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Start of my Debt free life.

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Comments

  • o2bfree
    o2bfree Posts: 429 Forumite
    I'M reading:).

    Aaah, thanks.
    I don't really mind if no-one reads or posts. I'm a bitrubbish at posting too:)

    I am only posting to keep myself on the straight and narrow, and so I feel accountable.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • o2bfree
    o2bfree Posts: 429 Forumite
    beccie wrote: »
    I'm reading, just been rubbish at posting! :)


    Aaah, Beccie I know your reading :) thanks.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • o2bfree
    o2bfree Posts: 429 Forumite
    So today I paid off Choice :j

    That is 2 debts gone since I started MSE.
    And slowly I think making headway on the nasty CC.

    Don't think I am going to be taking much off the debt over the next couple of months cos of the man in the red suit coming to visit, but I will do my best and it is better than I was doing a month ago.:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • Don't think I am going to be taking much off the debt over the next couple of months cos of the man in the red suit coming to visit, but I will do my best and it is better than I was doing a month ago.:)
    We have that blinking man visiting as well:mad:, costs a small fortune.
  • o2bfree
    o2bfree Posts: 429 Forumite
    Today is only the second day of the month so I am going to be sorting the budget.
    This month have to include petrol for weekend away (which is all paid for) and new kitchen extras (kitchen has been saved for but you know there are always extras when you start something like this).
    Also the man in the red suit - will have to buy a few more things towards that event:)
    So with that in mind my first stop today is to check my stash of pressies.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • Cazz
    Cazz Posts: 110 Forumite
    Well done so far & yep I'm still lurking & reading your ramblings :rotfl:
  • jwil
    jwil Posts: 22,462 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm still reading too, havent been on too much to keep up recently! You're doing really well!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • o2bfree
    o2bfree Posts: 429 Forumite
    Well I was a bit down in the dumps towards the end of last week.
    Not with debt-busting but with fat-busting.

    In the last 2 years I have put on 3.5st after losing that amount to get to goal weight.
    Today I am v. motivated to get rid of the fat and the debt.

    So diet started today, and although I am over calories (but much less than I have been eating) today it is because I am trying to make the food I have got in more diet friendly. Will not throw food away when it is just high in cals just need to adjust things a bit.:)

    On the debt-busting front a payment from ebay landed in my account this morning and was immediately sent to nasty cc so that's another £12.86 off.
    Think I might pop to the pad thread and add my support.

    Thanks for all your support:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    The PAD thread is brilliant - I find it really helps with keeping your motivation up for making all those small payments that really do add up :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • o2bfree
    o2bfree Posts: 429 Forumite
    Today I had Quidco money arrive in my account (a whole £1.49) which shows I'm not spending as much money as I used (can't seem to find the fre stuff on there).
    This is now winging it's way to nasty CC:j

    The rest of today is work, visiting my Mum and karate with DD.
    Somewhere in there I need to find time to list my ebay stuff again.

    Have a good day:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
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