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Starting my journey

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    At least you didn't go over your budget......I spend about £40 a week on my weekly shop but there is only me and my two wee ones x

    Did you eat the cat????? lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • choogirl
    choogirl Posts: 1,274 Forumite
    abba1772 wrote: »
    At least you didn't go over your budget......I spend about £40 a week on my weekly shop but there is only me and my two wee ones x

    Did you eat the cat????? lol

    £40 is excellent whats your secret?

    I need to cut down my food budget but find it so hard the kids and I would eat pasta every night but DH would moan as he likes his meat.

    No I didn't manage to catch the cat :rotfl:
  • choogirl
    choogirl Posts: 1,274 Forumite
    Morning

    I am so tired again!

    I had a very strange dream last night I dreamt that I had fallen down a cliff and was clinging on and trying to find a way up. The tide was coming in and it was just reaching my feet when I found a way up and as I was making my way up my DB gave me his hand and pulled me up even though he was just a child.
    It must be a sub-conscious thought that things are looking better and I can do this.

    Right thats too deep and meaningful for 8am time to go and sort the kids out. I still need to make the pack ups as I was too knack**ed last night :mad:
  • choogirl
    choogirl Posts: 1,274 Forumite
    DH has just made my blood boil, he has just mentioned that he might go and buy the coat that he saw in a sale that costs £150 I know he has got £70 available so I questioned where he was going to get the other £80 from. His reply - Don't know, my reply was if you get the coat that will be £80 less towards debt repayments this month. He has got a winter coat which is a few years old but will do for this winter. Just when I think the penny has dropped with him he throws comments like that into the mix :mad::mad::mad:

    It makes me so mad I'm trying my best to get the shopping within budget and doing surveys which are taking forever to pay out and he mentions new coats. I suppose I should console myself with the thought that he didn't just go and buy it. :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I think some men have there head in the sand when it comes to finances....like a couple of weeks of being good and all is solved x Just tell him too look for a cheaper coat that is within his budget x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • aw choogirl, it's mad isn't it, women get a hard time for supposedly being obsessed with spending money on shoes and handbags and in our cases men are the ones not playing ball!

    my ex fiance was very similar, no matter how many times we went through the fact that I was on a budget, or worse still, he was on a super budget, he was/is still over frivolous with money. It's so frustrating being the one who has had the LBM and is trying to stay on the straight and narrow :mad:

    keep up the good work though, tempting though it must be to throw in the towel or fall off the wagon.

    Sounds like you are working very hard for your exams too. I used to hate missing out on the snooker as I was always revising during the World Championships over the May bank holidays :rotfl: but it was so worth it when I got the email through that said I had passed. I really admire you keeping at it with little ones and those dastardly pack ups to contend with :mad: bet that cat will find himself in a butty one day near exam time!

    take care and hope you can get a bit of relaxing in at the weekend x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    choogirl wrote: »
    £40 is excellent whats your secret?

    I need to cut down my food budget but find it so hard the kids and I would eat pasta every night but DH would moan as he likes his meat.

    No I didn't manage to catch the cat :rotfl:


    I shop at iceland for my fridge and freezer stuff spend £25 and get free delivery saves me carrying up my stairs lol, home bargains for my cupboard stuff and lidl for my fruit and veg x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • choogirl
    choogirl Posts: 1,274 Forumite
    abba1772 wrote: »
    I shop at iceland for my fridge and freezer stuff spend £25 and get free delivery saves me carrying up my stairs lol, home bargains for my cupboard stuff and lidl for my fruit and veg x

    Thanks Abba1772

    Iceland is the other side of town to me but might try and see if I can incorpoate it into my daily commute. I like Home Bargains as well might try there for a look, I was also going to check out Farmfoods as well.

    Yes DH has really knocked his spending on the head but he had this momentary lapse of concentration the coats probably gone now anyway.
  • choogirl
    choogirl Posts: 1,274 Forumite
    little_h wrote: »
    keep up the good work though, tempting though it must be to throw in the towel or fall off the wagon.

    Sounds like you are working very hard for your exams too. I used to hate missing out on the snooker as I was always revising during the World Championships over the May bank holidays :rotfl: but it was so worth it when I got the email through that said I had passed. I really admire you keeping at it with little ones and those dastardly pack ups to contend with :mad: bet that cat will find himself in a butty one day near exam time!

    take care and hope you can get a bit of relaxing in at the weekend x

    Thanks for the lovely kind words of encouragement they brought tears to my eyes. It amazes me how much support there is on here and I think myself very lucky to have all this support from yourself, Abba, Boysma, Pennywisepoundstupid and Mummytogirls. I certainly couldn't do it otherwise x

    Have a good weekend yourself I am just going to catch up with everyones diaries whilst DH and kids are out :)
  • choogirl
    choogirl Posts: 1,274 Forumite
    Afternoon

    A quick update from little ole me!

    Paid my debts this morning and I have now broken into the £9k barrier its amazing that at my LBM back in September 2010 the starting debt was £13k so feeling quite pleased with myself.
    DH showed an interest in what I was doing this morning as well which makes a change, although he was shocked when he added up the credit card statements and they totalled £10670. However I consoled him with the fact that I was yet to make a payment today and now the balance is just below £10k :jStill high but getting there!

    Had an interesting chat with DH about debt and he confessed that all he's bothered about is that the balance comes down he's not concerned how its done etc as he knows that I can take care of it :mad: It would be nice if he could take more interest.

    I really need to get a filing system sorted out for all the paperwork - another job to add to the list!

    Have a good weekend everyone xx
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