Start of my Debt free life.

o2bfree

So as you can see one day lifeis pants the next all OK again (for a while).
I was told today that I would be getting a bonus in my next pay. I don't know how much but it all helps.
Whatever it is half is going to the debt and the rest to Christmas :j

Also got another £2 coin today so £30 in total now

After reading Beccie's post I am going to tackle biggest debt which is also biggest APR. The plan is still to reduce by £1000 by Christmas.

Overpayments on it so far £14 (£2 a day PAD) and £6.30 Quidco.

carlos*the*mackem

Just wanted to say hi, and wish you well.

Well done on everything you've achieved so far!

And, for the record, if you'd asked me to get my bottom anywhere, I wouldn't have been offended in the slightest, and nor would those I work with. But we're all different, so I can understand your concern, and glad you got it sorted out with your colleague.

o2bfree

Hi all,
Didn't post yesterday as I was mega busy on my day off catching up with housework :j:rotfl:
But have just checked my bank online and my paypal transfer from ebay is there and I can't wait to pay it off debt.
How is that, getting excited about paying a debt.
Also my Next account is under £1000 which I haven't seen for ages:T

So to do list:
Ironing (should be doing this now but somehow got way laid:))
PAD
Check out a cheap short break for half term

Think that's enough after yesterday's mammoth day.
Have a good Thursday - it's nearly Friday:)

mintymoneysaver

It's my mammoth cleaning day today. Car is in for a service, so can't go anywhere, I'm up to date on all the competitions I do, so no excuse really!!

o2bfree

As you may have guessed I am an early bird.
I like to be up before everyone else and potter for a bit before facing the world.
So I have sent my £75 ebay money to MBNA this morning.
My first objective with this one is to get the interest under £200 :eek: per month. Hopefully I'll manage this by Christmas.

Friday today so empty purse of change and pop it in the pot.
Start new budget for the week.
Food shopping list.

Also must take photos for ebay as free listing this weekend:j

Off to make MSE packed lunches now.
Have a good Friday:)

o2bfree

I have decided to only collect £2 coins and not all my change as I seem to be getting quite a lot of them.
My plan is to save a £100 of £2 coins and then split them between Christmas and debt:)

beanielou

Good idea.
I cant always afford to save them all TBH.

Cazz

o2bfree wrote: »

I have decided to only collect £2 coins and not all my change as I seem to be getting quite a lot of them.
My plan is to save a £100 of £2 coins and then split them between Christmas and debt:)

I very rarely get £2 coins in change - you must have them all

o2bfree

beanielou wrote: »

Good idea.
I cant always afford to save them all TBH.

That's why I'm only saving the £2 coins, can't afford the rest of the change as well

o2bfree

Cazz wrote: »

I very rarely get £2 coins in change - you must have them all

Cazz, I must have I've had £10 this week It's getting quite expensive to save them TBH