Our attempt at being MF!!

User1489

Keep going Cath, every time you hammer it another piece falls away

CathT

Thanks RT, haven't been one to chipmaway at it for a while but it's a good feeling sending over extra payments.

My weekends seem to be getting shorter and shorter! There really aren't enough hours in the day! DS had a fab swimming lesson today and swam his first unaided width. He was super proud of himself and I was too

Food spends updated after doing a £45 weekly shop yesterday. This will need topping up but budget still looking okay.

June spends

Food £314.46
Petrol £140.02

Muser1

High 5 ds!

shangaijimmy

Wine resistance = overpayment, I love it! Hope you didn't crumble...

CathT

Thanks muser.

No wine for me Jimmy. Am staying strong

Payday for dh, think he had some missing overtime paid. Sent £30 from overtime to cc as we used to top up %ky bill with this. Bill is down to £20 a month now though with other reductions in outgoings I was able to send £90 to t3sco and £125 to a 0% card.

75p Tilly tidy and paid architect bill for extra copies of plans we requested. One builder called round at the weekend and hopefully get a quote to us within two weeks, have another calling next Monday, another has copies of plans and another due to ring us next week.

Sports day for dd tomorrow. She is very competitive and asked to me to practise calling her name to cheer her on earlier today!

EatingTheElephant

Well done DS and good luck to DD. Some parents are very loud when cheering offspring on, I almost feel like a bad mum that I'm not a loud shouter!

CathT

Haha ETE, they tend to work in small teams and the cheering for each other is so loud. Dd is desperate to run and win an individual race though!

Accounts checked, everything has been paid that needs to be. 28p TT and cheque has cleared for big architect bill. Have transferred rest of savings to go towards last months (and the month before stoozing). Next plan is to get t3sco bill right down. In terms of architect and build costs I'm sure all we have left now is the inspection fee and actual build which will come from the remortgage.

Mentally I have increased the estimated projected cost so I have less of a shock when quotes start arriving.

Just have the dreaded summer childcare to sort now. Current plan leaves us with a bill for nearly £500 for the summer which is doable and budgeted for but I'd rather not pay all that if we can help it. Hoping we can tweak annual leave and rope in a grandparent! Maybe any savings I could overpay straightaway? That's the thing with being a mfw, I don't end up with any extra money in my pocket, just extra to send elsewhere. Not sure we have ever spent dh overtime pay!

CathT

Payday and necessary bills paid and transfers done.

65p tilly tidy.

Have also paid the £550 holiday deposit I had stoozed so relieved that's out of the way. Will also pay some money off CP balance as that will come round quickly. One of our 0% cc repayments will also see us reach a new milestone which psychologically is brilliant. I've left us with about £150 for say to DST spends to cover the next 3 weeks. This should be fine, we managed last month and that was despite paying a DJ deposit and me spending £70 on weights! Only have 1 school birthday party and dh has a meal out but nothing expensive planned. To be honest, I'm hoping for a quiet month as the weekends are going far too quickly as it is!

newgirly

Morning cath is the holiday deposit for cp's or are you off somewhere else?

CathT

Hi newgirly, its for a holiday abroad we found a 4* all inclusive break for under £1500!

50 p on y0ug0v

One of our builders quotes should be available tomorrow :j