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The Bankruptcy Club & Supporters Club
Comments
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BizzyLizzy if the Nationwide account is a Basic Account you shouldn't have a problem.0
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sandralovescats wrote:BizzyLizzy if the Nationwide account is a Basic Account you shouldn't have a problem.
Yes it is a basic account. I'm hoping it isn't frozen after br as all our benefits are now going in there and my wages (from p/t job.)0 -
I have just been reading the Guide to Bankruptcy (not a very relaxing read!) and it says the OR will "give notice of the br order to .....utility suppliers....etc".
Does this mean gas, electric, water and will they then want to stop me paying by DD?
(p.7, 5a)0 -
Well took my papers into the cab on friday,have filled them all out, and have to be at the court on wednesday the 11th november. What a relief this is.
Can anybody tell me the procedure I will have to go through at the court? so far all I have been told is to turn up with £475 and thats it.0 -
monkeyy wrote:Well took my papers into the cab on friday,have filled them all out, and have to be at the court on wednesday the 11th november. What a relief this is.
Can anybody tell me the procedure I will have to go through at the court? so far all I have been told is to turn up with £475 and thats it.
That was a quick appointment - do you mean 11th December?
Basically, in answer to your question - yes. You turn up, the clerk will check your paperwork and take your cash. You will then, normally, go in front of the judge who, provided everything is in order, will probably ask if you understand the procedure and then he/she will 'declare you bankrupt' - you are bankrupt from the exact moment he/she utters those words.
You may, then be sent to the official receiver, who will either interview you then and there, or make an appointment for a full interview at a later date.
THEN YOU SLEEP EASY :beer: :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
bizzylizzy wrote:I have just been reading the Guide to Bankruptcy (not a very relaxing read!) and it says the OR will "give notice of the br order to .....utility suppliers....etc".
Does this mean gas, electric, water and will they then want to stop me paying by DD?
(p.7, 5a)
Hasn't made any difference to me bl. Official Receiver did not even ask who my utility suppliers are. Possibly if debts to utility suppliers are included in your br, but I can't really see any other reason. There is a section that states that you should make other arrangements to pay suppliers if you are currently paying by DD.
I agree the 'Guide to Bankruptcy' is a pretty daunting publication - but I suppose it's there to deter people from bankruptcy rather than to 'promote' it.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Can i Join? gonna be there soon to i think0
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Arnold's_mrs wrote:Can i Join? gonna be there soon to i think
Course you can :beer:
Mike will give you your number, when he's around. In the meantime welcome to the Bankruptcy Club and Supporters' Club.
Let us know how we can help.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
bizzylizzy wrote:I have just been reading the Guide to Bankruptcy (not a very relaxing read!) and it says the OR will "give notice of the br order to .....utility suppliers....etc".
Does this mean gas, electric, water and will they then want to stop me paying by DD?
(p.7, 5a)
Hi Bizzy
i was not asked about any of my utility suppliers either .Official DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Arnold's_mrs wrote:Can i Join? gonna be there soon to i think
Hi Arnold's mrs and welcome
we are a friendly bunch on this thread so anything you need to know just ask away and im sure one of us will be able to help:DOfficial DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210
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