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The Ultimate Incentive to get debt free… again. Dinah & NIM go head to head!

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Morning, that's fab about the camera Dinah (sorry Cinny) I keep meaning to put some reviews on Amazon so they might pick me too but now that I have the time I definitely don't have the inclination. Have spent a lot of this week trying to tie up loose ends with bills etc but we still have a way to go. I feel sick when I think of all the money I've spent on moving in, stuff for the house and rent and bills for three months, and all I'm going to have to show for it is some crockery and a new laundry basket. OH is giving me some money for the furniture as he's going to rent somewhere so it's easier than having to store it, and it would remind me of him anyway.

    I've been looking at the price of flats to rent and they are ridiculous, I don't know if I'm going to be able to afford anywhere on my own. It's annoying because you can get a big four bedroomed house in a lovely village for like £675 a month, but it's still £400 a month for a crappy unfurnished bedsit above a shop in a dodgy area - doesn't seem fair. It's depressing being at Dad's but at the end of the day I WOULD rather live with him than a load of strangers in a house share.

    Anyway I'm not going to think of any of that before the new year, I'm not in the right place. For now I'm trying to concentrate on keeping busy. Makes me realised just how dependent I'd become on him and how much time we spent together - I'm literally at a loss for what to do on a weekend now. He's at his graduation today, weird to think of him being there and me not.

    (Sorry for moaning on again - don't have much happy to say)

    Your dress is lovely Swinstie, don't know if I commented before...

    I'd never be able to move out alone. Do you know anyone who needs a lodger maybe? Has your ex-OH given any further clues as to why he decided things weren't right?
    My problem is I have hardly any friends at all still living in the area so social activities tend to involve a bit of travel and forward planning.

    It's not a hollow offer from me, anytime you need to get out and there's no one about give me a call. I won't bring NIM I promise! Good walk, shopping, dinner, drinks, I'm up for anything you want to do.

    Also have you noticed that the college have those short courses on specific dressmaking skills running Jan-March and April - June? If you're interested?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tete - you rant and moan away, it is really hard on you all this. Best to like you said take the time to think before you decide to move out again or anything like that. I have to travel to see friends too as we don't live near anyone I know and I know what a pain it is and must be even worse when you are trying to keep busy.

    Cinny - that is lovely the little PUG is going to be living with you.

    My Mum might be coming to stay sat to sunday this weekend which will be nice as OH is working nights so I get a bit bored! Planning on starting some Christmas shopping tomorrow.
  • Dinah93 wrote: »
    I'd never be able to move out alone. Do you know anyone who needs a lodger maybe? Has your ex-OH given any further clues as to why he decided things weren't right?

    Don't know anyone who needs a lodger ... but seems silly anyway to 'lodge' in someone's spare room when I could be doing that at Dad's. We do get on well and if I went to live in another house it would only be to save face really and not have that stigma of living with a parent at 28 - seems silly.

    All he says is when we had that conversation and I said I wanted marriage and kids eventually and needed to know he did too; he said yes at the time but now realises he was kidding himself, he never wants those things and we're going in different directions :( I know people compromise when they love each other enough, so I guess he just doesn't.

    It's not a hollow offer from me, anytime you need to get out and there's no one about give me a call. I won't bring NIM I promise! Good walk, shopping, dinner, drinks, I'm up for anything you want to do.

    Aw thank you pet. That said, I'm busy this weekend and next! Maybe one of these days I'll come and have a nosey at the house and we can go for a cuppa or something.

    Also have you noticed that the college have those short courses on specific dressmaking skills running Jan-March and April - June? If you're interested?

    I was looking at courses there actually but didn't see them... will have a look, thanks.

    Good luck with the Christmas shopping Wendz, I'll have to make a start soon too.
    Weightloss: 14.5/65lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Urgh I've got to start my Christmas shopping for real now too. I only know what I'm buying my Mum because she asked for something specific but I'm struggling with the others! I'm drawing a complete blank with my Dad, every present he's had from me for the past 4 years is gathering dust, never read, never watched, never used. It's somewhat disheartening! I'm thinking of making a 'No Calorie Chocolate Lovers Hamper' for SIL since she's a total chocoholic but doesn't want lots of sweets for christmas as she wants to be in shape for February so I thought I'd get things that look and smell like chocolate, without the fat. Bit stuck for ideas though. Got some chocolate 'flavour' face masks and a chocolate smelly candle, but what else can I put in there?!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I've just heard about the job I went for. Bad news and good news I suppose. Bad news: I didn't get it, someone with more experience beat me to it. :( Good news: They really liked me and said that this time their head had to rule their heart but they're hoping that they'll get the go-ahead to get another team member in early December and if they do I'm top of the list. So I'm disappointed but hopeful!

