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Our attempt at being MF!!
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Sounds good Cath I hope it goes well, I am just starting a healthy eating way of life (again!) not mentioning the D wordMFW 67 - Finally mortgage free! 💙😁0
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:rotfl:I am too starting a wasting plan:rotfl:
Good luck to both of you, hopefully we can gee each other alongDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
It's going well so far. Food prep becoming more manageable and work in our cheaper recipe options. Spent another £8 today so monthly total for food and petrol is just under £400. We will continue to budget for £500 and put any surplus to good use.
Submitted meter readings over the weekend and had the option of a £60 refund and direct debit increasing by 50p a month which seemed like a good option. Haven't decided what to do with it yet but it will either go between architect fund/mortgage OP/0% credit card.
Holiday deposit paid so that will be cleared with June wages.
Am thankful for another day off tomorrow.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Decided to pay the £60 off a 0% credit card to take us under a mini milestone.
50p on y0ug0v yesterday and also made broadband switch from b*t back to eE. Should be saving around £15 a month :j
Was hoping architect plans would arrive early today. They are due towards then end of the week and although am feeling relaxed now that we have pp I am keen to get some fixed quotes!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
I've just submitted our meter reading and we are so much in credit with them.. I wish a refund was an option, but I figure we will get it back when we move to a new supplier..
How are you doing on Y0ug0v now?DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
with you on that one debt free. I'm just going to ring them up and ask for the money back or to miss a payment for the month. Worth a try. Who are you with?MFW: Was: £136,000.......Now: £47,736.58......0
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Hi debt free, think I'm up to £47.25 so not too far off
we are with b*gas and I quite like the online account features. Might be worth ringing yours Jimmy, am sure you would put refund to good use.
Well, I have a long weekend ahead of me again, no architect plans as yet but I can wait a bit longer. I'm at the point now where I want to buy furniture for the new layout of the house! I do tend to get a bit ahead of myself.
First food shop of the month done, on this plan I regularly need to buy spinach and Greek yogurt. Hope to keep food spends under control again this month, if we can keep it under £250 I'll be happy.
June spends
Food £67.35
Petrol £30June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Signature updated and pleasing figures.
We reduced wiotw figure by £1354 last month, part of this is due to savings for architect but even so am pleased! Mortgage reduction for the month was £585June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Great figures Cath.
This building lark is expensive before even buying a brick!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Great progress this month - well done!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0
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