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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Solwaysaver wrote: »
    Hi I'm a 'newbie' on here :wave:,

    1st time i've actually posted something so it's a step towards freedom! Felt the urge to post on this diary cos visiting Borneo is on my 'bucket' list and hopefully once I've actually dealt with my debt it might not just be a pipe dream!
    Will attempt to subscribe and follow with interest.......I'm guessing the next step for me will be to post what my debts actually are....a bit scary but sooooo glad I've found this site !!!

    Hi Solwaysaver,

    Nice to have you along!

    This site is so useful and having a diary is a great way to stay on track - I wouldn't have come this far without one.

    Don't be scared to post your debts up - you've done the most important thing and faced up to them and decided to deal with them.

    We'll be here to help you with the rest! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    beccie wrote: »
    Have re-done my snowball with the extra £30 a month that reducing my phone bill has freed up from Dec and......

    DFD reduced to Jan 2013! :T Meaning only 839 days to go! :j

    So far that means I've hit my challenge of matching Adam's DFD by the time I go....I have a sneaking suspicion though that he will move his again before then and once again I will be chasing him :rotfl:

    Oh haven't you heard, mine is December 2011 ;):)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ceniza wrote: »
    Oh haven't you heard, mine is December 2011 ;):)

    Dammit!!! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    beccie wrote: »
    Dammit!!! :rotfl:

    Always one step ahead :rotfl:
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ceniza wrote: »
    Always one step ahead :rotfl:

    Or so I would have you believe.............
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Solwaysaver wrote: »
    Hi I'm a 'newbie' on here :wave:,

    1st time i've actually posted something so it's a step towards freedom! Felt the urge to post on this diary cos visiting Borneo is on my 'bucket' list and hopefully once I've actually dealt with my debt it might not just be a pipe dream!
    Will attempt to subscribe and follow with interest.......I'm guessing the next step for me will be to post what my debts actually are....a bit scary but sooooo glad I've found this site !!!

    Hi Solwaysaver :wave:

    Don't be afraid to post your debts, were all in the same boat here, regardless of how we ran our debts up. You will find a load of support and encouragement from everyone x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Solwaysaver
    Solwaysaver Posts: 14 Forumite
    Aww thankyou Beccie and Woowoo, off to work shortly but will work all my debts and stuff out properly (something like 19k on goodness knows what :o!) Love the idea of counting down in days, probs be a 1000 or more but from tomorrow will be 999 :).

    Thinking solwaysaver should be solwayspender but its a positive start!

    Thankyou! x
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Solwaysaver wrote: »
    probs be a 1000 or more but from tomorrow will be 999 :).

    That's the way to be thinking! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • EB69
    EB69 Posts: 878 Forumite
    Hi Solwaysaver - its an eye opener when you get down to the nitty gritty. I still dont think its quite hit home just how bad a mess I'm in...
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    You ok EB? x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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