Daughter fell off bike and scratched neighbours car parked in drive...

stebiz

Judas wrote: »

Well your opinion clearly is that of a half wit.

Protected NO CLAIMS!
Not protected PREMIUM

You still received the same no claims bonus hence it was protected; however; your premium increased due to the increase in risk.

Tough nut aren't you calling me a half wit on a forum. My guess is you are about 4'10", weigh in at 8 stone and hang out with Mr Bean.

What I'm saying is that it is a complete con. You pay to have your no claims protected yes, but many aren't aware that they will increase you premiums, often in excess of what your claim is. Hence the warning to the OP.

Now be a big boy and go and play with the trains!!

stebiz

twinmumagain wrote: »

Cash already been exchanged(sorry Milkman you will get paid next week!!).

Sensible decision on their part.

anewman

twinmumagain wrote: »

Change of plan.......
She came and spoke to my husband and said her mate will T-cut it for £30:j

How cheeky, buy them a bottle of T-cut, or if feeling generous Meguires Scratch-x, plus a couple of nice microfibre cloths and tell them they can keep the rest of the bottle. £30 to t-cut :rotfl:

adouglasmhor

anewman wrote: »

How cheeky, buy them a bottle of T-cut, or if feeling generous Meguires Scratch-x, plus a couple of nice microfibre cloths and tell them they can keep the rest of the bottle. £30 to t-cut :rotfl:

I would let it roll at £30 to T-cut it. If car owner is happy about it, maybe they have calmed down from their initial dismay?
Why stir it up?


PS @ Judas I think you need some attitude adjustment, you are a really disgusting obnoxious specimen of a human being.

Lum

sequence wrote: »

I didn't say kids can/should play on the street in today's environment, I just meant that it's sad that we've become so car centric that it's not possible.

You'd couldn't let a 4 year old play on the road today...

Have you seen the brakes on a horse and cart?

I wouldn't want to let my kids play out on the street in those days either.

opinions4u

Gordon_Hose wrote: »

Have you ever tried to explain that to a 4 year old?

Yes. They understand the concept when it's explained to them.

Gordon_Hose

opinions4u wrote: »

Yes. They understand the concept when it's explained to them.

Maybe, maybe not. Depends on the child imo.

But the point is that it was a 4 year old who went over the handlebars of her bike, not a 4 year old running up the road keying cars.

Becciboobah

vaio wrote: »

Don’t even think about DIY on someone else’s recently aquired pride & joy, get a professional like “Chips Away” to do it.

Or if you feeling really cynical & manipulative, get tear-stained and grazed daughter to pick some daisies and take them round to the owner to explain that she’s really sorry, it was an accident and she’ll pay for it out of her birthday toy money.

If I was the owner not only would she get out of paying she’d probably get a contribution to the toy fund too

Me too! I'd have just got the T-Cut out and felt really guilty that LO was so upset if it'd been my car she'd fallen into. Hope you get it sorted soon, it certainly doesn't sound like she caused much damage hope she's ok x

anewman

opinions4u wrote: »

Yes. They understand the concept when it's explained to them.

I think many at that age will say they understand just because you push them to give the answer you want, or they try to give the answer they think you want to hear. I think a few more years is needed to truly appreciate the concept - not that I am saying it is not useful to try explain now as it will help cement the concepts in the future.

Shoshannah

What a strange thread! I'm glad it is all sorted now.

If someone accidentally damaged my car (oh wait, forget the 'if' - replace that with 'when', about twenty times ), my response would be very much dependent on their reaction.

Someone who acknowledged the damage and was very apologetic would be more likely to get a good response from me. If, like this example, the paint had been scratched down to the primer I would be extremely !!!!ed off, as that ain't gonna polish out (despite what a few people here seem to have suggested). But if the person who did the damage had not been careless and it was a genuine accident, and they apologised, I would let it slide.

Anyone who tries the whole 'oh it's only a car, don't be so sensitive, it's only a little scratch'... sorry, but no dice. I look after my car. Extremely well. It's 18 years old and in better condition than some of the four year old, badly-kept sheds you see on the roads. Why should I invest all that time and money looking after my possessions when someone thinks they can just put dents and scratches in it and get away with it?

I think it is worse because the car is old. I found one person putting their shopping bags on it whilst loading their car once. Their handbag left marks on the paint as they pulled it off the car. I mean, !!!!!!? Would they do that to a brand new Merc? I doubt it.

One morning I found the word 'BICH' (sic) scratched into my paintwork. The culprit? Witnessed by a neighbour as a FOUR-YEAR-OLD GIRL who had also scratched the F-word into a nearby fence. I doubt the girl had any malicious intent, I would hope she barely knew what those words meant. The parents were informed of what she had done. Did they come over to apologise on their daughter's behalf? Nuh-uh. I hope they have instilled some respect for other people's property into her now, though.

I'm sorry, but the years have made me jaded. I'm sick to the back teeth of picking up the bill for damage sustained to my vehicle by people who just don't give a toss. I understand the OPs daughter did not mean to scratch the car, but I can empathise with the car's owner.