We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Our attempt at being MF!!
Comments
-
Fab news re mortgage. Did they ask you inside leg measuremenrs??Mortgage Jan 13 99260.00 87253 April 2017
Emergency fund 700.000 -
Great news re the mortgage!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Fab news re mortgage. Did they ask you inside leg measuremenrs??
Haha, if they had I'm sure they would have tried to trip me up over my response!debtfreeoneday wrote: »Great news re the mortgage!
Thanks, just need those y0ug0v surveys to keep coming through. 50p this morning:)June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Well done Cath with the mortgage and hope you get that lay in tomorrow
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Always so much great progress over here.
You don't sit on your hands!0 -
New mortgage = new spreadsheet! So envious!MFW: Was: £136,000.......Now: £47,736.58......0
-
Thanks so much for your lovely comment on my diary. Made me a little bit emotional and I really appreciate it. Have a lovely weekend Cath x 0
-
Ah you're welcome bookworm.
Productive day yesterday. Mortgage company rang to go through offer and were able to lend us slightly more as mortgage payment had gone through also they had offered a 5 year fix of 2.69% (no fees) which had reduced to 2.59% when she rang yesterday. Our term is back over 25 years but we can easily overpay £150 a month and goal would be £300 a month which she said would reduce term to 14yrs 9months and save £32k in interest. That fits in with our current term so definitely a goal. We will commit to £150 a month but pay at least £300 as many months out of the year as we can. Dh agreeable!
Also got a few jobs done:
Submitted Meter readings
Checked Hally rewards had credited
Paid some of childcare and worked out still need £155.50
Realised i'd lost list for summer childcare so wrote out a 3rd list!
Picked a courgette from the garden
I also managed to read a chapter of a new book I wasn't sure about and can't wait to read more!
Today's plan
Swimming lessons which dh will do. Also need to pay for winter term lessons. Then Ds has a party and dh is taking dd to a family meal. Hmmm, it's a bit spendy today!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
shangaijimmy wrote: »New mortgage = new spreadsheet! So envious!
This is where I confess that as much as I love the motivation from a spreadsheet I am clueless and only have one! (Which a fellow mse'er made for me!)
Am hoping if I save another copy of my original I can just alter the start figure and rate!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Great news about the mortgage :T0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards