A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Seriously DDFW, you've achieved loads this weekend - it's hardly wasted!

Hope you feel better now though, it's no fun feeling under the weather.

I completely understand where you are with the conversations about money. I recently got really annoyed with someone who made some snidey remarks about how we hadn't done up our house yet. It really annoyed me and I was so angry. I just responded that we would do it in our own time when we've both decided what we want.

It's so rude for people to tell you what you *should* be spending your money on, it's no one's business but your own. As far as I'm concerned though, having a working boiler is much more important than having a holiday, so what planet do they live on? :rotfl:

DedicatedDFW

Aw thanks jwil - its nice that you understand - thanks hon x And how rude of those people making comments about your home :mad: Grr!

Its nice of you to say i did lots but really i've not done half of the things that needed doing Have also been rushing round these last 2 nights after work shifting things - and just written a huge list of things that i'll have to get up early to do :eek::eek::eek:

jwil

Hope you are feeling better today DDFW. I have a similar problem in that my DH doesn't do a lot around the house. It does make a difference if it's clean and tidy. We don't have people round very often (I'm too embarrassed) but when they do come he does know how I expect it to be so helps more then. The day to day stuff though is mostly done by me.

Hope you manage to get something sorted.

DedicatedDFW

Hi all


Ok people - a few months back i jotted down various aspects of my life that i wanted to work on. At the moment, and certainly for the next 12months my primary focus has to be tackling the debt One of the things i planned to do was completely declutter the house cupboard by cupboard, room by room. This was to make the house easier to clean - so everything had a place so was easier to get to and to put back So with cleaning being quicker this would give me more time to focus on raising more money. The other aspect of this declutter though was to try and source some eb*y items :cool: This will be the last declutter for a long time as i have decluttered so many times i am only keeping what i love or what is useful Very few items have been found to sell sadly but i have thrown some bits out that were no use for anything and couldn't even be recycled into anything else. I've also taken a few bits to the charity shop Today i have finished the declutter of my bedroom :T:T:T Leaving 2 rooms to do in december then the whole house has been done and everything in it will have earned its right to stay :rotfl::rotfl::rotfl: The last 2 rooms are the spare room and the bathroom and there is not too much of my things in these *i think i'll make a start tomorrow whilst i'm on a roll* :rotfl::rotfl::rotfl:

DedicatedDFW

Oops - i posted that a little early :rotfl::rotfl::rotfl:

So from my list of things for this week weekend i have

sorted out my books :j:j:j
decluttered my records :j:j:j - got some ready to list on eb*y but having trouble with comp just now so its not possible
Got the bits and pieces together for eb*y :j:j:j - only a very few items but as above can't list with comp playing up at the mo :cool:
jacket taken to cleaners :j:j:j *they may not be able to rescue it but we will see* :cool:
button tin decluttered :j:j:j i'm keeping them all i love buttons

Things still to do

sort out tax return stuff hmm - aim to make a start on this before saturday
Make start on spare room declutter will be starting tomorrow
Do the money dance need OH to be out of the way before i can do this
return eb*y item :money: Gah! i might not return it - decisions, decisions
make a list of all the important calls i need to make and make them Need OH out of the way - maybe do the list tomorrow along with telephone numbers
clean and tidy whole house :eek:

Added onto the list :cool:

Bake cake :T
Dig up plants and move them to new place in garden
Take car to garage :mad:
Transfer work bag (carrier) to proper bag

That'll do for now I'm actually very pleased with all i've done today - didn't feel like i'd really got anything done apart from rushing about getting things out of the way

jwil

Glad you had a productive day yesterday DDFW. Hope the garage isn't to :eek:

Oh dear to OHs who don't help out around the house. And :eek: to him telling you there wasn't enough food! It is frustrating, I know.

DedicatedDFW

Thanks jwil - yep i'm hoping that the faulty part on the car can be repaired rather than replaced :cool:

Today has been a little bit of a spendy day :eek: - i am keeping a spending diary so it'll all be logged - Did spent £2 on £13 worth of food - as i had vouchers :T £4 on lots of chocolate bars - hugely reduced and its handy to have some in and a replacement shower curtain - ours has not lasted at all £10.01 on petrol - necessary spend - needed it to get to p/t work and to get the car into the garage tomorrow :undecided - biggest spend of all - £7.96 on a little xmas prezzie - reduced by over half price - included in this was a little set of baskets i got too


Just got me my first cuppa of the day :coffee: so will have a perusal of the diaries before i get started on project House Deep Clean part deux :rotfl::rotfl::rotfl:

jwil

That sounds like a bargainous day!

Hope you manage to get OH to give you a hand with the clean up.

ebayqueen_2

Hiya DDFW

Men eh!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! What more can we say ::):):):) I am sure his parents know exactly what he is like believe me!

As you say it makes life easier you doing it so maybe its the only way to avoid rows etc. At least you can look at your home and realise the effort and hard work that you have put in and enjoy the result. We have a different set of rules in our house. Since I am the stay at home one I take on board all of the work but I do delegate housework out to the 'kids'. My husband works very very hard and earns an excellent salary so I don't think that he should have household tasks within the home. He is very tidy and clean so it works for us. He is tall whilst I am not and is very good at lifting things down from high places for mini me:):):)

Seriously though if I was to pressurise him into doing housework it wouldn't be worth the hassle to be honest.

Did you get much done last night?

DedicatedDFW

A quick note to myself so i know where i'm up to & i'll post and reply to people later


MONEY IN
1st December ~ £20 p/t work (not yet received will be paid at eom)
1st December ~ £4 divi - PAID OUT to target 1
1st Dec ~ £6 money owed PAID OUT to gutter savings

2nd Dec ~ £20 in p/t work PAID OUT to target 1
2nd Dec ~ £240.12 credit refund from energy company PAID TOWARDS NEW BOILER

2nd Dec ~ usual payment to target 1 £40

So:

PADS
1st Dec ~ £10 (£6 gutters - from money owed) (£4 Divi - TARGET 1)
2nd Dec ~ £20 (p/t work TARGET 1)
2nd Dec ~ £40 (usual payment from wages TARGET 1)

right now i've an idea where i'm up to - but best head off no so i'll try and catch up with everyone later xx