To remind myself how far I've come - my debt diary. - SOA added

in_debt_again_but_dealing_with_it

Hi Choc - I'm a mum of four and worried each time - mums instinct me thinks! Anyway re the money - have you been in touch with TC your money will go up now (if you're entitled) and I'm certain Maternity pay isn't counted. Take care.
IDA
x

chocaholic110

superpup wrote: »

Hmmm... I think I've read this in here somewhere before...



sp x

I know, I just can't help myself. i see BOGOF and before I know it I'm the proud owner of more wipes!

Sea78

chocaholic110 wrote: »

Thanks. I think I am overly worried. You wouldn't think I'd ever had a baby before, would you? Tom has actually just had 30 minutes awake during which DD and I read him the book we read him in utero and I swear his eyes moved as we changed between our voices! Then we got him ready for bed, fed him and he's gone off to sleep again.

oh dear - why has reading this made me well up!!:rolleyes:

Don't forget that as Tom grows out of stuff/you don't need things people bought you, ebay them, get the paypal money and then you can get some cheap clothes from ebay for yourself - proper bargains - and then you can sell them on when back to pre-preg size.
I found that being in the same awful clothes got me down!!

Sea xx

chocaholic110

in_debt_again_but_dealing_with_it wrote: »

Hi Choc - I'm a mum of four and worried each time - mums instinct me thinks! Anyway re the money - have you been in touch with TC your money will go up now (if you're entitled) and I'm certain Maternity pay isn't counted. Take care.
IDA
x

I phoned and let them know I was on maternity leave and he said something about the first £100 of maternity pay is not counted. They mucked up years ago when I was at Uni though and I owe them around £4000 (even though i kept querying was I getting too much) so I don't actually receive anything anyway and as we get £500 year from them I will be paying them back for the next 8 years anyway :eek:

Still...we will get an extra £12 a week child benefit!

chocaholic110

Sea78 wrote: »

oh dear - why has reading this made me well up!!:rolleyes:

Don't forget that as Tom grows out of stuff/you don't need things people bought you, ebay them, get the paypal money and then you can get some cheap clothes from ebay for yourself - proper bargains - and then you can sell them on when back to pre-preg size.
I found that being in the same awful clothes got me down!!

Sea xx

That's true. I do actually have some ebay stuff to list...when I get round to it! And I can ebay my maternity clothes...at least the ones I haven't worn to death!

chocaholic110

Sea78 wrote: »

Oh my goodness - have a look on the tesco website for the deals available -
here:
the zoo
the tower & circus
Pleasure beach- under 11s
Pleasure beach - 12+

You should have enough money to be able to buy loads!!

sea xxx

That's what we're hoping. It seems to be almost too good to be true that we could have £120 towards that sort of thing without any effort. Must take time to find out how much it costs to go to these places in the first place (and how the deals work!)

chocaholic110

Well, my Boots order arrived...in a fashion.

It arrived in three boxes when i was told two. Two boxes were fine and contained the stuff I'd ordered. The third contained a repeat of some of the stuff I ordered - 2 more photo albums, 3 more wrapping papers, 4 more baby wipes, 4 more shower gels, plus 2 packs of kandoo wipes that I didn't order and 2 Boots baby bath bottles that I didn't order - neither of which were on the invoice!

I need to return the photo albums anyway as I got the wrong size so need a trip to Boots now to sort it all out!

Sea78

hmmm...that's very honest of you hon.

chocaholic110

Just received a gas statement and we're £55 in credit again. Not as good as the £100 or so we were in credit last time but then I've been home with the heating on for the last three months. Have arranged to have the money credited back to our bank account - should help slightly over the next few weeks.

Payday today! Have sent OH off with a list of jobs - cheques to be paid in here, there and everywhere, library books to take back, my prescription to collect and the Boots order to sort out. Should keep him out of mischief for a while - just hoping he doesn't mix it all up - he doesn't like sorting out finances!

Last day of month also means I can update our savings...off to do that now.

chocaholic110

Savings for end of January

OH A+L Saver Emergency Account: Total Saved: £201.56 (I suspect we will have to use this in the coming weeks!)

CAHOOT Account: Christmas savings from cashback and surveys: Total saved: £72.46

NSI ISA: Holiday Fund
Total saved: £130

My A+L Saver Total saved: £20.89

Total in savings at end of December: £93.39
Total in savings at end of January: £424.91
Difference in savings: Increased by £331.52