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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi all Hypno & Pickle - many thanks for the advice :D

    Pickle - i had considered a make up course but because my work hours are completely rubbish, i don't think i'd ever get the time for this :o it is a good idea though as often i think i'd like to try a different or dramatic :D look and am completely confuzzled as to how to go about this :rotfl::rotfl::rotfl:

    Hypno - i will try that approach next week so will let you all know how i get on :D

    So after a terrible nights sleep lets see how i'm doing - had to cancel exercise class as after what feels like about 2 hours sleep didn't feel up to driving let alone exercising :eek:

    Things for Me

    1, See if i can squeeze into a fitness class tomorrow - upset tummy rules out swimming :pSee above - plan now is to book for tomorrow if possible

    2, Investigate costing of make-up lesson :cool: as above will see if i can get this for free during the week :D
    3, Go for a run later today
    4, Finish and submit pesky assignment ;)today

    Money

    1, Find it! :rotfl::rotfl::rotfl: - or rather work out where everythings up to so i can make sure i'll have my spends ready for hols *eep* :eek:
    2, Do MS's 1 2 3 4 5 and write all reports :whistle: cancelled 1, done 2 and 2 to do
    3, List on e-bay - go through next set of items in wardrobe ready for this tonight
    4. Update the June plan today
    5, Finish working out July plan today
    6, Free bingo 1 2 nearly done
    7, [STRIKE]surveys [/STRIKE]:cool: done all that have come my way
    8, [STRIKE]Check for MS's[/STRIKE] done

    Home

    1, [STRIKE]Dust *everywhere*[/STRIKE] :o:eek: done
    2, [STRIKE]Vacuum & try and rope OH into some of this [/STRIKE]:mad: i did it all
    3, [STRIKE]Pot mountain[/STRIKE] done but need to do again
    4, [STRIKE]Clean sides down in kitchen[/STRIKE] done
    5, washing timely reminder will get this underway in a mo.
    6, change sheets and wash ones taken off today
    7, Shop for new Dishwasher :T today

    General

    1, Get work bag ready
    2, Work out how to return the incorrect item i've received
    3, [STRIKE]Update my diary so i know where i've got to be and when this week[/STRIKE] done :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So seeing that i need to get a wriggle on today but am very tired - 4 nights in a row now of getting a very disturbed nights sleep *yawn*

    Righto! Best crack on then and will report back later when hopefully i'll have achieved loads more - Gooooooooooooooooo Me! :j
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better today DDFW.

    I need to put a couple of bits on ebay as well. Need motivation though...
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thank you Jwil - must admit to feeling somewhat rotten all day - i am rubbish without sleep and i have not had a solid undisturbed few hours sleep since i can't remember when :( certainly not for the last 4 nights and possibly even longer :eek:

    Well - didn't achieve everything that i wanted to but did manage to cross some things off my list so lets see where we're at and what's urgent for tomorrow ;)

    Things for Me

    1, See if i can squeeze into a fitness class tomorrow - upset tummy rules out swimming :p
    See above - plan now is to book for tomorrow if possible
    2, Investigate costing of make-up lesson :cool: as above will see if i can get this for free during the week :D

    3, [STRIKE]Go for a run [/STRIKE] not managed though i have felt bleurgh all day :o will run tomorrow!
    4, Finish and submit pesky assignment ;) :eek: nope feeling rotten and then had unexpected visitors which was lovely but as i was then in entertaining role for 4 hours this took all my time. Target 1000 words tomorrow :cool:

    Money

    1, Find it! :rotfl::rotfl::rotfl: - or rather work out where everythings up to so i can make sure i'll have my spends ready for hols *eep* :eek: erm nope :o but i do have a cunning plan - if *absolutely* necessary i'll use my little savings pot - happens to have in it the exact amount i need. Other plan is i'll ask OH for money owed to me sooner then i can use this :D
    2, [STRIKE]Do MS's 1 2 3 4 5 and write all reports [/STRIKE]:whistle: done - cancelled 1 but it wouldn't have been worth it paywise anywho's
    3, [STRIKE]List on e-bay - go through next set of items in wardrobe ready for this [/STRIKE] done! Wardrobe now thoroughly gone through too - except for the shoes - next weeks job :)
    4. [STRIKE]Update the June plan [/STRIKE]done!
    5, [STRIKE]Finish working out July plan [/STRIKE] done
    6, [STRIKE]Free bingo 1 2 [/STRIKE] done
    7, [STRIKE]surveys [/STRIKE]:cool: done all that have come my way
    8, [STRIKE]Check for MS's [/STRIKE][STRIKE] done and picked up a couple :)

