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Savings Log of a 26yr old on low pay

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  • It was roughly 3 years ago, but I paid back the cash that was lost in full and no longer see the 'friend' involved as it was he that suggested doing it and it was something I would not have done otherwise. Lesson learnt and all that, but could now sting me...
    Total in ISAs = £8,863.50
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MW,

    I am so happy to hear your news and catchup!

    you are an inspiration to youth everywhere. And to anyone anywhere who is trying to bulid a better life.

    So well done!
  • ampersand
    ampersand Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 24 July 2011 at 12:06PM
    mw - I just googled: 'How long does a caution last?' and suggest you take a look, also with re-wording along lines of: 'Police caution and CRB check', to give a different response range.

    Stick with the newer results and I'll phone some people 1st thing tomorrow, then pm you.

    There may be disclosure if you need an enhanced/extended CRB check, but you need to be upfront with new employer. You can probably say - honestly, as this Thread shows - that THAT past is way behind you, you were foolish and have pulled yourself up by your bootstraps in every related and non-related way ever since.
    #####
    They could always read this Thread......

    Stay strong, it's the new you they want to employ.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • SnowMan
    SnowMan Posts: 3,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 24 July 2011 at 11:48AM
    There is a slight problem regarding the new job...it requires a CRB check because I will be working at schools a lot/with the elderly. So, I got a caution from giving some stock away to a 'friend' in my last job and this will (I think) show up, even though it was only a caution. So...although the caution is not related to anything that would mean I cannot work with children/the elderly, it does drag up the fact that I gave some wood away for free and this new job will require me to be selling the exact same thing. Not good. I haven't mentioned this yet, but I am due a phonecall to discuss wages and hours in the next week and feel it would be a good idea to be up front about this. So this job could be all off depending on how this conversation goes...:(

    It is likely to show up on the CRB check.

    Some information with useful links on the CAB website adviceguide

    Also to quote from the CRB website (which includes a mention of cautions) from this page
    The CRB checking service at a glance

    The Criminal Records Bureau (CRB) acts as a ‘one-stop-shop’ for organisations, checking police records and, in relevant cases, information held by the Independent Safeguarding Authority (ISA). There are two levels of CRB check currently available called Standard and Enhanced CRB checks.


    The two CRB checks are available in cases where an employer is entitled to ask exempted questions under the Exceptions Order to the Rehabilitation of Offenders Act (ROA) 1974. This includes any organisation whose staff or volunteers work with children or vulnerable adults. They are issued free to volunteers.

    Standard CRB check


    This is primarily available to anyone involved in working with children or vulnerable adults, as well as certain other occupations and entry into professions as specified in the Exceptions Order to the Rehabilitation of Offenders Act (ROA) 1974. Standard Disclosures show current and spent convictions, cautions, reprimands and warnings held on the Police National Computer.

    Good luck and hope it works out for you
    I came, I saw, I melted
  • I have a list written out containing key words/phrases to use when the phonecall comes so I dont get too nervous and miss things out. Im going to be totally honest and see what the outcome is. To be fair, I think the job offer will be declined. However there is a chance it may not be. But if it is, I always have my current job to fall back on, albeit full of idiots and druggies/ bullies. But...it is a wage (must keep reminding myself) and better than nothing. So who knows what will happen, just a case of seeing what happens now..._pale_
    Total in ISAs = £8,863.50
  • my brother had one or two cautions for more serious offences than you a few years ago. He works in schools now and regularly has CRB checks. He has never had any problems.
  • The problem with mine is that it is 'theft by employee.' So it is irrelevant in terms of going into schools, but what it means is that I have been proven to have given materials away for free and this new job is a very similar role and it all depends on whether the new boss is willing to give me a second chance...I cant see it myself
    Total in ISAs = £8,863.50
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    Best of luck for that phonecall

    Regardless of the outcome just remember one thing - An employer wanted you. Another employer will want you as well
  • ampersand
    ampersand Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 25 July 2011 at 9:19AM
    I wish that employer could read this Thread!

    It's too early yet for my calls, but hard logic, if employer thinks laterally, is that you would be absolutely squeaky clean because of this.

    I'm with curlygirl, mw.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • Cherryprint
    Cherryprint Posts: 59 Forumite
    I agree with these guys - if you get the check back and get the job anyway then that's terrific. If not then at least you know you're really employable based on your CV and interview skills and it should give you more confidence going forward. It's only a matter of time until you get your next opportunity, one way or another.
    Not buying any more 1.)books 2.)toiletries, esp. LUSH! 3.)stationery, unless absolutely necessary!
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