Likely limit for first credit card?

ClareJ7

Ive just been accepted for a barclaycard platinum and im wondering what kind of limit I can expect. Im only working part time at the moment so only earn about £4000 a year, this is my first credit card.

Any rough estimates will be appreciated

BugsyBrowne

ClareJ7 wrote: »

Ive just been accepted for a barclaycard platinum and im wondering what kind of limit I can expect. Im only working part time at the moment so only earn about £4000 a year, this is my first credit card.

Any rough estimates will be appreciated

So you lied on your barclaycard application

stephane_2

How did you manage to get a Barclaycard Platinum when their minimum requirement is to earn at least £ 20,000 per year.
Have you been honest on your application? if Barclaycard found that about your income they'll have no hesitation to close the account.

exel1966

ClareJ7 wrote: »

Ive just been accepted for a barclaycard platinum and im wondering what kind of limit I can expect. Im only working part time at the moment so only earn about £4000 a year, this is my first credit card.

Any rough estimates will be appreciated

Another very dubious sunday post asking a rediculous question!

chattychappy

stephane wrote: »

How did you manage to get a Barclaycard Platinum when their minimum requirement is to earn at least £ 20,000 per year.
Have you been honest on your application? if Barclaycard found that about your income they'll have no hesitation to close the account.

My ex-gf was recently offered a Barclaycard Platinum "guaranteed pre-approved" on the basis of her current account with Barclays. Just "sign here" blah blah blah. She earns almost nothing at the moment.

Don't know if she would have got it - she didn't bother with it.

drbesty

Guys I've just been approved for an AMEX Black, I'm on Job Seekers Allowence.......

BugsyBrowne

chattychappy wrote: »

My ex-gf was recently offered a Barclaycard Platinum "guaranteed pre-approved" on the basis of her current account with Barclays. Just "sign here" blah blah blah. She earns almost nothing at the moment.

Don't know if she would have got it - she didn't bother with it.

Yeah i suppose if you had a good relationship with barclays it wouldn't be a problem.

stephane_2

chattychappy wrote: »

My ex-gf was recently offered a Barclaycard Platinum "guaranteed pre-approved" on the basis of her current account with Barclays. Just "sign here" blah blah blah. She earns almost nothing at the moment.

Don't know if she would have got it - she didn't bother with it.

A "guaranteed pre-approved" does not mean anything, they would have still done a search.....

stephane_2

drbesty wrote: »

Guys I've just been approved for an AMEX Black, I'm on Job Seekers Allowence.......

Yeah....right....

BugsyBrowne

stephane wrote: »

A "guaranteed pre-approved" does not mean anything, they would have still done a search.....

Yeah good point

bengal-stripe

OP obviously is desperate for this computer:

https://forums.moneysavingexpert.com/discussion/2813676