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A Budgeteers Quest to be Debt Free & Mortgage Free By 40
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Hi DDFW
I am good thanks. Just catching up and wanted to say how amazingly well you're doing on the overpaying front. Your EBay stamina is a joy to behold!!
Have a great weekend and do try and take some time out for yourself. You're working so hard on the debt busting and if the family stuff is also a burden then you're carrying a lot. Take it easy if you possibly can
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Woo fingers crossed for the applications
Hope you have a good weekend, and try and get some time for yourself too"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
hi ddfw
Delighted to hear your got your forms filled out and away.:):):) You are certainly trying your best. Hope something good happens soon.
Try not to do too much over the weekend and spend some time chilling out.
Take care"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Target 1 Start Balance 10/03/12 £2535
10, £2535 - 700 = 1835
11, £1835 - 4.80 = 1830.20
12, £1830.20 - 12.51 = 1817.69
13, £1817.69 - 1.63 = 1816.06
13, £1816.06 - 15.00 = 1801.06
14, £1801.06 - 3.55 = 1797.51
15, £1797.51 - 15.44 = 1782.07
16, £1782.07 - 1.25 = 1780.82
17, £1780.82 - 1.96 = 1778.86
18, £1778.86 - 2.00 = 1776.86
19, £1776.86 - 10.00 = 1766.86
20, £1766.86 - 6.63 = 1760.23
21, £1760.23 - 31.93 = 1728.30
22, £1728.30 - 22.69 = 1705.61
23, £1705.61 - 80.00 = 1625.61
24, £1625.61 - 7.00 = 1618.61
25, £1618.61 - 25.00 = 1593.61
26, £1593.61 - 5.00 = 1588.61
27, £1588.61 - 71.26 = 1517.35
28, £1517.35 - 2.88 - 2.47 =1512
29, £1512.00 - 162.39 = 1349.61
30, £1349.61 - 2.61 = 1347
31, £1347 - 2.00 = 1345CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Target 1 Start Balance 01/04/12 £1345
1, £1345 - 22.00 = 1323
2, £1323 - 27.00 = 1296
3, £1296 - 38.00 = 1258
4, £1258 - 25.00 = 1233
5, £1233
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30,CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hi Dedicated!
It has been a while, but my word, I am impressed with how well you are doing: congratulations!You keep going - you're doing brilliantly!
Must go...in the middle of cleaning the shed *shudders*, but was just having a much-needed break. xxxPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Hi Dedicated!
It has been a while, but my word, I am impressed with how well you are doing: congratulations!You keep going - you're doing brilliantly!
Must go...in the middle of cleaning the shed *shudders*, but was just having a much-needed break. xxx
Pickle! :j:j:j Lovely to see you again hon. how are you doing? I do miss your thread
Aw thanks! Really wanting to clear target 3 debt this month - no idea at the moment how mind but i'll just have to pop my thinking cap on methinks :think: Not just now though - far too run down to think of anything at the mo.Typically after having a quite fun filled weekend it has taken its toll on me yesterday and today
Shed cleaning - you are very braveCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hi everyone
As i said i am feeling very rundown - i really should have asked for that blood test at the docs - must do so asap methinks
Do need to start pondering how i'll clear the full balance of target 3 this month in order to stay on target :think:
I am due some more cashback this month so that will help. I also need to chase a company for cashback of £50 - not sure when that will be paid.
i am still fairly close to payout on a couple of survey sites.
i need to list new things on eb*y - so i also need to find these new things for listing.
i need to put in a claim *again* with the post office for yet another missing parcel
i will of course have the usual payment to make
And i will have the funds to pay that i am no longer paying to other debts
And i need to start eating out of the cupboards and freezerCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
So this evening i have re-listed all of my low value items that did not sell on the bay of e.
I have also made a list of the items i will list tomorrow that have never been listed before- total starting value of all items is £65 so if they all sold at the start price great - but of course no guarantees of this.
I do have quite a few unsold higher value items - but as i don't want to pay for the listings a second time these can wait for a free listing weekend
had questions about some of the things that didn't sell asking me to put them on at 99p instead - err nope.
I'm also due about £12-odd in from sales of books and the bay of e and £30-odd from cashback. So a total of about £50 definitely due in
i also have a further £160 outstanding in cashback - some of it claimed for as it didn't track - despite clearing cookiesand some of it tracking but not yet confirmed :undecided
i have the other £50 cashback that i need to chase tomorrow so that will make a definite £100 due in that i can pay off my balance.
Tomorrow or later i'll also go over my bank account and double check if there is anything extra i can throw at the debt in there :think:
When i do that i can also check what the extra payment will be this month to the bill - £100 is budgeted for so will see what will be left over from the restCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hi hon
How you keep on going with all these MSE things ALL THE TIME!! is nothing short of inspirational! You're doing brilliantly...do give yourself a real pat on the back:T
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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