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Jellie wobbles into her MFW journey
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Like your thinking Jellie - I think well if I'm not there to see it messy - does it really matter? Although I did a load of cleaning before I went away and it was nice to come home to a cleani(ish) house....
I have that joy tomorrow....:cool:MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
Lost a long and thoughtful post on here last night- can't remember any of it now!
Another tough day at work but decided to leave everything at school and just head home to rest!
Have suddenly found out I have a lesson observation on Wednesday which is always a bit stressful.2019 fashion on a ration 0/66 coupons0 -
Glad to read you are looking after yourselfAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I'm trying my best. It doesn't help anyone if I get so bad I can't get to work. In fact I'm feeling so bad today I might go take a nap!2019 fashion on a ration 0/66 coupons0
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hi jellie - a nap sounds good to me! I took 2 hours off today to clean as I have a first time visitor ROFLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Last week I met my future father in law- with 15 mins notice. Have never tidied and cleaned so fast
Luckily although I haven't done too much cleaning recently it still looks ok!2019 fashion on a ration 0/66 coupons0 -
LOL at fast clean!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I think it is why the fly lady HHC works so well. You get a lot more done when you do it to a time limit. I find the same with work. I try and set a half hour target, go for it and then have a break. Although from 7am to 5pm I seem to miss out virtually all the breaks :eek:
In fact I think I will try and rectify this from tomorrow and try and get a decent 15 minute break before school starts and between every 2 lessons. Will prpbably be more productive.2019 fashion on a ration 0/66 coupons0 -
I've been so busy trying to read through Memorygirls thread that I haven't got round to posting here! Unfortunately it seems to be growing exponentially so it might take a while for me to catch up.
My head is buzzing with ideas! Last year I was thinking about ways in which I could go part time at work. I used to get paid as a consultant mentor and teacher on the Internet. Unfortunately having made the choice to leave and go into teacher training I'm not able to go back to the old job. However, if I put my thinking cap on maybe I can find a way back into doing this. I absolutely loved it. I wonder if people would be interested in tuition via the net?
Just pondering!
Financially things going ok. It is difficult not being to be able to track progress very well. Having the offset makes sense for us but it would be good to actually see Ops! As it is the money in the account is going up but I'm not sure it is going to be above what is needed for the wedding next year. Will just keep plodding on in the right direction- even having all the wedding paid for in advance will be a huge step forward from the dfw days! It will feel so good to do it without debt.2019 fashion on a ration 0/66 coupons0 -
I'm kicking myself. Have a bank account I used to use for spending money but don't now we're on the offset. I have stopped using it and I thought nothing was coming out of it but left a bit in there just the same. Plan was to check I hadn't forgotten any payments coming out and then close it.
Have just got a letter from the bank saying I owe £6.86 and if it isn't paid they will close the account and I will still be liable for the money owed! Apparently this is the second letter but I have no memory of a first or a statement showing money still going out.
Am off to find out what is going on but am annoyed with myself as this will probably mean a ton of bank charges!!2019 fashion on a ration 0/66 coupons0
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