A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Hey DDFW, hope your OH came round and you managed to get out for a bit. Otherwise, I hope you had some relaxing time outside.

It sounds like a good idea to have your thyroid checked again, it's not nice feeling exhausted all of the time.

Have a good evening

DedicatedDFW

Target 1 Start Balance 10/03/12 £2535

10, £2535 - 700 = 1835
11, £1835 - 4.80 = 1830.20
12, £1830.20 - 12.51 = 1817.69
13, £1817.69 - 1.63 = 1816.06
13, £1816.06 - 15.00 = 1801.06
14, £1801.06 - 3.55 = 1797.51
15, £1797.51 - 15.44 = 1782.07
16, £1782.07 - 1.25 = 1780.82
17, £1780.82 - 1.96 = 1778.86
18, £1778.86 - 2.00 = 1776.86
19, £1776.86 - 10.00 = 1766.86
20, £1766.86 - 6.63 = 1760.23
21, £1760.23 - 31.93 = 1728.30
22, £1728.30 - 22.69 = 1705.61
23, £1705.61 - 80.00 = 1625.61
24, £1625.61 - 7.00 = 1618.61
25, £1618.61 - 25.00 = 1593.61
26, £1593.61 - 5.00 = 1588.61
27, £1588.61 - 71.26 = 1517.35
28, £1517.35 - 2.88 - 2.47 =1512
29, £1512.00 - 162.39 = 1349.61
30, £1349.61 - 2.61 = 1347
31, £1347 -

DedicatedDFW

jwil wrote: »

Hey DDFW, hope your OH came round and you managed to get out for a bit. Otherwise, I hope you had some relaxing time outside.

It sounds like a good idea to have your thyroid checked again, it's not nice feeling exhausted all of the time.

Have a good evening

Thanks jwil - OH was lovely and took me out we had a really nice time

brizzledfw

Hey pleased to hear that DDFW..a nice day out is just what you deserve.

The garden, pad and pens would have been nice too though! I got a real pang of envy when I read that just now!!

DedicatedDFW

Hi all

i am sorry i have neglected my diary somewhat of late. Lots of things have not been great lately but i do not want to talk about bad / sad or just plain annoying things. I want to talk about positive things

I have continued to PAD away at target 4 :T Unbelieveably i have reduced the balance by more than i would have thought possible this month My aim was to get the balance down to £1000 by the end of the month. I have made significant progress towards this and will be paying at least another £100 before the end of this month :j:j:j

Some of the PADs have been due to eb*y sales and i have 4 items which will currently sell as well :T

The sun has been shining which makes everything seem so much better

I had a lovely chat with the lovely neighbours

I am thinking about a little plan and this has been noted here to remind me to work on it tomorrow

I hope everyone else is good

DedicatedDFW

brizzledfw wrote: »

Hey pleased to hear that DDFW..a nice day out is just what you deserve.

The garden, pad and pens would have been nice too though! I got a real pang of envy when I read that just now!!

Thanks Brizzle

I must admit i was a little sad to leave my colourful pens and notepad behind - but i can use these again this week :T

DedicatedDFW

Ah - i have spotted my little reminder and plotting and planning is definitely what i need to get on with today

I have checked my sales and another item has a bid on which i am very pleased about Of course, it would be nice if a few more of the bigger / bulkier things would sell so i get some space back - but i guess we can't have everything

I have also sold another book on greenmet :T Thats 2 when i only put them newly on within the last month i am very pleased with that too

I am hoping that as its lighter later now that i may get some weeding done today - a hard and mostly thankless task but the garden always looks so much better for it And its a small workout too i suppose

My non-payment thing is still on-going :mad: Why do people even do that?

I am also still needing to do a complaint letter - oh and have been asked to do another letter for a group i'm part of - i'd rather not to be honest but they all nominated me OH said its because i talk so much I said i'd actually not talked that much but had tried to make sure i spoke to everyone in the group - even those sat furthest away if that makes sense ?

Right off i go to plot away

jwil

Good luck with the planning

Glad you had a nice day out with OH, and well done on the sales!

You've done so well with the overpayments this month too :T :T

DedicatedDFW

Morning All!

Once again this week has disappeared far too quickly for my liking. A cursory analysis shows that my time is being taken up with running around on behalf of others So next week i am really going to try and put something in place to stop that - i don't mind helping people out - and as its family its expected - but i am using up far too much of my time, energy and money (cost of running around) - all of which i am pretty low on anyway. So i needs me a plan for next week to stop this from happening :think: Please don't thing i am not being very nice - i am just being left with very little time to actually do things that need doing and i then don't have the energy to do them

In better news i have sold a few items on the bay of e again :T Not huge amounts of money but hoping if they all pay up then i will be able to pay £50 off debt

I have phone calls to make and letters to write - no-one is answering the phone - or at least i am in a very long queue that is so long before i have a chance to get through to someone the battery on my phone cuts out - yes we really need new house phones on top of everything else

Obviously though with letter writing and phone calls its all being pushed back whilst i run around for other people and these really are urgent now - so i am feeling a bit under pressure Hoping tomorrow i won't feel so bad as i'm hoping to make some progress.

Hope everyone else is well

DedicatedDFW

jwil wrote: »

Good luck with the planning

Glad you had a nice day out with OH, and well done on the sales!

You've done so well with the overpayments this month too :T :T

Thanks jwil - yes i am pleased with the overpayments - i think other than the bay of e and the £200 from savings (£700 really but i'd accounted for that so was trying to get from £2035 (after the £500) to £1000) the boost was from all the things i didn't buy and so transferred the money over instead. OH paid when we went out so i transferred £20 to the debt as i would have paid at lease that towards our day out.

How are your sales going?