MCO Capital loan

geomacl

Oldbloke wrote: »

Hi geomacl

I'm not prepared to communicate with MCO through email, but have seen the post. The only communication will be by post at Imperial House; I haven't sent it yet. Having already been a victim of ID Impersonation and credit card cloning, I will not communicate with any organization that I cannot verify through several sources.

When I first got involved with this I searched everywhere I could think of for details on MCO to see if they advertised anywhere other than their website, or if there were any articles about them in magazines, papers, forums, etc. Nothing came up, other than forum posts, which I thought was strange if the company was legitimate. So, the only reliable source is via Companies House, as MCO has a legal identity there. When I saw the posts about Intrum Justitia, I did some digging, and realized that they were another bona fide (not a very nice one if you're on the wrong side of them) source, so I contacted them.

This Niklas Furu's email address is at RTF Finance. Do a google search and they're an Australian company. But, the first result in Google is via the Balanceloan website, another trading arm of MCO. (Won't be looking at that website either.)

Anyone contacting MCO outside of their registered details is likely to suffer further.

Hi Oldbloke
I fully understand your caution and fully respect your position, but I have never had a problem communicating by email <touch wood>. Maybe I should be more careful <cringe>.
It sounds as thou Intrum Justitia and Gothia are very similar arm twisting companies intended to squeeze the pips out of the poor victims!!

Oldbloke_2

Oldbloke wrote: »

Hi geomacl

I'm not prepared to communicate with MCO through email, but have seen the post. The only communication will be by post at Imperial House; I haven't sent it yet. Having already been a victim of ID Impersonation and credit card cloning, I will not communicate with any organization that I cannot verify through several sources.

When I first got involved with this I searched everywhere I could think of for details on MCO to see if they advertised anywhere other than their website, or if there were any articles about them in magazines, papers, forums, etc. Nothing came up, other than forum posts, which I thought was strange if the company was legitimate. So, the only reliable source is via Companies House, as MCO has a legal identity there. When I saw the posts about Intrum Justitia, I did some digging, and realized that they were another bona fide (not a very nice one if you're on the wrong side of them) source, so I contacted them.

This Niklas Furu's email address is at RTF Finance. Do a google search and they're an Australian company. But, the first result in Google is via the Balanceloan website, another trading arm of MCO. (Won't be looking at that website either.)

Anyone contacting MCO outside of their registered details is likely to suffer further.

Hi geomacl,

Don't know whether you've seen my recent post as there's been so many in such a short time.

Oldbloke_2

geomacl wrote: »

Hi Oldbloke
I fully understand your caution and fully respect your position, but I have never had a problem communicating by email <touch wood>. Maybe I should be more careful <cringe>.
It sounds as thou Intrum Justitia and Gothia are very similar arm twisting companies intended to squeeze the pips out of the poor victims!!

Yeah, but do you know who you're really emailing. Sure they're not gathering that information as well?

geomacl

Chris55 wrote: »

This man? http://www.facebook.com/people/Niklas-Joakim-Furu/1458473104#!/profile.php?id=1458473104

Fine figure of a man - pity about his fraudulent leanings!!

geomacl

Oldbloke wrote: »

Hi geomacl,

Don't know whether you've seen my recent post as there's been so many in such a short time.

Hi Oldbloke

Like you, I'm struggling to keep up but I think I'bve caught up and seen all the recent posts????:eek:

geomacl

Kota wrote: »

I recieved one of those letters today...the whole must pay back £513 crap

im rather O.O at this lol, ive never had a loan in my life soo..its all about..what the hell do i do?!

ive read most of this thread, saying contact police and AF and what not..buut..where do i truly start?

im thinking of emailing MCO right this moment but im but sure what to say to them, ive typed this up so far

"Hey, im emailing to report a False Identity Loan Agreement which i recived by letter today.

I have not taken out any loans with HELPLOAN, and have no knowledge of this agreement.

The Reference on the letter is "19231-118659" and the loan amount was £513.00

There was no account details of who took this loan out on the letter, just details explaining how to pay it back.

Im not paying anything back towards this as i have NOT taken out this loan."

is this what i should be saying or what?

whats really gonna solve this issue and make it go away cause its bloody annoying!

oh and recently i was the victim of bank card fruad soo..yea, thought this crap was behind me.

any help would be very much appreciated.

never been in debt in my whole life, the thought of baliffs coming for something when im innocent is kinda..scary really *sorry for the long post*

Call Action Fraud (associated with police) on 0300 123 2040 - soonest and file a report and get a Crime Reference Number (CRN) This can be quoted in any subsequent communications with MCO and help get them to back off!!

geomacl

Debtfreeatlast wrote: »

I read somewhere that all the cash was funnelled to ONE account in Birmingham....

What cash? Did someone actually pay?

geomacl

colinho wrote: »

I've just had a conversation with a "fraud specialist" at Experian, who tells me that they are working with MCO Capitals own fraud team to resolve things. Perhaps they have a different interpretation of "fraud", and maybe Experians guys have got the wrong end of the stick with regard to what the MCO Capital Fraud Team is?
They (Experian) are also watching this forum. The person involved was obviously not able to commentate, but did seem to confirm that the fraud is "in the tens of thousands".
He suggested that Experian were awaiting contact from police authorities, rather than already working with them, or expressing any suspicions that this is more than individual ID Theft.
I found this slightly odd in view of the numbers involved. If a couple of lads in Birmingham have worked out a way to lift 3 million or more from MCO Capital, I would assume that we on this forum probably wouldn't be having a whip round for them?
In my own case, I had the searches withdrawn some time ago, which Experian now tell me is an acceptance by MCO Capital that the original application in my name was fraudulent. I have also communicated by mail and email with MCO Capital, and even have stock and non-stock replies acknowledging receipt. I have Police incident and now Crime Reference numbers.
But there's still a lot of innocent people out there with a lot of worry they shouldn't have to be put through. So I'll keep digging and stirring, and although I understand the import of Oldblokes comment, the famous old saying "follow the money" is one that would resolve this instantly, if applied by our Fraud office.

This important post may have been missed during the latest surge in messages so I am taking the liberty of re posting it :A This is a big issue and getting bigger - the help of those posting on this forum cannot be underestimated - well done all. Keep up the fine work:T

geomacl

Elaine1965 wrote: »

helploan.co.uk and reddingsgeld.com have the same website. Done in a hurry with no favicon.ico. The uk site even has Finnish keywords.

Obviously in Holland there is a rule about the premium rate texts being obvious to the site visitor. The UK site has "You need to send two SMS messages (£3 per message) in order have your loan approved,
total cost of £6." in the tiniest print at the bottom.

ICSTIS reading this??

Let us stop this licensed usuary a la Estonia asap!

There seems to be no end to your investigative talents, Elaine. Inspector Morse would have been proud of you.:TTime for my G&T

colinho

geomacl wrote: »

There seems to be no end to your investigative talents, Elaine. Inspector Morse would have been proud of you.:TTime for my G&T

With you on the thanks to Elaine George; in a strange way the activities of a few bad 'uns ends up restoring your faith in the rest of mankind by bringing out the innate sense of fair play in the rest of us.
Now wouldn't it be lovely if the EAW also had a "profits of crime" seizure clause?
http://images2.moneysavingexpert.com/images/forum_smilies/laughing-smiley-014.gif