Our attempt at being MF!!

CathT

I finally got in dfod, couldn't get it to work on tablet and once I finally got it sorted all the surveys I caught a glimpse of had disappeared!

Food spends updated and already spent £122 this month! Aiming to stay sub £250 but this plan means I am buying more expensive food and can't feed myself as cheaply anymore. £2 spent printing off photos for a little project ds had to do over the weekend. Am just relieved I don't spend all weekend working anymore,I wouldn't get anything done!

CathT

Had a nice surprise when checking the account today, cb went in week earlier than I thought, I've celebrated by tidying the accounts and making a £1.07 Tilly tidy.

Currently spending far too much money and 'borrowing' from savings. £70 spent on weights and bench for next stage of my fitness plan, dh isn't looking forward to assembling it!

Hopefully have a plan by the end of the week to replenish savings and put June pay to good use.

Shocking weather here todsy with flash floods, kind of relieved we didn't have a summer build. Still awaiting plans from architects but trying to remain patient. Its 4 months since we submitted first stage plans for planning permission!

CathT

Quick update from me.

Architect plans arrived yesterday :j

Pleased with everything so hopefully can progress with quotes now. Bill was under £1k so a few hundred less than I expected which is a big bonus.

Unfortunately, dh's overtime this week has been cancelled out as he's taken 2 sick days. He will be well enough to ring around and book builders quotes today though so hopefully get the ball rolling again.

It's turning into a pretty good week actually!

newgirly

Great news getting the plans , how exciting

CathT

50p on y0ug0v, its going to take forever to get to payout!

Definitely feels more real now newgirly, fingers crossed for some sensible quotes! Dh approached a few builders yesterday and one is coming tomorrow, one wants plans dropped off and the other said to ring him next week. Have a number of a highly recommended builder too so will give him a ring.

Architect fees paid and cheque submitted to building regs. Savings looking very depleted but that's what the money was for. We are back to overpaying about £250 a month too so everything looking positive.

The fact it's Friday is a bonus. Have Monday off so looking forward to a long weekend :j

debtfreeoneday

Glad plans have arrived and you are happy with them - hope you get a sensible quote soon!

shangaijimmy

We too have work starting though on a much smaller scale to you. Electrician starts tomorrow, builder next week. Although the savings have always been earmarked for it, it still makes you sigh when's the balance plummets!

gallygirl

Great news Cath :T.

CathT

debtfreeoneday wrote: »

Glad plans have arrived and you are happy with them - hope you get a sensible quote soon!

A builder came round yesterday, if I'm honest they are my preferred choice based on recommendation but well see what the quote is like. He prefers to do a complete job and subcontract rather than building just a shell.

shangaijimmy wrote: »

We too have work starting though on a much smaller scale to you. Electrician starts tomorrow, builder next week. Although the savings have always been earmarked for it, it still makes you sigh when's the balance plummets!

Still catching up on your diary Jimmy, your decorating sounded like a big job. We are not mse in that respect and pay a decorator now.

gallygirl wrote: »

Great news Cath :T.

Thanks Gally, seems to have taken forever to get to this point.

CathT

Bit of a financial update.


Resisted buying wine on Friday so overpaid another £8 off the mortgage. Made a 75p TT off 0% card and then discovered b*g@s had overcharged me!

I amended direct debit by 50p after requesting a refund. So this month they took £180 instead of £90 on the wrong date as well! Spoke to someone very helpful who admitted she couldn't see why and offered me a full refund. I chose to have just the £90 as this payment also reduced my dd from £90 a month to just over £50! How random! Have recently reduced internet and 8ky so think a new SOA is due.