Likely limit for first credit card?

ClareJ7

chattychappy wrote: »

Well... that goes to show all the doubters!

Ha!! Tell me about it... Infact I think I should get a personal apology from anyone that called me a liar!

ClareJ7

adamc260 wrote: »

I applied for Barclaycard Platinum and had to state my income on there so it does get asked and the usual requirement is 20k +

How long did you wait for the email, i've had everything confirmed that I was accepted but no email, making me think 'did I type me email address right!?' wouldnt be the first time

It took about 48 hours from applying and recieving the email.

BugsyBrowne

ClareJ7 wrote: »

Ha!! Tell me about it... Infact I think I should get a personal apology from anyone that called me a liar!

I personally think why does barclays say you have to earn 20k a year for the platinum when clearly that is not the case.

It seems as long as you have good credit they would take you without earning that amount.

You have not said who you bank with in previous posts.

ClareJ7

star-fire wrote: »

I personally think why does barclays say you have to earn 20k a year for the platinum when clearly that is not the case.

It seems as long as you have good credit they would take you without earning that amount.

You have not said who you bank with in previous posts.

Been with halifax for years...

digitalphase

ClareJ7 wrote: »

Ha!! Tell me about it... Infact I think I should get a personal apology from anyone that called me a liar!

Yes, you should do! However, unlikely it will happen as certain posters on here believe that they are never wrong My post may initiate an apology though, to prove me wrong :rotfl:

Anyway, well done on getting the Platinum, and enjoy your new Macbook - they are fantastic

BugsyBrowne

ClareJ7 wrote: »

Been with halifax for years...

Did not realize you are with the halifax thought you were with barclays.

jon_boy75

ClareJ7 wrote: »

Ha!! Tell me about it... Infact I think I should get a personal apology from anyone that called me a liar!

perhaps now people will realise that the process is not as black and white as they claimed. too many posters lately are saying "you have no chance" etc

this debunks another myth about credit, thankfully

platterfish

I was accepted last year for the Barclaycard platinum, told the truth on the form and put down my wage as 15k, and got £4500 limit. I've never banked with Barclays. I dont think the 20k restriction is set in stone and they take into consideration other factors as well.

adamc260

Just had me email

£3000 limit