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Start of my Debt free life.

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Comments

  • o2bfree
    o2bfree Posts: 429 Forumite
    The weekend is here:j
    Although I have loads of washing to get done:(

    But more importantly it is free listing weekend on ebay so that is my priority today.
    Still got loads I can put on there:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jwil
    jwil Posts: 22,467 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay! Love the weekends!

    I ought to be listing on ebay too, but I'm having a CBA moment. Good luck with the listings!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • o2bfree
    o2bfree Posts: 429 Forumite
    jwil wrote: »
    Yay! Love the weekends!

    I ought to be listing on ebay too, but I'm having a CBA moment. Good luck with the listings!

    Nor can I really but got to be done. Way too much not needed clutter in my house:o and the money would be much more useful at the mo.
    Think I may go and have a nosey at your thread first though:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • o2bfree
    o2bfree Posts: 429 Forumite
    Busy weekend listing on ebay.
    Got 23 items on there, some have bids and some have watchers so looks promising.
    I have started dot to dot cleaning ala flylady.
    I have done a dot today and intend to do a dot everyday dealing with stuff as I go along and not just moving it to another place:o
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jwil
    jwil Posts: 22,467 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh, what's dot to dot cleaning? I probably need that!

    I tried following the flylady thread for a while but I was too incapable :D

    Well done on the ebay sales!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • o2bfree
    o2bfree Posts: 429 Forumite
    jwil wrote: »
    Oooh, what's dot to dot cleaning? I probably need that!

    I tried following the flylady thread for a while but I was too incapable :D

    Well done on the ebay sales!

    I'm sure you are not incapable, jwil.

    I tried to read and understand the thread but the only thing that grabbed be was the dot to dot cleaning.

    Basically you pick a room and a spot (dot) that needs cleaning and tidying-you have to deal with everything in the dot (not just move it somewhere else :)) then when that dot is done you pick another dot and as they join up the whole room gets done:).
    I have started in my kitchen, I have done one dot and feel better already:).
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • o2bfree
    o2bfree Posts: 429 Forumite
    Well not been around for a few days.
    I have been PADing away on the payment a day thread but other than that not been doing anything exciting.
    I have been dot to dot cleaning which is amazingly simple and I am getting decluttered slowly.
    Sold 5 items on ebay :j so will have some paypal money soon to send to nasty CC.

    Off to parcel up and post now.
    Have a good day all:)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ooo, I love the flylady thread!

    I am rubbish at deciding what to do with housework and just end up moving bits around...I find it so much easier when I'm told what to do! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • o2bfree
    o2bfree Posts: 429 Forumite
    Well been away from my diary for a few days but still been moneysaving and debt-busting.
    I have made some small payments to nasty CC, and I have just had my online statement - I managed to overpay my catalogue payments (as I have paid them off and closed them) so that was an extra £110 and I also made little extra payments which amounted to another £110 so I was really pleased with that :j
    Recieved a cashback cheque for £20.20 from one of the catalogues yesterday so that has been banked and that will be winging it's way to nasty CC once it has cleared.
    Managed to negotiate a small increase in my hourly rate at work so that will be a little extra money coming in :j
    Yesterday I was very MSE and took back a top that I had bought for my daughter that had a hole in it and got the money back.
    And also I bought a pair of boots from A$DA 3 weeks ago which looked as though I had been wearing them for 6 months they had worn so badly at the toes that they had a hole in them. So I took them back with the receipt and got my money back under the 100 day guarantee :j Before MSE I would have just thrown them in the bin.
    Ebay sales have gne quite well but I am still waiting for 2 to pay since last Tuesday and one of the items was my highest sale so not very impressed :mad:
    Anyway I have rambled enough and the weekend is here so enjoy everyone :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • o2bfree
    o2bfree Posts: 429 Forumite
    Well haven't been on here for ages.
    I have been PADing but felt I had nothing to say on here of any interest so didn't bother.
    Just had a horrible weekend away and spent ay too much money so need to get into major economy drive mode to stave of any repuccusions of the weekend.
    I didn't use any cards only cash so not going to be too bad I hope.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
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