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40 and Foolish!
Comments
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I checked it, but you have to know people's emails to add them as friendsMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
another £200 off the taxes, while waiting for the stock sale money to come inMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Well done, that's serious sellingMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I am aiming to clear the whole thing except mortgage and car in 24 months. let's see if I canMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Am sure you can!! You go girl!! :-)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Although it is entirely up to you what you do.. The stress of having THEM on your back must be awful so I would sell the jewellery ... When I had my little breakdown (lol) I went a tad insane and tidied all my beautiful jewellery away.. Well I thought I had.. instead I managed to chuck all the boxes with all the jewellery still in them in the bin ... everything gone: Including an antique ring that my grandmother`s mother in law had given to her just before she died... Now I can never get that back, they just dont make them like that. So I got the insurance and found the nicest ring I could find and gave it to my daughter... She still has it after nearly six years and loves it.. Now I know that my lovely nan would be so happy at that.. Things are only things stress is a killer.. Hope that helps with your decision
x
Ps The reason why I told the story is I chewed myself up for so long over losing that ring but in the end it was just a ring.. x0 -
Well done on the payment to THEM and good luck with your 2 year target, you can do it and we'll all be right behind you cheering you on.
Hope you've had a good day today
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
I'm absolutely certain you can do it! Go NewLeaf.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Although it is entirely up to you what you do.. The stress of having THEM on your back must be awful so I would sell the jewellery ... When I had my little breakdown (lol) I went a tad insane and tidied all my beautiful jewellery away.. Well I thought I had.. instead I managed to chuck all the boxes with all the jewellery still in them in the bin ... everything gone: Including an antique ring that my grandmother`s mother in law had given to her just before she died... Now I can never get that back, they just dont make them like that. So I got the insurance and found the nicest ring I could find and gave it to my daughter... She still has it after nearly six years and loves it.. Now I know that my lovely nan would be so happy at that.. Things are only things stress is a killer.. Hope that helps with your decision
x
Ps The reason why I told the story is I chewed myself up for so long over losing that ring but in the end it was just a ring.. x
The jewellery is for sale at the moment, but until it sells, I have sold stock, used savings and sold stuff on fleabay to at least make some inroads xMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
After the tax is out of the way (ha) to clear the rest of our debt in 24 months I will have to pay £1900 to it monthly. This will be helped along by any bonuses either OH or I get. It is a LOT of money and feels overwhelming but I intend to give it my 100% best shot. I am going to call around and get my totals updated todayMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
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