A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

JUNE TARGETS

Pay off £1550 £19/£1550

Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale

Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale

Sort leggins Done! Keeping 10 pairs and 1 pair to be listed

Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed

Sort skirts Done!

Sort outfits Done!

Sort long tops Done!

Sort long sleeve tops Done!

Sort t-shirts Done!

Sort vests Done!

Sort going out tops Need to try 3 tops on and make a decision

Sort jackets Need to try 1 jacket on and really make a decision on it

Sort dresses going out

Sort dresses work

Sort day dresses

Sort coats

Sort trousers

Sort jeans

Sort long skirts

Sort boots

Sort shoes

Sort casual shoes

Sort make-up started - 1 item thrown out

List 150 new items 11/150

DedicatedDFW

Well i'm cracking on with all this sorting out - weather not as bright and a bit cooler today so its not encouraging me to sit out in it I've done some basic housework this week - will have some more to do later as i'm going to be busy this weekend - hoping to go carbooting, to a jubilee thing, host our own jubilee thing (hence the reason for more cleaning / tidying ) and then do all the getting ready for the working week stuff too :eek: Obviously i still have all the usual cooking of meals, washing pots etc. to do as well.

Will see how far i can get with stuff today though, the more i sort then hopefully the more i can list, the more i can list then hopefully the more chance i have of things selling and that = catching up on debt repayments and lowering the amount i owe which is still in the thousands

I know next week i should be clearing target 3 in full and this will then leave me 3 outstanding debts - 1 of which won't show on my credit file as its money i kinda owe OH and this is the next target after the credit card target 5. Need to catch up with things really as OH has been making noises about this money so the quicker i can clear target 5 (currently 0% but that will end :eek:) and give OH the money then the better really. That'll leave me with the last target - target 7 which is my overdraft that i live in Be lovely to get that paid off - i've managed it a couple of times before but when the mortgage needed paying it got used then when my car cost me over £1000 in repairs broken down into more affordable sounding 'ooh this has broken its £350' one month the next month 'oh this is £300 to fix' and then '£400 to get it through its mot ' it all had to be used again

So i'd better get back on with it then!

jwil

Wow, you've done so well DDFW :T :T :T

Hope you are having a good weekend.

You have lots of clothes! (Or I might just have very few) :rotfl:

DedicatedDFW

jwil wrote: »

Wow, you've done so well DDFW :T :T :T

Hope you are having a good weekend.

You have lots of clothes! (Or I might just have very few) :rotfl:

Ta jwil, i think i have alot! of clothes too Part of that is because i love fashion but i think alot of it is due to my poor self-esteem / self-image too - so i perhaps need to work on that bit more than the clothes xx

jwil

DedicatedDFW wrote: »

Ta jwil, i think i have alot! of clothes too Part of that is because i love fashion but i think alot of it is due to my poor self-esteem / self-image too - so i perhaps need to work on that bit more than the clothes xx

Yes, but you seem to love them and wear them so that's fine. One day when I decide to smarten up you can be my guru

DedicatedDFW

jwil wrote: »

Yes, but you seem to love them and wear them so that's fine. One day when I decide to smarten up you can be my guru

I am sure you are a much smarter dresser than you think you are hon x

DedicatedDFW

JUNE TARGETS

Pay off £1550 £25 / £1550

Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale

Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale

Sort leggins Done! Keeping 10 pairs and 1 pair to be listed

Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed

Sort skirts Done!

Sort outfits Done!

Sort long tops Done!

Sort long sleeve tops Done!

Sort t-shirts Done!

Sort vests Done!

Sort going out tops Need to try 3 tops on and make a decision

Sort jackets Need to try 1 jacket on and really make a decision on it

Sort dresses going out

Sort dresses work

Sort day dresses

Sort coats

Sort trousers

Sort jeans

Sort long skirts

Sort boots

Sort shoes

Sort casual shoes

Sort make-up started - 1 item thrown out

List 150 new items 25/150

DedicatedDFW

So progress of sorts is being made

The eb*y listing is slow going but thats due to a number of things but mainly because i have not got a pile of stuff ready to list so i need to sort things out first of all which is time consuming and that i have had a number of things going on this last few days which have taken up my time. Oh and my computer broke which i had to pay to get fixed (more money lost) so was without this for a couple of days as well.

I have stallled on the clothes sorting just now but that was due to a jubilee party :j and now because i can't get into the room where the clothes are until later on. But there is still plenty to do in preparation of being at work tomorrow - total bleurghness!

Hope everyone is well x

jwil

Grr to computers breaking. :mad:

Well done on the sorting and listing though!

Hope you had a good time at the Jubilee party!

DedicatedDFW

jwil wrote: »

Grr to computers breaking. :mad:

Well done on the sorting and listing though!

Hope you had a good time at the Jubilee party!

Thanks hon And yes - very, very annoying about the computer - the money i spent getting it working again has set me back on other things too :mad: i know people might think i should have emergency / maintenance pots for these things but as every spare penny pays the debt monster back then this is not possible

I say every spare penny - i did treat myself today to a little cake - feeling sorry for myself so i required comfort food And a little accessory in the sale - reduced by 70% and i had the change in my purse ready for it :T

Will just pop over to your diary hon and then i might think of doing some breakfast/lunch/tea ? i know i should eat better than this but i cannot face food in the morning sometimes and the rest of the day got away with me

Then after that i can hopefully press on with more of this wardrobe editing and find some eb*yable treasures

Lets hope so anyways - in the back of my mind i'm thinking of jan / feb when i *had* to sell stuff i really wanted to keep and think that this month and next will be just like that So i need to sort out the easier to part with stuff as soon as possible and hopefully make a bit on it and then i'll know exactly what i still need to raise