    But right now I'm just plain disappointed and want a large glass of wine! :(
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 19 November 2010 at 5:31PM
    Dinah you jammy bleeder! :D I was only kidding this morning, I'm not making little VooDoo Dinah dolls or anything. Though I can't help feeling a little jealous, it's just typical Dinah luck!!
    Dinah93 wrote: »
    Congrats on Percy! I don't think you wanted to leave him anyway :)

    You know me too well! He is such a sweetie. I'm even more excited now, we won't be stealing him until the NY. We've got our holiday next month and will give us time to settle in first.

    Birdie - I'm sure you can get chocolate lipbalms? Though they tend to taste gross so it might be a waste! I do love that idea for a hamper, I'd be tempted to get one of those 'emergency chocolate' bars from Tescos. But it would kind of ruin the idea. Don't mind me!

    Sorry you're still feeling a little blue Tete. I really wish I could say something to make you feel better about Christmas but all I can think is 'Gosh, that sucks!' :( Mentally sending you massive 'squeezed until you feel kinda faint/in need of the loo' hugs. Good idea about staying at your Pa's until next year. Don't want to be rushing into anything.

    The painting didn't get done! :( So I'm going on my own tomorrow, which I don't really mind as I tend to get more done and want to get rooms finished myself to impress OH a little!

    ETA: Oh gosh Birdie! So sorry you didn't get the job, but it really does sound like they liked you. And it does sound hopeful! I'll join you with that wine though, meant to go to Asda on the way home and grab a bottle (and one of those Blushy Children in Need bears! :D) But I'm in my jammies now and just knackered.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    edited 20 November 2010 at 10:02PM
    Birdie85 wrote: »
    I've just heard about the job I went for. Bad news and good news I suppose. Bad news: I didn't get it, someone with more experience beat me to it. :( Good news: They really liked me and said that this time their head had to rule their heart but they're hoping that they'll get the go-ahead to get another team member in early December and if they do I'm top of the list. So I'm disappointed but hopeful!

    But right now I'm just plain disappointed and want a large glass of wine! :(

    I'm really sorry to hear that Birdie, but it still sounds like there is hope for something to come along.

    We've had to move back into the guest room, our room seems to be getting too damp in the night and the sheets are getting mouldy after only 3 days on the bed. So we're going to see if it's better in the guest room, and we've asked for a dehumidifer for Christmas! Failing that we'll get one in the sales.

    Got the report back on the car we're buying, all looks good except he has the wrong registration number and thinks it's a year and a half older than it is, and has valued it at £500-£2000 less than the cheapest one of that age and engine nationally! So I need to call him on Monday and point out that I need a somewhat more accurate report!

    Got some meat at the butchers rather than the supermarket for the first time, very grossed out that it comes with all the kidneys and intestines and stuff still inside - so NIM is making it look a bit less like dead animal and more like generic supermarket fare.

    Big to do list this weekend:
    • Get car insurance quotes
    • tidy kitchen
    • tidy bedroom
    • tidy craft room
    • tidy guest room
    • set up desk in study
    • Put all ironing in one place
    • Do enough ironing to see us through at least the week
    • paint drawers
    • List 5 items on ebay
    • List 5 items on ebay
    • List 5 items on ebay
    • Catch up on book keeping course
    • Set vine alarm
    • Do 2 vine reviews
    • Do 5 reviews on NIMs amazon
    • Bake a new loaf
    • order mums birthday flowers
    • Reply to Carol
    • Email cousins
    • Post honeymoon photos on FB
    • Order contact lenses
    • Make list of Christmas crafty things to be made
    • Find bookcase on ebay
    • Find exercise bike on ebay
    • Make Christmas list - Good housekeeping
    • Find mums Tesco vouchers and package up to send to Tesco (talk to them first)
    • Call Duncan
    • Email Liz
    • Make cupcakes
    • Do RE report
    • Do ABA-i report
    • Move money out of Barclays
    • Move computer savings into current account
    It could be a long one!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Wow thats some list - I dont know how you find the time!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Realistically I usually don't!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Thank you for the big bear hug Cinny - much appreciated! And how lovely that you'll have Percy coming to live with you - a house is a home when it has a pet!

    Sorry about the job Birdie, fingers crossed they do manage to find something for you though. We're having a team brainstorming session on Tues - we've been asked to think about our strengths and how we can use them to our best advantage 'going forward' ie, when the government takes all the funding off us and we have nothing to do :( I hate doing stuff like that anyway but under these circumstances it's horrible - and half the team aren't even in work next week so it'll be more focussed on the few who are there - dreading it!

    Dinah that sounds awful about the damp - I've never heard of sheets going mouldy in such a short space of time before. I have to say that my eyes are completely back to normal (in spite of all the crying :o) since I left that house three weeks ago for my holiday and then moved out - I'm convinced it was the cold dampness - yuk.

    Went out last night and two of us shared three bottles of wine so I've been having a VERY lazy day today! Got to collect some stuff from the house tomorrow though so wish me luck. Well not luck really - in France they say 'bon courage' when someone has something daunting to face (a lady said it to me once when she passed me on the steps going up a high bell tower in Lyon!), but we don't really have an equivalent.
    Weightloss: 14.5/65lb
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