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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ooh! Thanks for the advice pickle - will try and have a look after work as i've not got too much time before i dash out the door :)

    Just had a look on the jobs site but still nothing that i want to apply for :( - just having a quick catch-up of diaries and hopefully will be back on here tonight :D

    +30p to boiler fund
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So the +30p added to my boiler fund was a load of copper in one of my bags - now i *do* count up copper at the till on occasion to pay for things but carrying it all around is just a pain when it is so heavy so this way i can see i've made a start on saving for something i need - don't actually want it but it is a bit of a necessity :cool: So am as pleased as a pleased thing can be with the start i've made :j:j:j

    Bleurgh! off to work shortly - i think i've decided to look into having my CV professionally written :think: or maybe i should just pull my socks up and have a good crack at it myself? :) Any advice appreciated :D I am trying to look at the jobs site each week and really would love for something to come along which i would love to do - maybe i need to think about this differently and think about what i might enjoy and if there's a market for this?... hmm...

    So, plan for today is to pop back on and post my June plan :T am really quite tired today - probably the 2 weekends away from home have caught up with me a bit? Although i'll be back at the doctors in just over a week to see how i'm getting on with my new tablets so will find out more then. Righto! Best grab ,y bag and find my keys and off to work it is. have a good Monday all x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you had a good weekend, DDFW.

    I think we paid £2500 for a new boiler and central heating for 3 bed semi. There was no heating there before so it was starting from scratch and removing the old water tank etc. (DH and his brother paid it, hence I'm not 100% sure). I think the boiler alone is probably around £1000.

    The penny jar is a great idea, I've got a huge coke bottle which I am trying to fill with small change. I haven't kept a record of how much, but it will probably be used towards the debts. I am thinking of raiding it, but trying to refrain.

    If you wanted someone to look over your CV, I'd be happy to, but I'm not a pro at these things. I have seen a few in my time though - both good and bad.

    The thing I would think about is whether the type of jobs you are likely to apply for would require a CV or whether they would more than likely just have an application form. If it's the former, it may be worth paying to have it done professionally, but if it's the latter, than I wouldn't think it's worth it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hiya all

    yawn and bleurgh to work on mondays!

    +2.58 into my boiler fund - found the money in:~ my coat pocket, my car, my desk tidy at work :D

    Got a few full days ahead of me and woirking on Saturday too :( - Roll on Saturday night i say :T:T:T

    Jwil thank you for your support and for the boiler advice *eep* well i'll see where i'm at when i get my £'s together :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    The Great June Plan :j
    1, P/T work
    2, P/T work
    3, P/T work
    4, P/T work
    5, salary owed
    6, salary owed
    7, E-bay sales
    8, E-bay sales
    9, Reduce food budget by £10week
    10, Cashback - its been waiting for over a month!
    11, Surveys
    12, M/S
    13, M/S
    14, Usual payment - forgot about that one :rotfl::rotfl::rotfl:
    15, Usual payment
    16, *maybe* sell car
    17, *maybe* bingo wins
    18, *maybe* small bits extra from salary due, cashback, usual payment, e-bay
    19, *maybe* OH purchasing something i'd normally have to pay for :cool:
    20, *maybe* get a payrise - fingers crossed :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So, each number represents £50 - so 20 x £50 = £1000 :j:j:j - where's the somersaulting smiley when you need it?

    I tried to come up with 20 different ideas of how to make an extra £50 - as you can see i struggled :rotfl::rotfl::rotfl: hence the multiples of the same thing - although i thought, well yes, i'd really like to earn £200 from p/t work this next month - remind me i said that when i'm completely shattered :rotfl::rotfl::rotfl:

    I am also cheating a bit in that i think i'll start this week and not next week ;) Mainly because i've just re-listed a few bits on e-bay and because i've just had even more p/t hours cancelled.

    So people, any suggestions once again are most welcome :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I like how you are so optimistic you write it all in different colours! :D

    Best of luck, Dedicated: I hope you achieve your aims. x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Liking the Great June Plan! I'm rubbish at thinking up extra ways to make money. Will get my thinking cap on.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 24 May 2011 at 11:46PM
    Thanks you guys :D - thing is though only some of the money is extra - i usually work p/t, my salary has been a bit messed up for a few weeks now. Though i'm tired i though i'd best pop on my progress before i start to forget it all :rotfl:
    The Great June Plan :j

    1, P/T work
    2, P/T work
    3, P/T work
    4, P/T work
    5, salary owed - due to be paid this mth +£32.51 - rest to be paid next month :D
    6, salary owed
    7, E-bay sales
    8, E-bay sales
    9, Reduce food budget by £10week
    10, Cashback - its been waiting for over a month!
    11, Surveys £45 received and being transferred to bank :D
    12, M/S
    13, M/S
    14, Usual payment - forgot about that one :rotfl::rotfl::rotfl:
    15, Usual payment
    16, *maybe* sell car
    17, *maybe* bingo wins
    18, *maybe* small bits extra from salary due, cashback, usual payment, e-bay
    19, *maybe* OH purchasing something i'd normally have to pay for :cool: £10 - OH repaying me for a gift i'd purchased on his behalf
    20, *maybe* get a payrise - fingers crossed :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    sounds as though things are going well then DDFW :beer:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
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