We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Urgent help needed, please, please read this
Comments
-
LDJ1,
there seems to be a threat on both sides there... your mum will never speak to you again/your dad will never speak to you again.
Remember
1. Emotional blackmail like this is unfair - the situation is not of your making. It is not fair to expect you to tell/ not to tell/ take sides. Act like an adult. Do what you believe is best, state your reasons, refuse to be swayed. Your gut instinct will tell you the right thing to do. Trust it.
2. She's in mid-lightbulb. What she says now is an emotional response. Get the problem scoped out and on paper. Let her digest it. Revisit it with her once she's had a chance to think about it and decide what SHE wants to do.
3. Protect yourself financially. This means - no more loans for you.
4. Your mum has managed to survive for 70 years. She's got some smarts. Don't fall into the trap of doing her thinking for her - then any solution becomes yours, not hers.
Hugs, hun. Tough love time ahead.Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
Hi LJD1
I cant offer anything above the other posts but I really hope your mum and dad work it out.The early bird gets the worm but the second mouse gets the cheese :cool:0 -
southernscouser wrote:I understand you not wanting to tell your dad.
Thats why I think it's important that you persuade her to tell him. I feel for you. I know it can't be easy.
OK rather than your mum going to dad and saying I'm £35k in the poop, sort it out. How about you try and find a solution with her so she has an action plan. It might make it a softer blow for your dad should your mum tell him.
She clearly isn't at the confessing stage so you need to find a way of sorting it out until she is, if she ever is.
Can you go through a SOA with her? Even post it on here if you can.
Thanks ss, that's a good idea. I'm just going to have to try and manage the situation until he finds out, which he will. Once he does find out he'll pay the debts off with no problem financially, it's emotionally he'll hound her. I'm going to go to the citizen's advice and see what they say. I'll try and make her come with me. I'm going to see her tomorrow, i'm going to suggest all the options. Personally i think divorce will be the best one! She could pay of her debts and be very rich!
Thanks all of you getting me through tonight. I'm emotionally and physically wrecked but you've kept me thinking rationally. It's nights like this that show how valuable websites like this are. Thanks xxxJanuary budget
Nothing left!0 -
LJD1 wrote:Personally i think divorce will be the best one! She could pay of her debts and be very rich!
Does she want a toyboy?
0 -
sadly there is only one solution ... that is for your father to find out and the matter to be resolved.
the only issues are when does that happen and how...its not an if.
you're a very loving child but you haven't a real role here...0 -
Thanks Emmzi, i'm thinking a lot more rationally now. I've phoned her and told her she needs to make a list of what she owes and to who, what else she has to pay out, and her incomings. Tomorrow you'll all be privvy to that information too!
Her options are;
1) tell him and sort it out
2 ) don't tell him and suffer the consequences
3) divorce him.
I can't sort it out but i can be there for her.
Thanks for your input xxJanuary budget
Nothing left!0 -
southernscouser wrote:Does she want a toyboy?

Ok, now not only have you sorted my head but you've made me laugh!January budget
Nothing left!0 -
CLAPTON wrote:sadly there is only one solution ... that is for your father to find out and the matter to be resolved.
the only issues are when does that happen and how...its not an if.
you're a very loving child but you haven't a real role here...
Yip, and thanks to all of you I now totally realise that. It's so true about a trouble halved.....January budget
Nothing left!0 -
LJD1 wrote:Ok, now not only have you sorted my head but you've made me laugh!
All part of the service maam!
0 -
Nothing to add to the great advice you've been given but sending you big ((hugs)) and hope this has a happy ending for you.Debt at highest May 2006: £27,472.24
currently: £13,353.25DFW Nerd 178Proud to be dealing with my debts0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards