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40 and Foolish!
Comments
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I am still working tonight! Can you bear it!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
No, not really..cease and desist woman:rotfl:
At least go and make yourself a cup of coffee....:rotfl:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well done on the weight loss and debt reduction. Hope the walk went well.
Oh dear Dot re black sand. You will do yourself a mischief one day my dear friend.
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
oooooh, black sand, scratchy nastiness!
NL- when you work out how to switch off the email device can you let me know? Also fantastic news on the debt busting - you are getting there!
So - golfgate update please .....Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
So - golfgate update please .....
Oh Lordy, wish I'd never wondered out loud about the car - NewLeaf's OH is clearly attached to it despite the high cost and low usage.
Given the fantabulous amount NL & OH are paying towards THEM plus other debts, I say if OH wants the car as her 'indulgence' that's fine - it just means their DFD is a bit further away, and presumably OH is cutting back in other directions; spa days, expensive beauty treatments and other frivolous spends don't seem to feature much in NL's life, do they?
Still, one last attempt at persuasion might be to suggest renting out the parking space when the Golf has gone - I know several Londoners who do pretty well out of that.
ETA: Car can also be considered a 'last ditch fund' if THEY suddenly demand full and final payment, of course..0 -
Hi All,
Good ideas here all.
So Robin your post about OH cutting back made me die laughing. OH in a nutshell:
1. doesn't wear makeup
2. doesnt wear perfume
3. no jewellery except a bezel set diamond
4. no watch
5. no perfume
and for last and least OH who is almost 50 have never shaved, waxed, plucked or threaded any part of her body ever. I mean never. No part. From head to foot.
She considers it a personal affront if she has to pay more than £10 for a haircut.
When we got together, she had furniture made from crates in her flat. I dubbed her syle "Early Dormitory"
So not too much cutting to be done thereMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
bless her, that is a true icon of MSE right there!
I need to go do some work but currently so scared about starting this and finding the biggest blackest darkest hole that I then have to fix I am struggling with making myself take the first step (So off to make a cuppa now in preparation (OK I admit it evasion tactics)Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Your o/h sounds a hoot love the 10 pound hair cut... I cut mine the other day and one side I swear is shorter than the other
I am doing the 500 calorie fast twice a week.... My first day today and I am already up to up to 800 oopppss and it is only seven oclock lets hope I can now stop eating Please !!!:rotfl:
Well done on the weight loss x0 -
bast I think the only cure might be a bubble bath and a good book and then bedMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
I should also point out about OH that as she is going through the meno she gets the night sweats and I always tell her if she wasn't a YETI maybe it wouldnt be so bad!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
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