    Home

    1, [STRIKE]Dust *everywhere*[/STRIKE] :o:eek: done
    2, [STRIKE]Vacuum & try and rope OH into some of this[/STRIKE] :mad: i did it all
    3, [STRIKE]Pot mountain [/STRIKE]done but need to do again
    4, [STRIKE]Clean sides down in kitchen [/STRIKE]done
    5, [STRIKE]washing[/STRIKE] done
    6, [STRIKE]change sheets and wash ones taken off[/STRIKE] done
    7, [STRIKE]Shop for new Dishwasher [/STRIKE]:T ok, it's not purchased yet but i know the one i'm getting and just need to ring the shop tomorrow - this is a treat for me from OH so doing all the cleaning may have actually paid off :rotfl::rotfl::rotfl:

    General

    1, Get work bag ready Must do before work tomorrow - it's too heavy :eek:
    2, Work out how to return the incorrect item i've received tomorrow
    3, [STRIKE]Update my diary so i know where i've got to be and when this week [/STRIKE]done :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Feels better crossing things off lists doesn't it so this week:

    1, Finish assignment
    2, Book fitness class
    3, Make-up class
    4, Shoes sorted any for e-bay?
    5, Ring dishwasher place and leave my details :D
    6, Work bag organised
    7, Sort out wrong parcel to return - grr!

    Please feel free to give me a nudge if all of these aren't crossed off by the end of next week :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 5 June 2011 at 10:14PM
    The Great June Plan :j






    1, P/T work £22.50(May) £25(May) £15 (May) =£50 :j c/o 12.50
    2, P/T work £12.50 c/o from above (May) £17.50 (used as float for MS's)
    3, P/T work
    4, P/T work
    5, salary owed - +£32.51 (May) - rest to be paid next month :D
    6, salary owed
    7, E-bay sales already re-listed 11 items and now going to raid my wardrobe :cool: £2.11 + £2.00 + £8.54 *£16.96 in sales going through*
    8, E-bay sales
    9, Reduce food budget by £10week £3.60 spent, £4.97 spent, £28.29 spent :o 1.29 spent, £19.25 spent £10 spent so 2weeks = £67.40 spent out of £70 :cool:
    10, Cashback - its been waiting for over a month! Still waiting... still waiting
    11, Surveys £45 :D
    12, M/S - picked up 4 little jobs = £16 (2 still to do) & erm several other jobs = £62.50 (5 still to do) :j
    13, M/S
    14, Usual payment - forgot about that one :rotfl::rotfl::rotfl:Paid! £50 (may):j:j:j
    15, Usual payment Paid! £50 (may):j:j:j
    16, *maybe* sell car
    17, *maybe* bingo wins
    18, *maybe* small bits extra from salary due, cashback, usual payment, e-bay
    19, *maybe* OH purchasing something i'd normally have to pay for :cool: £10 - OH repaying me for a gift i'd purchased on his behalf :D
    20, *maybe* get a payrise - fingers crossed :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Nice to see this is all plodding on - hard not making extra payments at the mo. but this should right itself when i'm paid at the end of the month and when i am re-imbursed for MS's ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Dedicated, I am constantly in awe of how much you manage to pack into your days. You are mad, woman, but I love you for it! :D

    I have been considering doing some of those mystery shop things, but I don't know what to do exactly: any companies you would recommend or tips to give? :)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    InaPickle wrote: »
    Dedicated, I am constantly in awe of how much you manage to pack into your days. You are mad, woman, but I love you for it! :D

    Me too, you make me feel positively lazy by comparison :p
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    *yawn*

    Hiya pickle and jwil :D - thanks but looking back this weekend didn't feel like a success as it was the things for me which were left to slide for one reason or another :o - MUST put that right this week!

    However getting up at about 11am doesn't give me the time to do that :o must admit to feeling completely exhausted and struggling getting about - due back at the doctors soon but it doesn't help right now when i am totally shattered :o Just had to try and reschedule a couple of MS's as there is no way i'd have the energy for these.

    Actually have quite a number of things on my list for sorting out today but i am sat here waiting for someone to ring me back and they should have rung by now :mad: only annoyed as i was told they'd phone me by now and i've sat here not using the phone and not catching the earlier train waiting ho hum!

    Oops - just decided best get a wriggle on and rang 3 of the 6 places i needed to call before the phone decided it would cut out!

    Bah! Now its time to dash for the train :rotfl::rotfl::rotfl: ok update later - have a good tuesday all :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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