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Life after bankruptcy?

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  • ani_26
    ani_26 Posts: 3,700 Forumite
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Oooo, cauliflower with raisins 65616e786b4a44505134496456734631543967-100x100-0-0.jpg?p=p6.b2d526f205b8a7f029e1&a=1&c=1&l=8055915&t=121015123157&r=10



    I have cauliflower. I have raisins.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Oooooo, how about welsh rarebit? My old dad used to make a cracking welsh rarebit. :( Cheeese cheese cheese cheese, cheese cheese cheese cheese cheese.

    Today i have been to a well being group for mental health. Actually, it was quite good or relatively normal, if that's the word, No pressures at all, although i'm tired now. I will definitely go again.

    Forget all the aspirations i had of walking miles, sailing, yoga, fitness classes, whatever. I am no longer that person.


    On the plus side no news on the * side of my life, so whilst it's floating around the universe somewhere, it's not hurting me, except in my pocket. Still hoping for resolution on one aspect by the end of october? but i won't hold my breath. Someone asked me today if i had my benefits sawted yet....................:rotfl:
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    edited 17 October 2012 at 7:47AM
    If you open your heart, you only ever get hurt. Am i cynical? Rightly or wrongly. i am cynical. We live in a cynical world. I am hurting, and is anything worth the hurt?



    Just read my previous post. I am not a nutter, just someone who is exhausted with life. With or by life? Maybe both.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    AAAAAAAAARRRRRRRRRRGGGGGGGGGHHHHHHHHH

    I have just received yet another letter stating more benefits have to be repaid, making my new debt " acquired " since i took the dro less than three months ago, in excess of £1k. Not alot of money you might think. But how do you repay on, well i don't know what my income is. Not money i've borrowed or willingly " stolen ". How do you get your life sorted? You can't rely on human beings in any way, shape or form.


    AAAAAAAAARRRRRRRRRRRRRGGGGGGGGGGGGGGHHHHHHHHHHHHHHHHHHHHH
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • beanielou
    beanielou Posts: 95,659 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No wonder you are saying argh.
    Words fail me to be honest.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Words fail me to be honest.

    Me too

    Nothing to say to help still reading though xx
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I can only second what beanie says, a complete farce doesn't even cover it, I am hopping :mad::mad::mad: on your behalf Ani xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Pleased to read that you went to a group. Rubbish andbillhooks about the benefits issue.
    Hang in there hen, it will eventually sort
    Much love
    Xxx
  • Today's Daily Mail page 50 -

    "When HMRC investigated your case, a spokesman admitted - 'We've really made a mess or Mr S's tax affairs - we can't apologise enough. We gave him duplicate personal allowances when we had full knowledge of all his income.... it's our error...."

    In this particular case HMRC has written off the taxed owed and paid compensation.

    It might be worth a letter of complaint?
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