We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

American Express Discussion Area

1181921232482

Comments

  • The_Toff
    The_Toff Posts: 49 Forumite
    eagle wrote:
    Yes, I do actually. It's ugly in that it looks dull and has no chip (yes, the chip business is a bit of an image thing as well!). I quite like the Roman/Greek soldier on the front (Alexander the Great?), but other than that it looks like something out of the 80s!

    I wonder... what do people think is the best image card (both fashionable card and best looking card)?

    Well, my card is the nicest looking. But I also think in the UK the platunum Barclaycard is alright. Actually, the M+S More card is nice too.

    If you look at the some of the Amex european websites, like https://www.americanexpress.fr or https://www.americanexpress.it , you'll see some awful designed cards; really terrible...someline like a school kid's done.
  • cdownton
    cdownton Posts: 16 Forumite
    Here's a tip (maybe it's been posted before) - I rang customer services to say that I wanted to cancel my BA Amex (it's pretty rubbish) and they made me talk to their 'customer loyalty' department. I thought, here goes the hard sell!!

    Anyway, the nice lady asked which aspect of the card i didn't like, because they changed it. I said the ridiculously high APR and they changed it to 3.9% for six months!!

    So, it's probably worth giving a go if you're a good customer...
  • The_Toff
    The_Toff Posts: 49 Forumite
    cdownton wrote:
    Here's a tip (maybe it's been posted before) - I rang customer services to say that I wanted to cancel my BA Amex (it's pretty rubbish) and they made me talk to their 'customer loyalty' department. I thought, here goes the hard sell!!

    Anyway, the nice lady asked which aspect of the card i didn't like, because they changed it. I said the ridiculously high APR and they changed it to 3.9% for six months!!

    So, it's probably worth giving a go if you're a good customer...

    BA Amex cards are amazing if you use them in the right way.
  • isasmurf
    isasmurf Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I was considering getting the Amex Travellers Cheque card to try and avoid the commission charge on using a credit card. If I loaded the this Travellers Cheque card from an Amex credit card, would that count as a cash advance?
  • no it doesn't count as a cash advance.
    Charles J
  • The_Toff
    The_Toff Posts: 49 Forumite
    Ofcourse you could use the Amex prepaid Travellers card as a sort of prepaid credit card in your home country. A bit like pre pay cell phones.
  • erb
    erb Posts: 547 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi all,

    Just been looking at Amex terms and conditions before applying for a Blue card here and at 5.1 it says "The total charge for credit is £90." :confused:

    I have never seen anything like this before. Anybody know what it means? I hope it does not mean Amex can charge you £90 for providing credit.
    Regards
    erb :)
  • The_Toff
    The_Toff Posts: 49 Forumite
    erb wrote:
    Hi all,

    Just been looking at Amex terms and conditions before applying for a Blue card here and at 5.1 it says "The total charge for credit is £90." :confused:

    I have never seen anything like this before. Anybody know what it means? I hope it does not mean Amex can charge you £90 for providing credit.

    It doesn't.
  • Thinking about applying for Amex blue via greasy palm but would prefer a free gift instead such as the digital camera they did a while back. Does anyone have any referels or links for freebies with Amex? Would be much appreciated!
  • scattycat_3
    scattycat_3 Posts: 509 Forumite
    Apologies if posted before, but just got variations of T&Cs letter, effective 01/08/05.

    Section 7 (8) We may charge a handling fee in relation to BTs. Any such handling fee will be 2% of the BT or £40 whichever is the lesser.

    Open to negotiation ?, I doubt it, just jumping on the bandwagon :rolleyes:
    Moi....? ;)

    Martin asked me to say I'm a volunteer Board Guide on the Utilities board, facilitating its smooth running. I can move & change posts there. However I do not read every post.
    Dealing with abusive or illegal posts is not part of my role, so if you spot any, please report them HERE.
    Views I express are mine alone, and not official ones of MoneySavingExpert.com
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.