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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi all :)

    Well i've made a start on the list - just a small one but it is only the 1st after all and i've plenty of day ahead of me yet too so hopefully more to be done!

    As you can see i didn't start on the cardigans and with very good reason too - i lacked any energy :o which would have meant that i'd have kept most things and not sorted them out properly :naughty: Meaning i'd have to do the job again really so i am not kicking myself too much on this one - although i might be if i don't make a start today.

    Its funny isn't it's the beginning of the month and it feels like there's loads of time but this year seems to have gone so quickly that i don't want to be rushing about on the 25th wishing i'd sorted more stuff out sooner :o Besides which, the sooner i sort stuff = the sooner i can list stuff = the quicker things sell = money coming in = helping me to make my phenomemal june target ;) if only it was so easy x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great start! It all counts.

    Good luck with the sorting :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Great start! It all counts.

    Good luck with the sorting :)

    Ta hon :) Cardigans didn't take long to sort at all as i practically live in cardigans :D So 9 cardigans in total - 1 doesn't even live here - it lives at work for those days when its so cold and my coat feels so bulky - i also have fingerless gloves there too :rotfl::rotfl::rotfl: - oh i'm not odd, well i am but i'm not the only one who sometimes needs to wear gloves - everyone else pops their coats back on but i just find that really uncomfy. Anyways 9 = 1 for work, 2 lighter weight summer type cardis - both have been worn plenty and will be worn plenty more - i like both of them and if i got rid of them i'd have to get replacements anyway, 2 thicker cardis that you don't wear a jacket / coat with (1 was a gift (i love it) and the other i wear lots), 1 thick cardi that was a gift and i love it and wear it lots and can wear a coat over it, 1 that i've classed as a cardi but is like a jacket really - its a lacey type thing and is gorgeous - not been worn yet :o but was a cheap cardi that will look fab on (i've just not been anywhere to wear it yet) And 2 cardi's i am listing for sale :j:j:j

    Very successful i think - ok i didn't try everything on but i wear cardi's all the time so i know already that i love all the ones i'm keeping, have been complimented on a few of them too and as they are something that i wear with other things - obviously tops / dresses etc. they get alot of wear and 2 i am happy to sell :T:T:T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 1 June 2012 at 1:16PM
    JUNE TARGETS

    Pay off £1550 £9/£1550

    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D

    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale

    Sort leggins

    Sort shorts

    Sort skirts

    Sort outfits

    Sort long tops

    Sort long sleeve tops

    Sort t-shirts

    Sort vests

    Sort going out tops

    Sort jackets

    Sort dresses going out

    Sort dresses work

    Sort day dresses

    Sort coats

    Sort trousers

    Sort jeans

    Sort long skirts

    Sort boots

    Sort shoes

    Sort casual shoes

    Sort make-up

    List 150 new items 2/150
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I am on a bit of a roll! Mind you i'm cheating a bit and not trying everything on :o But thats because for some things it would be a pointless task as i wear them so much, love the way they look and go with other things that i know i'm keeping them anyway. Surprisingly i'd earmarked a few jumpers in the 'to list pile' tried them on and they look great - was a tad surprised actually so i am keeping these, inevitably a jumper i thought i'd keep just 'isn't me' its a gorgeous jumper and it looks lovely but it doesn't suit me / my style so it is going. Se we have:-

    3 chunky knit proper snowy weather jumpers
    1 summer jumper thats gorgeous and i need to wear this more!
    1 summer hooded jumper that gets lots of wear when the weathers nice
    2 animal print jumpers - 1 i need to wear more!
    2 jumpers for wearing over other things - wear these loads and i love the way they look on too :)
    1 knitted top - not really a jumper and again worn over other things but a really beautiful item :)
    1 thick-ish jumper looks fab on
    1 thin jumper which is totally cookie on :)
    1 jumper which i throw on all the time if i'm cold and everyone compliments it too

    Lots of jumpers being kept there :eek: My excuse is we're in england its the weather ;) To be honest though my 3 chunky jumpers have seen me through approximately the last 8 winters :D in the other jumpers there are 1 or 2 items that were added last year but the rest i've had forever and still love. This has prompted me to start wearing some different items more often :) i think on lula hula's clothes challenge there was some chat about shopping from your own wardrobe and having a 'freedom day' - free-ing up those clothes that aren't worn so often - with this sort out i hope to do more of this :) (shh might struggle when i get to the pants though - i need new ones so alot of tops aren't being worn because of this :o)

    So i have 2 items to list on the bay of e :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sorting and new items for ebay!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Well done on the sorting and new items for ebay!

    Ta hon :D Its probably very dull for everyone else but reporting it on here means that i get it done :cool: And at the end of today i'm hoping i get that satisfied feeling of achievement rather than wondering what happened to the day and i've still as much to do as ever :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    After breaking for lunch and a couple of ratherly long phone calls i've got on with the next section - leggins

    These work out at 4 patterned leggins - very funky ;)
    1 pair shorter leggins so not sure what to call them really (just past the knee thing - very trendy ;)
    1 pair of evening leggins :)
    3 pairs of black leggins with variations :)

    So no 2 pairs the same then :rotfl::rotfl::rotfl: Embarrassingly with my current weight issues leggins seem to be the most comfortable thing to wear - especially as i can leap up a stone and lose it again (all thyroid - wish it'd just drop the weight and keep it off though!) So these are a good fallback when other things are too tight :o

    Ok 4 funky ones 3 pairs relatively new and the other pair is good for gigs - keeping them all
    shorter leggins quite new actually and not yet worn - waiting for a trimmer moment :o
    evening leggins - worn loads and are fab
    3 pairs of black leggins - wear lots, especially as i don't seem to have work trousers any more :eek:

    So happy with all these and they are all fab and also don't take up much room :D

    I've got 1 pair of leggins i need to try on before making a decision and 1 pair i'm definitely getting rid of :) So another section very nearly complete :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 4 June 2012 at 12:41PM
    JUNE TARGETS

    Pay off £1550 £14/£1550

    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D

    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale :D

    Sort leggins Done! Keeping 10 pairs and 1 pair to be listed :D

    Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed :D

    Sort skirts

    Sort outfits

    Sort long tops

    Sort long sleeve tops

    Sort t-shirts

    Sort vests

    Sort going out tops

    Sort jackets

    Sort dresses going out

    Sort dresses work

    Sort day dresses

    Sort coats

    Sort trousers

    Sort jeans

    Sort long skirts

    Sort boots

    Sort shoes

    Sort casual shoes

    Sort make-up 1 item thrown out!

    List 150 new items 11/150
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof!! Thought i'd made a good start there and hadn't realised what a long list i'd actually made :p

    Still as i said it was to break it down into bitesize do-able chunks ;)

    Leggings duly tried on and i was very happy with them :j:j:j i bought them in the sale for £5 and was panicing that i should have bought the next size up (was a closing down sale) and was worried they wouldn't fit but they are fab and look great on :D

    Shorts: - i have 1 pair of smart shorts, 1 pair of smart denim shorts both of which are a little tight at the mo. but as i need to shift some weight and i do love these then i'm going to keep them and they will be a good measure of my weight / shape change too :) I also have a casual pair of denims which fit and some very trendy surfer style shorts - now if only i could persuade OH to go with me ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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