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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    well it has been a week of work, work, work. And next week will be exactly the same. I need to check my spending diary for the last couple of days as things seem to have gone a little haywire :(

    washing is on and i'm currently sat waiting for workmen who should have been here hours ago :mad: - means i've not been able to do any of the things i wanted to - running, nipping to pick up some special offers humph! i also missed out on a lie-in to get up ready for them coming :mad: Its a quote for a job so we'll see how i take to them and the price when they finally appear :rotfl::rotfl::rotfl:

    I've sold an item on e-bay - which after fees :mad: and postage should be £30 for me - not to be sneezed at and this will also make another little pad to target 1 ;) - You may have noticed target 1 is bigger than i had thought :eek: - i didn't have a recent bill but wanted to show my pads against a figure ;) Sadly though i underestimated what i owe :o sorted out now but *eep*

    No more eb*y stuff in the pipeline as the very few bits i have i can't list as i can't get pics onto the computer - i know you can list without pictures but in all honesty i wouldn't bid on something without a piccy :o

    Hope everyone is well :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey DDFW, hope the workmen turned up in the end. There's nothing more annoying than hanging around the house waiting for someone to turn up :mad:

    Well done on the ebay sale though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hiya DDFW

    You have had an up and down week DDFW. Did the workmen turn up?

    Sort of organised for Christmas but my form is not great. My new job not going as well as it was. I am in the presence of a bully :(

    Ah well it will get sorted soon.

    Not much to add except doing a bit of cleaning today so I can get my Christmas Tree up tonight. :):)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 20 February 2012 at 12:01AM
    Hi all

    jwil and ebayqueen - yes the workmen did eventually turn up - i do understand its one of those things that can't be helped and they did update me to say they'd be late - but i'd had the house ready since 9am for them to come and they came at 6pm :eek: Oh well! Its done now and i've had some good advice off of them too :cool: I do very much feel like the day was wasted though so i'm going to pop myself a little list on here for today so that i have that nice feeling of achievement :D Although my cold has developed into a bit of a bad cough so i'm also going to be taking it easy :cool:

    i too am pleased with the eb*y sale - just hope it all goes smoothly though there's no reason for it not to.

    ebayqueen - so sorry to hear that your job isn't going as well at the moment - will you be working with this person for some time?

    Boo! to the cleaning although it'll feel nice to have it done - but Woo! :j:j:j to the xmas tress going up :T:T:T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • So plans for today:~

    Keep up with surveys - i've managed 1 and been screened out of the rest today :eek:
    Wash pots
    All rooms have been decluttered but i didn't keep up with my list of what needs to be done in each room - must put this right today :)
    Make daily PAD :T
    Bake cakes - only if i feel up to it ;)
    Go over financial plans for next year :think:

    Other than resting, raeding and watching some programs i think that this is plenty to be going on with :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Hiya everyone :)

    Plans got a little scuppered by someone coming round to help me with a job :T:T:T - i do need to pay them for their work but still its something i can't do by myself and i am very pleased :j:j:j This is one of those things that has been bringing me down as no-one has helped me with it, i've had to do it all myself and i got really down as i was struggling to do it and with my thyroid i was just so exhausted the last time i tackled it :( I am so very grateful to them even though i know for them its a paid job - but they are the first person to help me with this :D:D:D

    Ok, going to get out my little book and do the list for the next room:T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's good that someone came round to help you out, it's always nice when a job gets completed :j

    I've sent you a little something on BP, happy christmas! :xmastree::xmastree::xmastree: hope they are lucky for you :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear you are having job troubles ebayqueen, it's never fun when someone tries to make life difficult. Hope you managed to get your tree up though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • PADS
    1st Dec ~ £10 (£6 gutters - from money owed) (£4 Divi - TARGET 1)

    2nd Dec ~ £20 (p/t work TARGET 1)
    2nd Dec ~ £40 (usual payment from wages TARGET 1)
    3rd Dec ~ £15 (£15 p/t work TARGET 1)
    3rd Dec ~ £10.70 (last of free bingo wins TARGET 1)
    4th Dec ~ £16.61 (TARGET 1) Checked money going out + money due in and this is what i had left
    5th Dec ~ £6.80 - (used my last free train ticket *sob* this is what i saved ;) TARGET 1)
    6th Dec ~ £3 (survey money TARGET 1)
    7th Dec ~ £14.50 (p/t work to TARGET 1)
    8th Dec ~ £15 (p/t work to TARGET 1)
    9th Dec ~ £5 (extra in wage - think tax was a bit more last month TARGET 1)
    10th Dec ~ £5 TARGET 1
    11th Dec ~ £5 TARGET 1
    12th Dec ~ £5 TARGET 1
    13th Dec ~ £38.79 eb*y TARGET 1
    14th Dec
    15th Dec
    16th Dec
    17th Dec
    18th Dec
    19th Dec
    20th Dec
    21st Dec
    22nd Dec
    23rd Dec
    24th Dec
    25th Dec
    26th Dec
    27th Dec
    28th Dec
    29th Dec
    30th Dec
    31st Dec
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil - thank you so much for your generosity :D

    And yes its lovely when a job gets done then it can get crossed off the long to do list ;)

    ebayqueen - hope all is well with you hon x

    My tea is just ready and i'm starving so i'm going to have to rush off now xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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