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No Money, thats No Good!
Comments
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Hi there No Money -really enjoyed reading this too, not all 9 pages, but enough to see you're heading in the right direction. Just want to encourage you to keep on the straight and narrow, and wish you the best for the remaining 9 months of 2011, and may it be a springboard to future success.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Brilliant news, onwards and upwards from now on.0
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That's great news, congratulations to your wife, and it must be a weight off your shoulders!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Welcome to the new readers and thanks for all the comments.
It certainly is some welcomed news and a huge weight removed - I think it was perfectly summed up by my wife yesterday morning with "I think thats the first decent nights sleep I have had in the last few months".
As D:Ream will say, "Things can only get better"0 -
:j:D:T:beer: YAY!! So so sooooo happy for you and your wife. I bet you are over the moon. What a relief that must be. Does that mean you don't need a DMP now?Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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:j:D:T:beer: YAY!! So so sooooo happy for you and your wife. I bet you are over the moon. What a relief that must be. Does that mean you don't need a DMP now?
Thanks Kat.
Obviously we won't know for sure until she has had her first months pay, but if my calculations are correct we should be able to make meaningful inroads without going on a DMP - and that would be fantastic!0 -
Such good news. It would be fantastic! Bet you're still buzzing I know I would beLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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It is such a shame having to come to work when the weather outside is as nice as it is. Still, whilst I am here, I am not outside in the sun and potentially spending money I do not have!
A peaceful weekend spent enjoying the sunshine with the kids at the local park, although they have modernised it since we last went last summer but still not managed to put new swings in. Try explaining to a 2 year old why she cant go on the swings!
Sunday I only had the one football game to referee due to my 1st game being double booked - still, enough to see me through to pay day!0 -
Sounds like a lovely weekend
I took my DS to the park on Saturday, was supposed to be a free day out but ended up getting our first ice-creams of the year, the state of DS after was worth the money :rotfl:
Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
Hi nomoney - enjoyed reading your diary so far. It was like reading a book with a happy ending
Congratulations to your OH on her new job, that is great news. Just think, if they hadn't cut her hours she wouldn't have looked for this job, so it does prove that as one door closes another one or two open.
Sounds as though 2011 is going to be your year after all.:jI shall call him Squishy and he shall be mine and he shall be my Squishy.0
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