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Our attempt at being MF!!

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    CathT wrote: »

    Started reading a new book whilst waiting for dd at piano lesson, got about a fifth of the way through a Kat£ 4tkins0n novel but just couldn't get into it properly. As much as I want to read more, life is too short to force yourself to read a book you don't truly enjoy.
    Life After Life? I persevered but didn't really enjoy it, I usually love her books :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Planning speaking to the neighbours, sounds intriguing and good to be inching forward. Heard nothing more my end, expect Engineer bill will be next though!

    Ashame about the book and hope DDs eczema improves. Used to love Brownies and hope she does too. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It was 'one good turn' gg, am sure once I worked out who was who it would have been an enjoyable read!

    Thanks Ali, just hoping there are no issues. We are literally out of ideas!

    Payday and money shuffles done. Took far more brainpower than I anticipated as I had borrowed money from various accounts to keep us in the black!

    Will work out what is left later and pay cc bills. We now have another £320 towards next architect bill but am expecting it to be about £2000!!

    17p Tilly tidy made (bit like a drop in the ocean!)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 February 2016 at 8:10AM
    Urgh, only Wednesday????

    70p Tilly tidy made yesterday evening as well as the standard repayment. Have just updated monthly food/petrol spends and by some kind of miracle we have only spent £286!! Dh didn't need to make curry as per meal plan yesterday as had various other leftovers. I do love extending the meal plan for a day!

    Our planning permission sign went up yesterday. Deadline day for respondents is just under 3 weeks away, things 'seem' to be progressing! We also have another builder offering us a quote as they saw our application. We have not heard of them so will just use it for comparison but since they are willing we are not going to turn a quote down!

    Dd had a trial at Brownies yesterday. Brown owl suggested coming for a few weeks before signing up to see if she likes it. Dd is a bit like me, knows what she wants and wants to know when she will have her uniform! No further try outs needed! I sat in on the end of the session and it was lovely to see what they were doing. She even earned her first badge!

    Right, let's get the rest of the week out of the way. Fed up of chasing my tail!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spendy day yesterday :eek: dh needed a new tyre (£35) and dd football subscriptions for next term cost another £35. Small food top up shop done £12.39 so at least we can control those spends!

    We really do need to be careful with spends for the rest of the month. This is the reality every month so shouldn't be too difficult! :rotfl:

    A new builder popped round yesterday and will give us a rough quote. We are still waiting from our preferred builder. However, I checked council website yesterday and applications submitted 4 weeks before ours have had a decision made. I am hoping we will have a decision by the end of March.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 February 2016 at 7:50AM
    Moving this so its easier to find. Food spends looking pretty good!

    CathT wrote: »
    February spends so far
    Food. £151.95
    Petrol £141.91

    Total £293.66


    Total spends for January were £402.09 so be a good challenge to beat it. :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 February 2016 at 9:58PM
    ISA's checked and was amazed to see that dd has more than originally invested! I also 'found' an extra £200 in the current account this morning as had realised I had budgeted for childcare twice!

    I could do with more days like this!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • lovely find. x
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Its Friday :jj

    Was tempted to have a glass or two of wine this evening but dh has a practical element of a training course tomorrow so not a good idea! Overtime plus a new work skill is a good bonus!
    We probably won't fancy it on Saturday as planned so will hopefully overpsynthe £8 we would have spent on wine!

    61p Tilly tidy sent from food/petrol account. Its good to be in the position to be using this account rather than the dreaded credit card. I really am amazed at how low our food spends are at the moment. So far this week we have stretched the food budget by 2 days!

    Totally behind with the housework, starting to think I NEED a cleaner rather than just wanting one!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Morning Cath, your food spends are great. Are your portions smaller, or emptying freezer?

    Hope the builders come back with prices soon - it's fab to hear about the journey.

    I am off to check my bank accounts. I'd like to find a £200 surprise too :T

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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