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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    A review of June Targets:~

    So we are a third of the way through the month and where am i up to ?

    No 1. on the list is the money and i am over 2/3rds of the way there with this. This however is no guarantee of hitting target - i do need stuff to sell and hopefully some more cashback to be paid to enable me to hit target - although of course i'd rather smash this target altogether :D - well i can hope!

    The sorting out of clothes and stuff in some ways has gone well - in that it has been done and generated stuff to sell. However i have a large shortfall on my target. We are a third of the way through the month and i am not quite at a third of the way to target :think: Plus the first 50 things are relatively easy to find - its after this it gets harder to find things to sell. Hmmm What to do ...

    I have actually got 4 things i'm waiting to list as i have hit the limits in this category which is a tad frustrating - still it'll keep the stuff to be listed ticking along.

    So i;ve still the bags to sort which i've started and will drag myself off to finish in a mo. when i go to do this i'll try that cardi on so that will get that item sorted out too. Then its the jewellery that needs to be started on :cool: - then i may need to add more things to my list :eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    You have seriously put me to shame today :o. Well done on everything you've achieved! :)

    I nearly missed you their hon :) Thanks but i actually thought earlier - if i'd have had the energy then i could have put my mind to it and got everything done in 3 hours or so rather than dragging it all out in bits during the day - ah well - i can only do what i can do i suppose. i bet i've still not caught you up on all you did from last weekend to this one though! :)

    Might have been a bit naughty though and frittered some money :o biught an item which i've needed for ages - in fact been actively thinking of getting it since my holiday last summer - all bought for less than £3 including delivery so not too bad. i might have bid on a very pretty skirt as well though :whistle:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof! i seem to be on here a lot today - i don't mind its keeping me focused - to be honest i've been feeling pretty bleurgh today so reporting in here has been a nice distraction for me - even if i'm just talking to myself :)

    So i went to try on the cardi and discovered there were 3 other things to try on - all done and this generated another item for the bay of e :T:T:T

    Then i spotted another item to try on _pale_ - i was all dressed again and its a dress so it can wait until later or until tomorrow x

    I'm having a bit of a dilemma with a couple of things i've got :o Basically i got them on offer last year and they went in the gift stash and for various reasons never got given - the main reason being the person they were got for requested specific things for their xmas gift :( in fact, now i think of it they have done that a couple of times lately when a gift has been due. i suppose it makes sense as they go shopping to see what they want, find something but don't spend the money on it as they ask for it instead - so they get exactly what they want and save money too as i know they'd usually have bought it otherwise. And of course we're all trying to save money. Now i'm thinking of keeping one of the items for myself - but can't decide :o i *really* like it, but on this item its not usually something of this quality i'd have for myself for fear of damaging it - guess its the scrimping by i've done for years.

    Well writing all that i've decided i will use it for myself rather than save it as a gift - especially as there's not loads of people i need to buy for so its not as though i could gift it to someone else either :)

    Oh yes, so i tried those bits on, finished off organising the bags AND went through the (smallest i've ever had :eek:) gift stash. Notably i have a birthday coming up that i'll need to spend some money for - i know 1 thing the person both needs and wants so i'll try and sort that out next week and see if there's anything else i can think of too .
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I meant to say i have got a few things to list on the bay of e along with the stuff i can't list as i've hit the limit on this. With these though i was waiting until i could get free listing as they may take a couple of listings to sell but will do as jwil said and list them as there is such alot that goes on on the FLW.

    Right, i'm going to declutter some cake now :D Care to join me ? Its a crumble cake :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 10 June 2012 at 2:06PM
    JUNE TARGETS

    Pay off £1550 £1209 / £1550

    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D

    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale :D

    Sort leggins Done! Keeping 10 pairs and 1 pair to be listed :D

    Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed :D

    Sort skirts Done!

    Sort outfits Done!

    Sort long tops Done!

    Sort long sleeve tops Done!

    Sort t-shirts Done!

    Sort vests Done!

    Sort going out tops Done!

    Sort jackets Done!


    Sort dresses going out Done!

    Sort dresses work Done!

    Sort day dresses Done!

    Sort coats Done!

    Sort trousers Done!

