A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Well you are certainly not the only one without any emergency pots

You definitely should try and eat more regularly

Good luck with the sorting

DedicatedDFW

Listed another 10 items and a few more bits to list have been sorted out too got the make up sorted out well its basically all my make-up, creams and hair stuff. There were just a couple of bits that needed chucking out. Nothing sellable but i now know all the things i have are fine to keep so that is a job done.

Dresses all done with a couple to sell,

Long skirts done too x

Very much not looking forward to work and all its bleurghiness this week. Its harder in the bad weather too as i like to get outside to get away from the office for a bit and i,ve noticed bad weather means i head into the department store and then spend money i don,t have to perk me up a bit

Still looking for a new job, think i might have to get in touch with a couple of agencys.

Hope everyone is well x

jwil

Well done on the sorting out and new listings :T

Good luck with the job hunt, it's always worth registering with the agencies.

There's nothing wrong with wandering around the department stores, but is there something else you can do to avoid spending? Maybe a browse through a bookshop or something, and if you find something you like you could borrow it from a library instead?

DedicatedDFW

Thanks jwil and some good advice too x

Well i had a totally rotten nights sleep - up with an upset tummy or having my heart racing as i paniced over the debt so i look somewhat shattered today. And of course work was pants At least it is the weekend again soon.

I,ve got some jeans and pants to try on and make a decision about. I think i only have the coats and long cardi,s to do after that before starting in on the shoes and bags :cool: The trouble is of course if i,ve not cleared enough to raise the money needed then there,ll be some tough decisions to make

I moved some bits of things yesterday which was good. And today i used some vouchers towards creams i needed - as i,d sorted this out just yesterday i knew what i was short of so am pleased with that.

So hope to get a bit more organised when i get home from work too. Hope everyone else is well xx

jwil

Hope you feel better soon and get a better night's sleep tonight.

Only 2 more days til the weekend :T

You are doing so well with the sorting, and I'm loving seeing your lists of what you have Great bargains with the creams too

DedicatedDFW

Thanks jwil i must confess though that i was really lazy last night and just got in from work and did nothing To be honest though, when i,m that tired its pointless doing any sorting out as it doesn,t get done properly.

Whilst i,m computerless jwil could you check another postage price for me please if i pm you the details ? Its very fiddly to check on my phone and it saves wasting petrol going to the post office. Only if its ok? Xx

Hope you are well, i,ll be popping into your diary soon to see how you are getting on x

jwil

I'm not good at getting stuff done really either after I finish work, I get most done at weekends.

That's no problem to check a postal price, just let me have the details

Depending on what the issue is with your computer - have you thought about asking on the techie board on here? They are very helpful and will talk you through step by step how to deal with things. I've asked on there several times for things and they've always got them fixed for me without it costing me a penny. :T

DedicatedDFW

Well i,ve finally managed to pay off that credit card so am now left with 3 debts. The current focus is in my sig, target 5 of 7. And its another credit card Fortunately its interest free just now but i need to get my rear into gear to get this paid off before the 0% ends. I have got another £91 to pay off this but can,t do it without my computer. Humph!

I actually feel a little better now i,ve got it down to 3 bills. But i do need to keep pushing myself to pay off the 1550 i challenged myself to or whatever it was. I,ve paid 25, 550 and have 95 to pay taking me to 670 so still a ways to go!

Today is dreaded work again hopefully i,ll have a bit more energy to sort some things out tonight. Just really hope the computer comes back soon! Currently i have just 1 or 2 bits to list on the bay of e but hoping to have alot more sorted out soon. This will be my main means of making anything extra - i can,t access my MS sites on my phone and haven,t had any jobs for months.

jwil

DedicatedDFW wrote: »

Well i,ve finally managed to pay off that credit card so am now left with 3 debts. The current focus is in my sig, target 5 of 7. And its another credit card Fortunately its interest free just now but i need to get my rear into gear to get this paid off before the 0% ends. I have got another £91 to pay off this but can,t do it without my computer. Humph!

I actually feel a little better now i,ve got it down to 3 bills. But i do need to keep pushing myself to pay off the 1550 i challenged myself to or whatever it was. I,ve paid 25, 550 and have 95 to pay taking me to 670 so still a ways to go!

Today is dreaded work again hopefully i,ll have a bit more energy to sort some things out tonight. Just really hope the computer comes back soon! Currently i have just 1 or 2 bits to list on the bay of e but hoping to have alot more sorted out soon. This will be my main means of making anything extra - i can,t access my MS sites on my phone and haven,t had any jobs for months.

Wow, well done on clearing the card :T:T:T:T:T:T:T:T:T:T:T:T:T

You have done so well and are down to the last three :j:j

InaPickle

:j Well done on getting rid of yet another debt - your resiliance is brilliant! :j

Keep on keeping on with the rest...you'll get there before you know it!