MCO Capital loan

geomacl

Elaine1965 wrote: »

I've got a CRN now too. Via the AF website.

Intrum Justitia must have a view as to how they are going to make any money from their involvement with MCO in all its guises. Are there any real defaulters? How did they get their loan money and where from? Plod should have a word with IJ asap. I, for one, would be delighted if the pettifoggers that are IJ didn't get paid for all their letters and ended up having to jump through beaureaucratic hoops. I may just ring them again for a bit of sport!

I am going to write to my MP suggesting that the Estonian cap on loan interest rates has proved very effective and should be adopted here.

I like your choice of sports Elaine!!!!!:rotfl:

Oldbloke_2

geomacl wrote: »

I do not doubt you for one minute and I fully respect your input. Your input has been impressive However, I sent my first letter to MCO (Imperial House) on the 18th Sept - no response. Second letter on 25th Sept to Warwick and third letter (today) to Bressenden Place - reckon I've got all bases covered??

Thanks for that. I could easily walk away from this now that I've got my CRN number, that's the easy thing to do, but I'm trying to help others who have just received their letter, just as you are.

I think you've done more than enough on the letters front, but hope you didn't sign the letters. I'm not surprised that you've had no response, I don't suppose you received anything from them other than the demand for payment.

As I said in a previous post, Identity fraud is not always about the individual.

If AF are watching this forum, hopefully they've understood this as well?

Oldbloke_2

geomacl wrote: »

Who are the auditors? If you look at the credit licnce it gives the name Grundberg Mocatta Rakison LLP, - at Imperial House. They are not accountants, they are solicitors/lawyers .
See http://www.lawyersunltd.com/lawyersunltd-html/Grundberg_Mocatta_Rakison_LLP_London_H1309.html
and
http://www.mcguirewoods.com/news-resources/item.asp?item=3915

GMR LLP merged with McGuireWoods earlier this year, and they trade from Imperial House. A very reputable firm of international lawyers by the looks of things.

As I keep saying, IDENTITY FRAUD IS NOT ALWAYS ABOUT THE INDIVIDUAL.

geomacl

Oldbloke wrote: »

Thanks for that. I could easily walk away from this now that I've got my CRN number, that's the easy thing to do, but I'm trying to help others who have just received their letter, just as you are.

I think you've done more than enough on the letters front, but hope you didn't sign the letters. I'm not surprised that you've had no response, I don't suppose you received anything from them other than the demand for payment.

As I said in a previous post, Identity fraud is not always about the individual.

If AF are watching this forum, hopefully they've understood this as well?

I can assure you that AF are watching this forum!!
Like you, I could walk away as I now have my CRN from AF but I'm doing all I can to bring the roof down on this bunch of chancers - don't mess with geomacl and oldbloke!!!!:beer:
I didn't sign the letters - I simply typed "sgd" after my types name at the end of the letter. Helploan doesn't sign their letters either - wonder why?
The only other communicatios I have received are an email telling me that they have received my email which has been passed on to the appropriate department and asking me wait for their response!!
I also got an email this am from (or rather signed by) Niklas Furu with words identical to those posted above by 159alfalfaman - must have been a block send out!!! Didn't you get one?

Elaine1965

I got the stock furu response and then went after Maki. See my earlier post #81. That response was from the equivalent of a @btinternet.com address after I mailed tuomo.maki -at- rtffinance.com. Really professional! It is compelling evidence that all the companies in Estonia and Finland are linked and behind MCO and this mess.

Our man Niklas Joakim Furu studied English Law at the University of Manchester. He may have an associate called Tom Hill. RTF finance is linked with easylaina.fi, statuslaina.fi, fastloan.fi, and idealaina.fi. All offer identical amounts with identical loan repayment periods and conditions. How many of these fronts are there?

Interpol?

AndAnotherOne

"Which credit record company had the linked address from 14 months ago - I can only find searches on Experian for past 12 months!!??"

It's Experian. The date was 24/07/2009. I have it here in black and white. (Black, blue and white, actually!)

Debtfreeatlast_2

I read somewhere that all the cash was funnelled to ONE account in Birmingham....

colinho

I've just had a conversation with a "fraud specialist" at Experian, who tells me that they are working with MCO Capitals own fraud team to resolve things. Perhaps they have a different interpretation of "fraud", and maybe Experians guys have got the wrong end of the stick with regard to what the MCO Capital Fraud Team is?
They (Experian) are also watching this forum. The person involved was obviously not able to commentate, but did seem to confirm that the fraud is "in the tens of thousands".
He suggested that Experian were awaiting contact from police authorities, rather than already working with them, or expressing any suspicions that this is more than individual ID Theft.
I found this slightly odd in view of the numbers involved. If a couple of lads in Birmingham have worked out a way to lift 3 million or more from MCO Capital, I would assume that we on this forum probably wouldn't be having a whip round for them?
In my own case, I had the searches withdrawn some time ago, which Experian now tell me is an acceptance by MCO Capital that the original application in my name was fraudulent. I have also communicated by mail and email with MCO Capital, and even have stock and non-stock replies acknowledging receipt. I have Police incident and now Crime Reference numbers.
But there's still a lot of innocent people out there with a lot of worry they shouldn't have to be put through. So I'll keep digging and stirring, and although I understand the import of Oldblokes comment, the famous old saying "follow the money" is one that would resolve this instantly, if applied by our Fraud office.

Kota

I recieved one of those letters today...the whole must pay back £513 crap

im rather O.O at this lol, ive never had a loan in my life soo..its all about..what the hell do i do?!

ive read most of this thread, saying contact police and AF and what not..buut..where do i truly start?

im thinking of emailing MCO right this moment but im but sure what to say to them, ive typed this up so far

"Hey, im emailing to report a False Identity Loan Agreement which i recived by letter today.

I have not taken out any loans with HELPLOAN, and have no knowledge of this agreement.

The Reference on the letter is "19231-118659" and the loan amount was £513.00

There was no account details of who took this loan out on the letter, just details explaining how to pay it back.

Im not paying anything back towards this as i have NOT taken out this loan."

is this what i should be saying or what?

whats really gonna solve this issue and make it go away cause its bloody annoying!

oh and recently i was the victim of bank card fruad soo..yea, thought this crap was behind me.

any help would be very much appreciated.

never been in debt in my whole life, the thought of baliffs coming for something when im innocent is kinda..scary really *sorry for the long post*

Chris55_2

Elaine1965 wrote: »

I got the stock furu response and then went after Maki. See my earlier post #81. That response was from the equivalent of a @btinternet.com address after I mailed tuomo.maki -at- rtffinance.com. Really professional! It is compelling evidence that all the companies in Estonia and Finland are linked and behind MCO and this mess.

Our man Niklas Joakim Furu studied English Law at the University of Manchester. He may have an associate called Tom Hill. RTF finance is linked with easylaina.fi, statuslaina.fi, fastloan.fi, and idealaina.fi. All offer identical amounts with identical loan repayment periods and conditions. How many of these fronts are there?

Interpol?

This man? http://www.facebook.com/people/Niklas-Joakim-Furu/1458473104#!/profile.php?id=1458473104

Education and work




Employers

• Rtf

University

• University of Manchester English Law