Abba1772's Debt Free Diary

beanielou

I just dont know what to say.
Would he give you the card to look after & then you could chat about anything he wanted to spend on it?
sOrry, dont want to put my foot in it  xx

abba1772

I took the card off him @beanielou but gave it back to him in November in case he needed it for Xmas, I don’t want to treat him like a child and keep taking it off him, seriously considering getting him to close it altogether.

you won’t put your foot in it.......say what you feel xx

abba1772

My re render fund is sitting at £3105.77 quite pleased with that

emptied the piggy bank of coppers and 5p and there was £8 in there so took it to the post office and put it straight into the saving account.

found a north face jacket that was too wee for cancer so I’ve washed it and put it on fb marketplace for sale so if it goes then that’s more pennies for my fund.

starting to thaw out towards the hubby, think it’s sinking in he’s went too far this time.  But like homegrown says it’s the time after that I really need to keep an eye on to ensure it’s sunk in he can’t be reckless with the spending xx

nonnie44

Delurking to ask if you or hubby have joined the MSE Credit Club? Hubby and I joined a few years ago and it’s handy to keep track of your credit score, but it’s shows all your credit accounts like mortgage, loans, credit cards etc and all the current balances. I like to check in every so often to make sure everything is ok but perhaps this would be a way of you checking all his balances if that doesn’t seem too ‘big brother’. All our finances are joint so hubby doesn’t mind me checking both as I’m the ‘banker’ anyway, just a thought but I know it wouldn’t suit everyone. Also just to say that what you achieve is so inspiring and I hope hubby has learned his lesson xx

abba1772

I am on the credit club why pay for your credit score lol hubby has check my file, he’s up to date on all his payments so that’s a blessing but yeah I might sign him up for that as well so I can keep an eye on his balances from afar xx

abba1772

Afternoon 

transferred housekeeping money and one of my mindee fees over to the account as I’ve not relied on them since the start of the year so I’m still being strict.

got my car insurance to pay for its £230 for the year and that’s with breakdown cover included as well.  I have £190 in my everyday savings account which is what this account is for so I’ll get that paid in full over the weekend, after my mortgage appointment.

Finish work at 4pm today woo hoo so it’ll be workout number 5 for the week and week 5 of the gym challenge done......it’s weigh in today only lost 1.5lbs this year but I’ve toned up quite a lot so need to stop giving myself a hard time regarding the weight as I’m definitely getting muscles.

After workout is done it’ll be disinfect the downstairs time woo hoo I love a Friday night where everything gets pulled off the surfaces and disinfected within a inch of its life ready for the weekend lol xx. I know how to live

Then I need to nip to homebargains for a tray for KK who seems to want to eat his dinner on the couch sometimes......he’s getting too grown up here 

then I need to nip out and collect my elderly customers avon books think we have about 6 and 3 books to drop off, as I’ve messaged everyone else that they need to get their orders into me via fb messaged or text message.

hope everyone has a lovely weekend xx

beanielou

Hope all goes well the morra Abba  xx

Willowtree222

Have a lovely weekend Abba c

abba1772

mortgage appointment went ok they need to check with the underwriters regarding a change in our money when abbie turns 19 as obviously tax credits child benefit and maintenance money will stop as she moves up to higher education. so he needs to know if he's to put in the present money received or the amount that it will drop down to.  It's fine as i didn't put the maintenance money in the AIP anyway.  also he needs to see if they will accept it as its not a court ordered agreement which he said was wrong if we've managed  to be mature enough to sort it out ourselves.

Willowtree222

That's interesting Abba, they accepted mine as it has been paid for a minimum of 6 months. Hopefully it'll be the same for you. I know there's lots of differences between banks x