📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Savings Log of a 26yr old on low pay

1252628303172

Comments

  • dawyldthing
    dawyldthing Posts: 3,438 Forumite
    i got told 14 days for swapping to Halifax. My money has 'disappeared' from HSBc so im hoping it will show up in Halifax soon. Have you got any friends that have single friends that are girls as often its this way you'll meet other lasses
    :T:T :beer: :beer::beer::beer: to the lil one :) :beer::beer::beer:
  • ampersand
    ampersand Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thought of you during i/v afternoon today, mw.

    Just think of all those vibes from your Thread's well-wishers zapping into that room and all those crossed fingers!

    However it went, you've done your best and been pro-active.

    Every experience like this is a learning curve and we know you will draw upon the positives regardless. It's another healthy body/healthy mind benefit.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • Thanks guys... I got offered the job, just need to wait for a phonecall next week to arrange salary/hours/a start date :)

    Your France trip sounded good ampersand and thanks for your encouragement and advice :cool: can always count on you for that.

    Cherryprint - welcome to the thread! Glad you like it and hope it can help you with your own finances. Also, thanks for the advice regarding finding a girl - could really do with one of those...

    dawyldthing - my ISA tranferred over today, but now I need to go into branch with some ID so I can start funding it - can't believe they're asking for ID when I've banked with them for over 10 years tho???
    Total in ISAs = £8,863.50
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Just been catching up with your thread over the past couple of days.
    Just wanted to say well done :T
    And really good news about the job :T
    I've over on the DFW board but when I'm debt free I'll be joining you on here so I can save for my hovel in the hills :D
  • ampersand
    ampersand Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great news to end the day,mw!
    smile_congrats.gif
    So very well done!
    [and you've got some extra earnings this Sunday, haven't you?]
    Just brilliant!
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • Cherryprint
    Cherryprint Posts: 59 Forumite
    Congratulations, that's really good news! :)
    Not buying any more 1.)books 2.)toiletries, esp. LUSH! 3.)stationery, unless absolutely necessary!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j Well done young man!!!!! :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ampersand
    ampersand Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mw - quick thought.
    Make sure you take a good reference from your current employer with you and update your c.v.
    This is something you should do every month or three.
    I think you'll find the enjoyment/skills you took from your early joinery course will really help you now.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • There is a slight problem regarding the new job...it requires a CRB check because I will be working at schools a lot/with the elderly. So, I got a caution from giving some stock away to a 'friend' in my last job and this will (I think) show up, even though it was only a caution. So...although the caution is not related to anything that would mean I cannot work with children/the elderly, it does drag up the fact that I gave some wood away for free and this new job will require me to be selling the exact same thing. Not good. I haven't mentioned this yet, but I am due a phonecall to discuss wages and hours in the next week and feel it would be a good idea to be up front about this. So this job could be all off depending on how this conversation goes...:(
    Total in ISAs = £8,863.50
  • Sylvia1982
    Sylvia1982 Posts: 193 Forumite
    Hi MW,

    Just read your last post, how long ago did you get this caution? As they usually drop of your criminal record after several years...
    I have my fingers X for you

    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.