The journey starts here - don't stop believing

clippy_girl

spreadsheet sounds fun, i like playing with mine but cant use excel very well so its a glorified table coloured boxes

lol at the manager comment! :rotfl:

they really do make it hard to pay back. halifax updated their online banking and no longer accept debit card payments on the credit card! at least they accept one off payments though through bank account so can do it as a bill payment as and when (although no longer need to after today :j)

Kepp

Well done on getting rid of the credit card Clippy! :T

Jules28

Woowoo wrote: »

Hi Jules

Just checked out your signature, your doing well Just being really nosey now sorry, does that include your mortgage? Tell me to mind my own business if you like!

Hi Woowoo,

Thanks, sometimes it feels like I have a mountain to climb and other times I am pleased with what I have done so far! It doesn't include a mortgage, basically what happened was I took out a lot of borrowing to help out family members. They then couldn't meet the payments on the borrowing so I got into a mess trying to meet the payments myself and when they eventually paid me back, they could only cover the amount borrowed (ie not the tens of thousands of pounds racked up in interest by that point). I wish I had gotten them proper advice rather than trying to help by borrowing for them. But hey ho, you live and you learn!!

Jules

Woowoo

Oh bless you Jules, that totally sucks

You should be really proud of yourself for dealing with the situation your in now and paying it off x

Jules28

Thanks Woowoo, it will take me a while but I will get there

Kepp

We'll be here to cheer you on Jules!

Woowoo

Have you got a diary Jules?

Jules28

No I have never started one, I am always reading other people's instead

Woowoo

Maybe you should, it would be good to hear your story and follow your progress x

Jules28

Thanks Woowoo, I will give it some thought