Abba1772's Debt Free Diary

beanielou

They diden't accept mine!

moneyonmymindsam

Hi Abba, 
Just catching up. I hope I'm not interfere but been there, know you have too, but would it be worth agreeing with hubby to drop his limit on his card to say to £500 or something still enough for work parts, treats/emergencies?

Just an idea to limit the damage amount that's not eye watering like 2k. 
Pleased MIL sorted her bit, he's kind hearted your fella so I'm guessing he just didn't think. 
Sam xx

Sun_Addict

Great idea from Sam 👍 Hope the mortgage goes through ok.

abba1772

Nicnak said:

That's interesting Abba, they accepted mine as it has been paid for a minimum of 6 months. Hopefully it'll be the same for you. I know there's lots of differences between banks x

They’ll see it’s been paid for over 10 years through the bank they do accept it but he wasn’t sure if it had to be court ordered xx

abba1772

moneyonmymindsam said:

Hi Abba, 
Just catching up. I hope I'm not interfere but been there, know you have too, but would it be worth agreeing with hubby to drop his limit on his card to say to £500 or something still enough for work parts, treats/emergencies?

Just an idea to limit the damage amount that's not eye watering like 2k. 
Pleased MIL sorted her bit, he's kind hearted your fella so I'm guessing he just didn't think. 
Sam xx

That’s an idea Sam xx

beanielou

Good idea to reduce card limit!

abba1772

morning

Sent £9.27 towards the saving pot need to remember to tell the mortgage advisor how much we have in this pot as he asked then moved onto another subject.  He's meant to be phoning me back today so heres hoping.

Its a beautiful day here bit cold but its blue skys all round hoping to get out the back garden and give it a little tidy up.

back to home schooling today after the weekend off, kk is meant to be going back to school on the 22nd not sure how I feel about it as during lockdown covid seems to be rampant in the school as its open for those classed as vunerable.......all three caretakers got it bless them.  bit of a worry and hubby doesn't want him to go.

beanielou

Also not sure about the schools going back.
Glad that I dont have to make that decision.  xx

abba1772

It's snowing again here good job I'm staying in lol

Sent another cheeky £10 towards my savings nothing exciting

Details have been sent to the underwriters to see if we can get a Halifax mortgage so we will either hear by today or it wont be until Thursday which is ok I guess, then hopefully it will be paperwork time and we can get this in place for the 30th April and we don't need to worry.

Paid the Car insurance in full, got it for £238 through churchill so I'm happy with that.  Hubby's bike insurance and road tax for his car is due think its about £450 in total so might look at paying that in full as well so its one less monthly payment he needs to make a month.

Got a quote to replaster Abbie's room £480 and put coving up when she moves out and replaster my kitchen ceiling as there are holes in it from where we moved the lights about £120 so not too bad just planning for the summer but nice to be organanised.  we will also be rewiring the room whilst its stripped back and empty when she moves out as the house will need a rewire at some point and I know it'll be more expensive doing it room by room but there's no way i could cope with my whole house being ripped to pieces at the same time so need to get a quote for that too.

right off to get lunch organised for the kids then it's home schooling time.

abba1772

morning

thank goodness its Wednesday half way through the week already. I'm shattered with these 6.30am starts lol 

sent £11.02 towards the savings so its still going up hubby has no idea that i've saved this much and it shall remain that way.  

need to go food shopping this week was trying to hold it off til next week but i think seven weeks between monthly shops is great thank goodness for the big freezer in the garage. it defo has saved us money.  Would have stretched it to next week if the kids weren't off school as they are eating me out of a house hehe

KK is reading the Twits for his school work, love this story and he seems to be enjoying it and yesterday Xander picked his exam subjects for next year..........where has my baby boy went????? he wants a career in engineering and he loves building stuff and his attention to symmetry is amazing, he's always been like that.