We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The journey starts here - don't stop believing

1…3738404243…49

Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I'll definitely be reading if you do start one Jules x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Me2! Can the people you borrowed the money for not help you out anymore? If it wasn't for your kindness to help them out, you wouldn't be in this situation.....

    Today I am going up to Tamworth to stay overnight before going to Thomas Land in Drayton mannor tomorrow. Does anyone know of any money off vouchers/deals for Beefeater? Looked online and can't see any for money off....
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    sorry don't know of any vouchers, but i hope you have a lovely time away this weekend.

    Jules i didn't start a diary for about 5 years lol, now i have a very boring one that some nice people pop by to visit once in a while :) I think sometimes they can help you think things through or challenge yourself, but tis you're choice and if you're happy visiting ours then that's fine as well.
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Don't know of any Kat, sorry.

    Have a lovely time away though! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Have a lovely time Kat :) Have you got an iphone? Have you tried Vouchercloud?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Hey! Had a lovely time. Went £12 over my budget though :o if only Beefeaters had vouchers I wouldn't have. If I go back to Thomasland again will take a picnic as that's the real reason I went over.

    I don't have an Iphone Woo I have a carpberry - really want a HTC but have to wait a year to upgrade (darned 2 year contracts!). I'm on vouchercloud - did check it before I went but no luck.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Glad you had a good time Kat, don't worry about the £12 it could have been worse and sometimes you just have to go and have some fun :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Don't worry about the £12, before LBM you probably would have gone way more over, if you even had a budget to start with! :D

    Main thing is you had fun! x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Thanks guys. I wouldn't have had a budget pre lightbulb moment and would have spent way more than £62 on a night and day away. We went to Asda for breakfast rather than pay the £7.99 for the Premier Inn breakfast :money: which I wouldn't have batted an eyelid paying previously!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Just been royally 5cr3w3d over by work. Frickin PMI (free "benefit") has been shown on my P60 as earnings this year.

    Therefore, I, according to my P60, earned more money than I actually did this year making the likelihood of me owing tax credits money high. !!!!!!!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture