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Starting my journey
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wow well done on the big pay off you'll be debt free in no time x x x x thats a fantastic amount you've paid off so far hun.
Thats the attitude of most men........we can deal with it lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Thanks Abba I've still got a long way to go but its coming down and I don't use credit cards anymore, they are the work of the devil :mad:
Not much to report this evening I did all my ironing this morning and then this afternoon we all went to the local park. It was freezing but the kids got a good bit of fresh air and best of all it was FREE :j
I also found a few birthday party presents tucked away in a cupboard today so was thrilled that I don't have to buy any for DDs friends. She has been invited to 4 parties over the next 2 weeks so at least I won't have to purchase anything. :T
The pack ups are made, shoes are polished, uniforms ironed, tomorrow nights dinner is defrosting,kids are polished and shined so now I'm going to watch some dross on tv with a nice cuppa!
Night all xxx0 -
wow you're organised...very organised puts me to shame lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks Abba you wouldn't be saying that if you had just seen me 10 minutes ago trying to locate a small childs jumper lol x
Well had a good working day today.
Managed to meet a target on a survey site so £10 will be winging its way to me :j This will be going straight to HSBC credit card when it arrives in 6 weeks time.
Had a quick walk around town at lunchtime trying to find the last few bits and pieces for DDs party bags but couldn't find what I was looking for so will have to try somewhere else.
I am so tired tonight I didn't get to sleep until 3am this morning I was mulling lots of numbers round in my head. Its all positive though so can't complain too much. I am so excited about the thought of hopefully being debt free by the end of the year.
Right I'm going to tidy the kitchen now, put all the ironing away, do pack ups and try and find a quiet corner for myself. Whenever I sit down for a quiet minute a small child always appears lol.
Tonight is finalising some accounts ready for my meeting with a client and then a nice bath, pjs and Silent Witness - hooray the lovely Harry isn't dead after all xxx0 -
HI choogirl, sorry i havn't been posting much, seem to be so busy and not getting time to just sit with a brew and MSE.
I think your hubby's attitude is normal of most men, mine is the same, as long as the bills are paid and there is a beer or two in the fridge, he really doesn't care or understands where the money goes or how expensive children are.
Hope you managed a good night sleep last night.0 -
Morning choogirl, well done on breaking into the 9k barrier, thats flipping fantastic! These milestones make it feel easier dont they!
Ive got some good news for you! Ive only gone and got myself a client :T! Received my first self employed wage on Sunday woohoo!! Need to register myself as self employed now.
Anyway, am back with a vengeance now alls quietened down a bit! xMummytogirls x0 -
well done on the £10 bet your relieved lol
I need to start being more oragnised it's okay when i'm not working, it gives me something to do when the kids are at school and nursery but when i'm working l just feel like i'm rushing every where lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
pennywisepoundstupid wrote: »HI choogirl, sorry i havn't been posting much, seem to be so busy and not getting time to just sit with a brew and MSE.
I think your hubby's attitude is normal of most men, mine is the same, as long as the bills are paid and there is a beer or two in the fridge, he really doesn't care or understands where the money goes or how expensive children are.
Hope you managed a good night sleep last night.
Hi PWPS (hope you don't mind me abbreviating your name)
Thanks for posting I know how precious time is at the moment
I now feel relieved that it isn't just my hubby that doesn't take alot of interest in whats going on financewise.
I had a much better nights sleep thank you could have just done with longer in bed though
Will catch up on your diary at some point this week xx0 -
mummytogirls wrote: »Morning choogirl, well done on breaking into the 9k barrier, thats flipping fantastic! These milestones make it feel easier dont they!
Ive got some good news for you! Ive only gone and got myself a client :T! Received my first self employed wage on Sunday woohoo!! Need to register myself as self employed now.
Anyway, am back with a vengeance now alls quietened down a bit! x
Hi Mummytogirls
Thank you I do feel better now that I've broken into the £9k barrier I'm now looking forward to breaking into the below £9.5k barrier which should hopefully be at the end of February.
I am thrilled for you about getting a client - well done :T It will all help with your debt busting.
Will be catching up with your diary later on in the week xx0 -
well done on the £10 bet your relieved lol
I need to start being more oragnised it's okay when i'm not working, it gives me something to do when the kids are at school and nursery but when i'm working l just feel like i'm rushing every where lol
Hi Abba
I am relieved about the £10 - it was the hardest tenner I've ever had to earn but is very much appreciated :j
I am find it exhausting being more organised I feel more tired now than before when I was a little more chilled.
Will catch up with your diary as well xx0
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