New house....new me.....new start.....

Choc-addict

Mini to-do-list for today -

• Eat sensibly
• 30mins exercise
• Get on top of washing
• Pack away huge pile of clothes in spare room
• Pack away summer clothes
• Finish tidying conservatory after OH drilling yest and leaving brick dust :mad:
• Finish full days work by 5pm

Enought to be getting on with, hope everyone is having a good day x

jtr2803

Happy birthday from Ireland! X x

Choc-addict

Neglecting my diary a bit so feel the need to pop on and post some updates.

Total debt is nearly sub 39k.....17 odd pounds.....so pleased with that and hopeful it'll be nearer the 38k mark soon enough.

Savings for debt repayments now up to £400 - nice boost to my mission. Def on target to 1k by end of the year. Already have 12hrs overtime to put aside for December pay and hope to work another 8 this week so that'll be 20 already with a few weeks until cut off date - things are looking good :cool:

I've even managed to put aside £100 towards new wardrobes that we want to buy which are £149 each so I am pleased about that.

No big events this week, girls are coming over Sat eve for x factor and a curry so that'll be my only real expense this week. Hoping for a cheap one and so far haven't spent a penny since Sunday

Kinda enjoying embarking on this frugal lifestyle....I really hope to clear in full a couple of creditors come new year and knock my total debt down some more.

Hope everyone else is well, see most of you (sorry speak to most of you!) via other threads anyway,

Choc x

pinkarsenalprincess

Good to see you again.
Congrats on the weight loss that I notice in your sig :j

jtr2803

Well done on your new savings total Choc, you will be giving me a run for my money at this rate . I think it will do you the world of good to get rid of a few creditors, something it just feels like an endless mission but at least you will feel like part of it is 'finished' if that makes sense?

Sounds like you have a fab girlie night in planned for this weekend as well :T. I think I am working Saturday night *booh hiss* but money is money I suppose!

penelopedee_2

Hello Choc, sorry have just found your new diary (better late than never) and sorry for missing your birthday

You sound as positive as ever - but stop going up in the loft by yourself please. I hope you are feeling less sore now.

I too need to do some urgent savings as we have to find £2500 to mend the roof as soon as possible. I do have £1000 hidden but that includes Christmas spends and also my car tax due in December. But I think i can juggle Christmas out of my grocery money and we can go skint in January for the car tax if really necessary.

So I'll be trying to save along side you (as well as trying to debtbust too). Never ends ...

Choc-addict

pinkarsenalprincess wrote: »

Good to see you again.
Congrats on the weight loss that I notice in your sig :j

Thanks lovely, i'm trying!! Although I find it harder in winter as just want to curl up with some warm stodgy food

jtr2803 wrote: »

Well done on your new savings total Choc, you will be giving me a run for my money at this rate . I think it will do you the world of good to get rid of a few creditors, something it just feels like an endless mission but at least you will feel like part of it is 'finished' if that makes sense?

Sounds like you have a fab girlie night in planned for this weekend as well :T. I think I am working Saturday night *booh hiss* but money is money I suppose!

I think you are right Jody, paying off a couple will really spur me on and obviously seeing the total debt going down will even more so!

Can't wait for Sat, have £15 sat in my purse from last week still and that'll pay for my curry and drinks.....there was once a time that having £15 in purse would prompt me to spend it....clearly the tables have turned, it's a nice feeling

penelopedee wrote: »

Hello Choc, sorry have just found your new diary (better late than never) and sorry for missing your birthday

You sound as positive as ever - but stop going up in the loft by yourself please. I hope you are feeling less sore now.

I too need to do some urgent savings as we have to find £2500 to mend the roof as soon as possible. I do have £1000 hidden but that includes Christmas spends and also my car tax due in December. But I think i can juggle Christmas out of my grocery money and we can go skint in January for the car tax if really necessary.

So I'll be trying to save along side you (as well as trying to debtbust too). Never ends ...

Hey Pen,

sorry to hear about your roof - that's not what you need!

You're right, it is never ending but main thing is we are trying and working at it....can't do much more than that can we??

Haven't been up in loft since, have a nice scar on my wrist from it as a memory though :mad: xx

jtr2803

Hope you have a great curry tonight Choc! I'm jealous, I love a good curry , I had something called Newari Lamb in Ireland, never even heard of it before but it was LUSH *drool*.

Come back and see us soon

romylou_2

Hi Choc

Sorry haven't posted foe a while - Im on my hols.

Anyway, just caught up with your diary and a big "Well Done You" on making such excellent progress on slashing your debts.

While on holiday im just adding to mine, but im having a great time!

Speak to you soon

Romylou

Choc-addict

Oops! Not been on in a while

Had a bit of a busy few days and eventful too.......lovely weekend with family and friends and then not so nicer visit to docs yest Not going to dwell on it though.

If anything yesterday has taught me I need to look after myself more so that is exactly what I intend to do....but gently as don't think my poor body can take any aggressive action or hardcore exercise right now! :eek:

So today is a new day, yesterday was for dwelling and it's been and gone.

Will update again later with a few plans of action, think I need something to focus on until I get hosp appts through.

Hope everyone well and having a good day, Choc x