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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Just phoned and told them I would leave if they didn't offer me a better deal! :D

    859 days till DFD!

    110 days till Borneo!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    jtr2803 wrote: »
    Thats a HUGE phone bill saving! How did you manage that? I thought I had done well to get mine from £35 to £20 :rotfl:, does that include internet?

    :T @ the goldfish card, £21 isn't to be sniffed at :D

    Doesn't include internet, but then mine never has so I don't miss it if that makes sense?

    £21 will be sent straight to the loan when it arrives :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Is that home phone or mobile?

    Only 110 days until Borneo?! Best get a move on Jody! :rotfl:

    That'll come round before you know it, and £21 is a nice little bonus :p
    VSP - £14.76 | Saving for a Deposit
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Is that home phone or mobile?

    Only 110 days until Borneo?! Best get a move on Jody! :rotfl:

    That'll come round before you know it, and £21 is a nice little bonus :p

    Argh...is it really only 110 days!?!?

    Just off to update my figures and see what it says!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Is that home phone or mobile?

    Only 110 days until Borneo?! Best get a move on Jody! :rotfl:

    That'll come round before you know it, and £21 is a nice little bonus :p

    That's mobile, we do have a landline so that we can have broadband but it's out of bounds for calls! :rotfl: Just can't see the point of paying for mobile contracts and then paying for landline calls too.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ooo, and just realised I have 3 stars now too!

    Must mean I spend waaaay too much time chatting! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    jtr2803 wrote: »
    • Daily savings needed without DMP payment - £48.29 :eek: now £49.01
    • Daily savings needed with DMP payment - £39.70 :(now £40.10
    • Daily savings needed with DMP/Bonus - £16.67 now £16.24
    What I haven't taken into account is any early settlement discounts as this isn't necessarily going to be given. It's going to be hard but I think it is do-able, especially as my savings total isn't right. I have some plans but I shall reveal all on my diary once I have finished my Ireland report!

    x

    Updated the figures above, adjusted my savings to include what I am paying in today. Gone a bit backwards because my debt hasn't dropped with the DMP payment as it's not gone out yet. My figures are all a bit whimsical anyway, it wont be till Xmas I will have a true reflection but I'm still saving away :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Still waiting for these plans to be revealed! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • beccie wrote: »
    That's mobile, we do have a landline so that we can have broadband but it's out of bounds for calls! :rotfl: Just can't see the point of paying for mobile contracts and then paying for landline calls too.

    We don't have landline in the house, manage to get broadband via fibre optic with virgin so we don't need a landline to get the internet. I thought I'd done well too Jody, got my mobile down to £25...really want an iphone but still have 10 month left on my contract...
    VSP - £14.76 | Saving for a Deposit
  • jtr2803 wrote: »
    Updated the figures above, adjusted my savings to include what I am paying in today. Gone a bit backwards because my debt hasn't dropped with the DMP payment as it's not gone out yet. My figures are all a bit whimsical anyway, it wont be till Xmas I will have a true reflection but I'm still saving away :D

    When are you updating the figure in step 2 of your signature?

    I like watching your signature change, that's a bit freaky isn't it! :p LOL :rotfl:
    VSP - £14.76 | Saving for a Deposit
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