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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • Ceniza
    Ceniza Posts: 761 Forumite
    Three stars already!! Yes, you talk too much LOL
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • EB69
    EB69 Posts: 878 Forumite
    Morning Beccie

    that's a whopping saving on the phone bill - well done!!!!! Mine is £60 per month (including insurance - I lost three i-phones last year so no way am I going to fork out for another!)
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    beccie wrote: »
    Still waiting for these plans to be revealed! :D

    I put them on my thread!!

    Was nothing exciting unfortunately! Just suspending my pension and ebaying!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the phone bill Becs, I tried that once and they just said see you later lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    jtr2803 wrote: »
    I put them on my thread!!

    Was nothing exciting unfortunately! Just suspending my pension and ebaying!

    I need to pay more attention! :rotfl:

    I really need to get into the ebaying frame of mind.
    Woowoo wrote: »
    Well done on the phone bill Becs, I tried that once and they just said see you later lol!

    Fortunately I had already found another contract for £10 so if they had I was ready for them! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    When are you updating the figure in step 2 of your signature?

    I like watching your signature change, that's a bit freaky isn't it! :p LOL :rotfl:

    I normally do that around payday...which is today! Unfortunately it's staying at £0 because I had £950 but because of Ireland I am down to £770-ish at the moment! :(. I'll update it when my endowment money comes through (hopefully this week) but if it doesn't I will have to put a minus figure in! :p

    I pay £20 a month on my HTC and thats unlimited landline calls, unlimited net and unlimited texts, I never go over the £20 and I really like my little phone actually :)

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Managed to find £3 to put towards the OD.

    Roll on payday! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    It soon all adds up though Becs :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Hi I'm a 'newbie' on here :wave:,

    1st time i've actually posted something so it's a step towards freedom! Felt the urge to post on this diary cos visiting Borneo is on my 'bucket' list and hopefully once I've actually dealt with my debt it might not just be a pipe dream!
    Will attempt to subscribe and follow with interest.......I'm guessing the next step for me will be to post what my debts actually are....a bit scary but sooooo glad I've found this site !!!
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Have re-done my snowball with the extra £30 a month that reducing my phone bill has freed up from Dec and......

    DFD reduced to Jan 2013! :T Meaning only 839 days to go! :j

    So far that means I've hit my challenge of matching Adam's DFD by the time I go....I have a sneaking suspicion though that he will move his again before then and once again I will be chasing him :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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