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Where does all my money go???

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Comments

  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    NSD today :j and dont think will need milk or bread till Friday.
    I have an interview tomorrow which IF i get it will mean more money per month and less money spent of diesel so im keeping my fingers crossed.

    Ive been reading through diaries amongst other things today and came across 101 things to do in 1001 days. Ive been sat here rattling my brain and although I cannot think of 1001 things at the moment I thought I could start with say 10 or so (will see how many I come up with once I start compiling my list). They arent going to be massive things but things that I think will be worthwhile and help me on my journey.

    My 1001 days will start from tomorrow and will end on Wednesday 8th May 2013 :T
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    edited 27 October 2010 at 1:12PM
    1. Keep a spending diary
    2. do a meal plan each week
    3. Keep applying for jobs that are closer to home
    4. declutter living room
    5. declutter bedroom
    6. declutter kitchen
    7. sell unwanted items on ebay to help reduce my debt
    8. do at least 2 loads of washing a day
    9. buy a clothes airer so I dont use dryer
    10. use spare money to pay off debt
    11. get divorced!
    12. [STRIKE]save for a newish car[/STRIKE]
    13. spend less time on the computer
    14. spend 2 hours a day cleaning
    15. reduce food waste
    16. redecorate living room
    17. redecorate hall/stairs/landing
    18. redecorate bedroom 1
    19. redecorate bedroom 2
    20. redecorate bedroom 3
    21. redecorate bedroom 4
    22. redecorate bathroom
    23. redecorate kitchen
    24. have enough money to pay for MOT, Car insurance and road tax in full.
    25. take the pup for at least 2 walks a day
    26. clear debt
    27. have some savings
    28. have a family night at least twice a month
    29. try to have 10 no spend days a month
    30. be prepared for xmas and not leave things till the last minute.
    31. Visit relatives in Singapore
    32. Go and see friends in Germany
    33. Have at least 1 months wages in a savings account in case of emergency
    34. Enroll for OU accountancy course
    35. Take more photos
    36. learn how to use photoshop
    37. Take time out for me so I can learn to like myself again
    38. Accept help when offered!!
    39. [STRIKE]Go and eat fish and chips at the seaside[/STRIKE]
    40. Get my teeth whitened
    41. Do a car booty
    42. Visit at least 10 new places in the UK
    43. Write myself a letter to open in 1001 days!
    44. Keep this diary up to date so I can get motivation or a kick up the a$$
    45. Stop biting my nails
    46. [STRIKE]Stop smoking[/STRIKE]
    47. learn to relax and stop stressing about things
    48. get a job that allows me to be at home at weekends
    49. learn how to sew and use the sewing machine
    50. make own greetings/xmas cards
    51. try 1 new recipe a week
    52. cook more from scratch
    53. get into a routine for housework
    54. get the kids more involved with doing chores
    55. set the kids boundaries and stick to them
    56. have my nails done (after completed number 45)
    57. Shabby chic my bedroom
    58. Make some new friends
    59. have a dinner party (come dine with me style)
    60. renew passports
    61. visit Ireland
    62. make more use of the tent and camping equipment
    63. Find romance
    64. catch up with old friends
    65. make good use of newspaper holiday vouchers
    66. make a raised bed
    67. grow my own veggies
    68. [STRIKE]make my own soup[/STRIKE]
    69. [STRIKE]make my own bolognese sauce[/STRIKE]
    70. [STRIKE]make jam[/STRIKE]
    71. make my own bread at least twice a week
    72. make the kids packed lunches for school so it doesnt cost me £10 a day for school meals
    73. reduce my carbon foot print
    74. go to bed at a reasonable hour!
    75. use the car less
    76. get fit
    77. make a list of things I like about myself
    78. see the northern lights
    79. stay in an ice hotel
    80. up my income
    81. dabble in the stock market!!!
    82. go absailing
    83. teach my children the value of money
    84. wear my reading glasses so i dont do any more damage to my eyes
    85. stay in a castle
    86. revisit pisa
    87. read more books
    88. go for a spar treatment
    89. go for a photo shoot
    90. have a make over
    91. visit a museum
    92. learn how to knit
    93. sort out all my bedding and get rid of anything that has items missing
    94. have a lovely garden so I can sit out and enjoy the sunshine
    95. have a picnic in the countryside
    96. [STRIKE]start my family tree[/STRIKE]
    97. learn to be patient and that things sometimes do take time
    98. complete a task before getting sidetracked
    99. [STRIKE]play pooh sticks like I did when I was a child[/STRIKE]
    100. Take the kids to see Blackpool illuminations
    101. make another 101 things in 1001 days list
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Just registered for free tickets to see the switch on at blackpool, luck of the drawer but could be lucky
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    my 101 list is now complete, ive sat here for most of the evening compiling it. Some things on my list are for me, some for the children and some so I can get organised and live in a lovely home where friends are free to visit at any time without having to book 2 weeks in advance (so I can get cleaned up)

    Im off to bed now as I have an interview in the morning for a job thats 2 miles away. Its working with children and young adults aged 11 - 19 with severe learning disabilities and challenging behaviour. Ive never worked with children/young adults before so it will be challenging but I am hoping it would also be very rewarding. Fingers crossed it all goes well. IF I was to get this job it means that I would just have this as a main job and wouldnt have to work my part time job too, which in turn would mean I spent less time commuting, save money on diesel but best of all it would mean I can spend more time with my children.
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Does anyone know how I can move this thread to debt free diaries?
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • honey
    honey Posts: 703 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    life_in_termoil wrote: »
    Does anyone know how I can move this thread to debt free diaries?

    Hi life in termoil,

    I think you pm one of the Debt-Free Wannabe board guides, nearlyrich, MrsTine, fermi and ask if they could move it for you.

    honey x
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Thanks Honey,
    Ive sent them a PM
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Interview went quite well I think but will have to wait until tomorrow to find out if I have been successful. It was a panel of 2 asking various questions and the interview lasted over an hour!!! Quite intense to say the least.
    The place itself is lovely old beautiful buildings set in magnificent surroundings but best of all its only 2 miles from home.
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • LuckyBiscuit
    LuckyBiscuit Posts: 416 Forumite
    Hi Life in termoil, hope all goes well on the job front, just read through your diary!!!!
    You have some fantastic motivation (pass some this way please)
    Will read with interest your progress and you list of 101 things looks exhasting!!!!!!!
    Off to do myself a list of chores for today

    Good luck ........................XXX
    Im not financially savvy as im still learning but i love to support anyone that needs it and give virual hug's and tea!!!
    Can't do Bickie's Sorry, need to lose weight!!!
    Challenge 1 : Sealed Pot Challenge, No : 810
    Challenge 2 : Dragon's wake up call
    Challenge 3 : Aug 8/15 NSD's
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Thread moved as requested, sound like you have got off to a great start....
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
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