • macgirl
    macgirl Posts: 5,091
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    Wow, a glowing report for a bank?! I'm defo going to sign up!

    I'm with the Black Horse after years with NatW (I switched for the 0% OD) and they've been ok really, it's just the robotic call centre in India that drives me mad, they won't vere from the script!

    Glad you're having such a good break Hypno. We had snow here today, though not the nice skiiing kind :cool:
  • Verbatim
    Verbatim Posts: 4,831
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    Another vote for FD here. real people answer every time, conversations are recorded so agreements can be checked, and they do what they promise and if there's a human failure they put it right and apologize! Been with them for about 20 years and wouldn't change.
    Only beef is I should have got £10 for joining but forgot to claim it and by the time I remembered it was rather too late!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • gallygirl
    gallygirl Posts: 17,240
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    A quick vote for Smile here - I find them really friendly whenever I phone and, when I forgot to transfer money over to pay the mortgages, my OD was extended in minutes :j.

    Then again, I like Egg too :o. Actually, it's the functionality of Egg Money & Mortgages I like, they do make a fair few booboos. Although as one of them was linking our offset to both mortgage accounts for over a year, when rates were quite high, I managed to forgive them :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • chevalier
    chevalier Posts: 7,937
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    nice to hear that the holiday is going well.

    :eek:to the banks though and :T:beer: to FD
    good luck with 2011
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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