    Sort jeans Done!

    Sort long skirts Done!

    Sort boots Done!

    Sort shoes Done!

    Sort casual shoes Done!

    Sort make-up Done! couple of items chucked and will only need to replace foundation when it runs out. Need to top up on cleansers etc with vouchers :)

    List 150 new items 45/150



    2 dresses to try on - and list if they do not fit :naughty:Done! 1 to keep 1 to the selling pile ;)

    sunglasses to tidy away (in accessories storage) Done!

    bags to sort out Done!


    Hats Done!

    Scarves Done!

    Gloves Done!

    Belts Done!

    Jewellery

    Hair Accessories Done! Very easy to do as i had a very thorough purge on these last time so all are in order and being kept

    3 other things to sort 1 still to do - a dress - i found a few more things so its been alot more than 3

    Copy all photo's and writing to external drive

    Sort drawer of gardening stuff

    Actually do the underwear drawers - no reason why not
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Added onto my june list whilst i remember things to do - now CAKEEEEEEEEEEEEEEEEE! :j
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Added onto my june list whilst i remember things to do - now CAKEEEEEEEEEEEEEEEEE! :j

    mmmmm....... cake :drool: I'll join you :D

    Hope you enjoy it, you've earnt it today :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    mmmmm....... cake :drool: I'll join you :D

    Hope you enjoy it, you've earnt it today :)

    Ta jwil :) Cake was only saved by the cream to be honest - it wasn't the lush delicious cake i'd dreamed of - i guess i should bake my own - something i enjoy doing but when there's so much that *has* to be done its hard to find the time to do what i *want* to do.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well, althoough i've been up since a very early hour and hardly had any sleep last night - worrying / upset tummy :( I've just had breakfast - and very nice it was too :T

    So i was up early for le booty of car :D I got a few things and as i didn't spend as much as i had allowed in my budget i have made another pad and updated my june list and my sig accordingly :) i could have spent more as there was a top i wanted but as it wasn't as cheap as i'd hoped i left it as i knew by buying it todays PAD would have dropped.

    I've also done *some* but certainly not all the weeding - i've got a pesky little weed that spreads all over the place but at the moment its sprouting up everywhere so i got some done but not all of it. I also planted out the plants that needed to be done :D

    I've done some ironing - not a lover of it but needs must!

    Showered and washed my hair.

    Moved pots.

    Will mooch around the boards for a mo. and then get up and get on with *something*

    Yesterday i did manage to get out and get the car sorted with all the bag bits. I also did my work bag (which was indoors). So bits more progress being made there x

    Hope everyone is enjoying the weekend x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 10 June 2012 at 8:18PM
    JUNE TARGETS

    Pay off £1550 £1209 / £1550

    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D

    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale :D

    Sort leggins Done! Keeping 10 pairs and 1 pair to be listed :D

    Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed :D

    Sort skirts Done!

    Sort outfits Done!

    Sort long tops Done!

    Sort long sleeve tops Done!

    Sort t-shirts Done!

    Sort vests Done!

    Sort going out tops Done!

    Sort jackets Done!



    Sort dresses going out Done!

    Sort dresses work Done!

    Sort day dresses Done!

    Sort coats Done!

    Sort trousers Done!

    Sort jeans Done!

    Sort long skirts Done!

    Sort boots Done!

    Sort shoes Done!

    Sort casual shoes Done!

    Sort make-up Done! couple of items chucked and will only need to replace foundation when it runs out. Need to top up on cleansers etc with vouchers :)

    List 150 new items 55/150



    2 dresses to try on - and list if they do not fit :naughty:Done! 1 to keep 1 to the selling pile ;)

    sunglasses to tidy away (in accessories storage) Done!

    bags to sort out Done!

    Hats Done!

    Scarves Done!

    Gloves Done!

    Belts Done!

    Jewellery

    Hair Accessories Done! Very easy to do as i had a very thorough purge on these last time so all are in order and being kept

    3 other things to sort 1 still to do - a dress - i found a few more things so its been alot more than 3

    Copy all photo's and writing to external drive

    Sort drawer of gardening stuff

    Actually do the underwear drawers - no reason why not ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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