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Life after bankruptcy?
Comments
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Urgh, i've hardly slept at all, for fear of oversleeping. Just having a cup of the usual, shower, then off.
Still can't believe how easily a savings account came to me.
Ps, its only a basic savings account, although i'm not sure what it is yet. Its probably 0.5% interest rate. Still, better than nothing, i suppose. Although its a nice idea to show i can save regularly to improve my credit rating, its unlikely to happen, just yet. But i seriously need to have the benefit of a safety net, behind me, for sure. That £10 might yet save my life, once again.
Maty, did you say cake?
I've an extra job come in on my birthday, yesterday, so my birthday will be much the same as usual. Non existent!Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
free from life wannabe
Official Petrol Dieter0 -
I've an extra job come in on my birthday, yesterday, so my birthday will be much the same as usual. Non existent!
Well, I suppose you could say 'no'?
(Ducks and runs...)Miggy
MEMBER OF MIKE'S MOB!
Every Penny a Prisoner
This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)0 -
Oh yes ani , you could say no!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
lol- I think the answer will be Ani will still be working as she needs the money. (let's hope she proves me wrong)
I think you're right.
Also bear in mind an advantage: no birthdays -> no older -> you could patent that, I'm sure there would be plenty of interest!
I'm just hoping Ani stays safe, I looked back at the first post in the thread earlier and read about the car crash. My concern for you, Ani, is that money's only any good to you if you're alive to enjoy it.Is there any way the work you intend to do that day could be defered till the day after so you can have that day off?
Miggy
MEMBER OF MIKE'S MOB!
Every Penny a Prisoner
This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)0 -
Maty. I hope you had a good day yesterday, and enjoyed your cake. Is there a tiny piece left for me?
Aesop you are right. I can't say no, as i desperately need the money, plus, say no once too often, and the work starts going elsewhere. It does'nt make much difference, as my birthday is cancelled, i won't be doing anything anyway, now i've isolated myself, and yes, these days, i have to consciously sit down and work out my own age. :rotfl:
The strange thing is, i bumped into a complete stranger on the way home last night, who had been on the coach on sunday, ironicaly. They had given me directions, off the coach. Asked how old i was. Fancy that, its my birthday, i'm **. Wow, you don't look it, for an old person. Had to laugh, there :rotfl: I've aged a decade or two, due to all this stress i've been under, and i've given up trying to conform to soceity's requirements. Maybe i'm more comfortable in my own skin, these days, then i realise. Would i like to meet up? They are nearly 25 years my junior. I'm not even interested. Theres no hope for me at all. What did they say? life is for living? But i just don't do things like that, anymore. Principles over spontaneity, on that one. At one time i would have done. But now i've no need to prove i am attractive to anyone, to boost my self esteem, because is'nt that what its all about? Soceity says we have to look or act this way or that, but i don't care. I care more about my lack of intelligence. Like fw's thread this morning. I've always followed this thread, since i found mse, but i never have courage to post, a) because i don't agree with alot of theories, and don't want to cause conflict by posting, and b) like someone else said, i'm not a great academic or teacher, and don't think i'm intelligent enough to contribute, although i've always said, teachers live in their own world. Anyway i'm rambling today, maybe its because i'm so tired. But the frog thing? I don't have any spare time to contemplate frogs. Too busy living life, to contemplate theories of how to live it. Did i just say that. Well, living life through work, at the moment, because thats the way it has to be. We exchanged phone numbers, and maybe we'll keep in touch. Maybe not. But i might text next time i'm working there. I just never look at life these days, in terms of having relationships with anyone, of any type, even the most basic friendship. You can't trust anyone for sure. They say they are friends, but they will always hurt you. No one has the power to hurt me.
So. I've had four hours sleep. I'm wrecked, but at least i'm solvent. I received some more pay yesterday, so thats four lots in as many days. No wonder the bank asked if i would like a savings account. Should have my savings book soon, then i'll know what sort of account it is. I get a real life savings book with it, i believe. Me. With no money. I've only got, probably less than most people have in their months salary, but it makes me feel like a millionaire, just having money in my account. I've been good, and only spent what i've had to, whilst i've been away. £15 on one breakfast and two evening meals. 50p on a bottle of water and £1 on one of those watches that have become fashionable, ( presumably a copy ), but i don't care. You know. The rubber ones, i've forgotten what they are called. Not because they are fashionable, but they are supposed to do something, are'nt they? althought i'm so tired i can't think straight and remember what. I don't think i'll ever get out of my habits of not spending and only buying what i need, now. Not what i think i need.
Its been good to have a change of scenery, and its spurred me on, to contemplate a ' proper ' break, very soon. Its been 5 years now, since i had any sort of a proper break, other than a few enforced days off, because i've had no work,and stressing about debt and repo. I don't need too many £2 coins, just to have a few days. I'm in dire need. Maybe before the kids break up for school, otherwise it will be september, when they've gone back. I don't do breaks when schoolkids are on holiday. Its a nightmare. I got the room i requested, but unfortunately spent little time in there. But the sea air does wonders for your powers of sleep. Fell asleep as soon as my head hit the pillow and slept like a log. I want to be able to go there, and spend my time how i want. Not have to get up early for work. Go for some long walks along the coast. Its beginning to take shape now. Its changed so much since i last visited. Everything seems to being done at once, now. I'd love to go back when its all completed, just to have a look see. Just have a chillout. The regeneration makes me contemplate my own regeneration, because i guess thats whats happeneing, albeit, very subtly.
I did'nt realise. Just checked all my emails, and i'm working all easter. I don't know when my first day off, will be. Maybe i'll never get a day off. Och, i'm so tired now. My only social life is posting in my diary. If i did'nt make time to post here. How sad is that? Must get ready for work.Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
free from life wannabe
Official Petrol Dieter0 -
Hi Ani - will post properly later but just wanted to give you a :grouphug: - you sound like you're in need of one, and wish you belated birthday wishes (don't worry, I forgot my age last night too for some reason
) x
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Happy belated birthday. Thought it was your birthday this weekend for some reason. Never mind. Or Happy Unbirthday as the case maybe.
Which theories do you not agree with? Not saying that they are necessarily right the theories or wrong. Just interested. Intelligence is a state of mind I think. It is not about how you can spout reams and reams of quotes or languages or quantum physics, etc.0
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