A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Hey DDFW,

Well done on the sales :j

There's nothing wrong with saying 'no' sometimes, you have to look after yourself too. Definitely plan your week next week, block some slots in for tasks you need to do, and tell people you aren't available during those time periods but can help them out on x day instead.

jwil

DedicatedDFW wrote: »

How are your sales going?

I had a nice flurry of sales last week (only low value, but a number of items) so that was good. Everything on there at the moment is pretty much a relist so I don't have huge hopes there.

ebayqueen_2

Hi ddfw

Been a busy bunny and have not been on the laptop much this week. Glad to hear your sales are going well. Pace yourself and do what suits you.

DedicatedDFW

jwil wrote: »

Hey DDFW,

Well done on the sales :j

There's nothing wrong with saying 'no' sometimes, you have to look after yourself too. Definitely plan your week next week, block some slots in for tasks you need to do, and tell people you aren't available during those time periods but can help them out on x day instead.

Thanks jwil - there is also the guilt with family though isn't there? Thats what makes it so hard

jwil wrote: »

I had a nice flurry of sales last week (only low value, but a number of items) so that was good. Everything on there at the moment is pretty much a relist so I don't have huge hopes there.

Well done on the sales jwil - they all mount up :T Mine are all pretty much re-lists now and i've still had some good sales from them - sometimesafter the 6th time of listing them And at least re-listing doesn't take any time at all really

ebayqueen wrote: »

Hi ddfw

Been a busy bunny and have not been on the laptop much this week. Glad to hear your sales are going well. Pace yourself and do what suits you.

Hi ebayqueen - i had missed you and wondered how you were I trust it has been a good busy week for you. Good to hear from you x

DedicatedDFW

Hi all

Well i have just paid another hefty amount off the debt total :T and as hoped i have paid off target 2 in full now :T

I had 7 debts at the start of this year. i now have 4 - 2 credit cards, an overdraft and a personal bill. Target 3 is one of those credit cards. At the start of this month it was my 2nd highest creditor and then the highest as i paid off target 4 in full. Target 3 is now my 2nd lowest creditor and i will have some PADs to make to this over the next 2 days also. So i have not achieved my challenge of reducing the balance to £1000 from £2535 - which was really a challenge to pay £1035 as £500 i knew i would be paying anyway but i have made really good progress towards this

I would have done even better if all the bills hadn't just come in - phone, electrickery etc. I'd have also done even better if the cashback had paid out. Considering i have also cleared a debt of £250 over the month though as well i think i have done very well

jwil

DedicatedDFW wrote: »

Hi all

Well i have just paid another hefty amount off the debt total :T and as hoped i have paid off target 2 in full now :T

I had 7 debts at the start of this year. i now have 4 - 2 credit cards, an overdraft and a personal bill. Target 3 is one of those credit cards. At the start of this month it was my 2nd highest creditor and then the highest as i paid off target 4 in full. Target 3 is now my 2nd lowest creditor and i will have some PADs to make to this over the next 2 days also. So i have not achieved my challenge of reducing the balance to £1000 from £2535 - which was really a challenge to pay £1035 as £500 i knew i would be paying anyway but i have made really good progress towards this

I would have done even better if all the bills hadn't just come in - phone, electrickery etc. I'd have also done even better if the cashback had paid out. Considering i have also cleared a debt of £250 over the month though as well i think i have done very well

Wow, well done DDFW :dance: :dance: :j :j :j :T :T :T

You have done so well, that's amazing!

turfy6

That really is brilliant, hope you get some me time soon sounds like you could do with it

DedicatedDFW

jwil wrote: »

Wow, well done DDFW :dance: :dance: :j :j :j :T :T :T

You have done so well, that's amazing!

Thanks jwil - i was surprised at the amount myself - it really does show how all these bits add up doesn't?

Obviously i'm really pushing to get to the next milestone which will be 1 overdraft, 1 credit card and 1 personal - obviously want to be rid of them all but i know i need to take it one thing at a time

DedicatedDFW

turfy6 wrote: »

That really is brilliant, hope you get some me time soon sounds like you could do with it

Hi turfy6 :wave: and thank you I have been posting about my little achievements of late as i'm trying to focus more on the positives in what i have done rather than thinking about how much there is still to do etc.

DedicatedDFW

Hi everyone

Well i am pleased to say i got my application form completed and submitted - lets hope they want me *fingers crossed*

I also have another application to complete and have actually done a couple of tiny things towards this today

I have so much to do this next few days it is going to be very rushed indeed

Hope everyone is well